USDA and FHA Pro and Con in Pine-Bluff, Jefferson County, AR
For 2026, the USDA loan limits set for Pine-Bluff in the county of Jefferson, AR is $285,000. In contrast, the FHA loan constraint is $356,362 applicable for single-family homes.
Utilize the Lendersa® USDA loan calculator to assess the latest USDA versus FHA rates and evaluate the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable plan in Alabama for your financial situation.
2026 loan limits and downpayment requirements for Pine-Bluff, Jefferson county, AR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Explore USDA and FHA loan alternatives in Pine-Bluff, AR
Lendersa® is committed to securing you the optimal USDA or FHA loan quickly and with minimal inconvenience. Choose from three starting points that lead to lender matching and USDA loan programs.
A USDA home loan, sometimes known as a USDA rural development loan or USDA mortgage, is a government-backed loan provided by the Department of Agriculture. It is available solely in rural regions. Differently from FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
The Upstate National Bank is a nationally-chartered community bank headquartered in Rochester, NY focusing on providing a safe and secure environment for clients to transact, invest and borrow while simultaneously enabling and enhancing community prosperity and growth in the markets we proudly serve.
180 Office Park Way, Suite 2000, Pittsford, NY, 14534
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
Powers Funding headquarters is located in the Powers Building in the heart of Rochester, NY banking and commerce center. Mark is firmly established in the community with years of experience working with firms in the fields of construction, manufacturing, food services and service related businesses.
The Greece Community Federal Credit Union was Chartered in 1958 under the name of Greece Central School District Credit Union as a State Chartered Credit Union to serve the employees of Greece Central School District. The first Board Meeting was held on September 22, 1958 reporting assets of $36.00.
Tompkins Lending is a mortgage broker / direct lender serving Greater Rochester and Monroe County. Tompkins Lending is spearheaded by Tim Tompkins, the sole decision maker, and is typically able to provide a fast answer without an appraisal or engineer’s inspection, saving our clients time and money.
ESL Federal Credit Union serves as a full-service financial institution to more than 384, 000 members and 13, 200 businesses. The company provides personal, business banking, mortgage services and wealth management services through its locally-based 23 branch network, telephone, mobile, online and live chat center.
Canandaigua FCU is a Credit Union that is a not-for-profit financial institution. Serving our members with financial products and services from savings to loans and everything in between. We have Mobile Banking, Home Banking and Bill Pay free to our members.Credit Union that is a not-for-profit financial institution.
CNB Mortgage Company we strive to make the mortgage process swift and simple - with local decision making and loan processing. Our experts will find a mortgage solution to fit your needs, offering portfolio mortgages, fixed rate mortgages, construction loans, home equities and Special Loan Programs.
