The 2025 USDA loan limit in White-Hall, county of Jefferson, AR, is set at $285,000, while the FHA limit for a single-family home stands at $356,362.
Utilize the Lendersa® USDA loan calculator to review and compare today's leading USDA and FHA rates. Assess the income, credit requirements, reserves, and documents essential to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conforming Conventional | $548,250 | 3% |
The mission of Lendersa® is to ensure you access the most suitable USDA or FHA loans promptly and smoothly. Choose from three starting points that guide you to compatible lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, specifically serves rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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