USDA Vs. FHA Pro and Con comparison in White-Hall, Jefferson County, AR

The 2025 USDA loan limit in White-Hall, county of Jefferson, AR, is set at $285,000, while the FHA limit for a single-family home stands at $356,362.

Utilize the Lendersa® USDA loan calculator to review and compare today's leading USDA and FHA rates. Assess the income, credit requirements, reserves, and documents essential to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in White-Hall, County of Jefferson, AR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conforming Conventional $548,250 3%

USDA and FHA Loan Options in White-Hall, AR

The mission of Lendersa® is to ensure you access the most suitable USDA or FHA loans promptly and smoothly. Choose from three starting points that guide you to compatible lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Overview of USDA Loans in AR

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, specifically serves rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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