USDA Vs. FHA Pro and Con comparison in Tontitown, Washington County, AR
In 2026, the USDA loan limit for Tontitown in Washington county, AR, is $336,500. At the same time, the FHA loan limit for a single-family residence is $472,030.
Make use of the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates and determine the necessary income, credit, savings, and paperwork needed to qualify. By employing our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to choose the ideal program that aligns with your financial status in Alabama.
2026 Loan Limits and Down Payment Requirements in Tontitown, Washington, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Tontitown, AR
Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and with simplicity. Choose one of three initial pathways that connect you with the matching lenders and USDA loan programs.
The USDA home loan, guaranteed by the government Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is available specifically in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages eliminate any down payment requirement, offering an appealing advantage.
Verus is a mortgage investor filling the credit void in today’s mortgage market. Verus acquires responsible non-agency mortgage loans from correspondents. Acquisition programs are designed to address the issues limiting a borrowers’ access to credit through common sense underwriting. All programs focus on the borrowers’ ability to repay.
525 Bryant Street NW, Room C-102, Washington, DC, 20059
Howard University Employees Federal Credit Union was chartered in Washington, DC on October 11, 1935, the same year that the Federal Credit Union Act became law. Thanks to the courage and foresight of eleven charter members, our credit union was formed with the common bond to serve employees of Howard University and members of their families.
555 New Jersey Avenue NW, Suite 100, Washington, DC, 20001
The mission of the AFL-CIO Employees Federal Credit Union is to be the primary financial institution for union members and their families, providing quality products and member service, consistent with the values of the labor movement As a credit union, we exist solely to serve the financial needs of our membership.
455 Massachusetts Avenue NW, Unit 328, Washington, DC, 20001
314 Capital We specialize in the direct origination of long and short term loans for residential and commercial investment properties. We're a alternative to Hard Money, which means our programs are designed as a lower cost option while helping the investor achieve their goals of building quality and sustainable housing across the nation
4333 Charles Crossing Drive, White Plains, MD, 20695
LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Millenia Mortgage was originally established January 1, 2000. As you are aware, there are many mortgage companies and banks that offer low rates and fees but not many people understand why there is a fluctuation in costs associated with doing a loan if all programs and guidelines are standard to the industry.
PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally. While it is similar to a bank in terms of the services it provides, it is philosophically different in operation. PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally.
"Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region.
Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
