FHA Vs. USDA loan program for Johnson, Washington County, Arkansas

In 2025, USDA loan limit in Johnson, county of Washington, AR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Johnson, AR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arkansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(510) 483-1300 Lender's profile and map Reviews SMW Federal Credit Union 1750 Abram Ct, San Leandro, CA, 94577 Established in 1962, SMW 104 Federal Credit Union is a non-profit, financial cooperative owned and operated by its members (Sheet Metal Workers' Local Union 104 employees, apprentices and their families) which spans 49 counties from Ventura County, California, to the Oregon border. By understanding the nature of the trade and offering products
(510) 352-9100 Lender's profile and map Reviews Outstanding Investment Company Inc 2450 Washington Avenue, Suite 100, San Leandro, CA, 94577 If today's unrealistic credit requirements and housing regulations are making it impossible for you to get money out of your home then OIL is here for you. At OIL we understand that each individual borrower has individual circumstances. we are an Outstanding Investment Lending and we want to work with you.
(510) 516-0843 Lender's profile and map Reviews Lane Mortgage, LLC 604 Oakes Boulevard, San Leandro, CA, 94577 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(855) 855-8805 Lender's profile and map Reviews First Technology Federal Credit Union 3000 El Camino Real, Suite 100, Palo Alto, CA, 94306 Unlike banks, we exist to serve our members, not to make a profit. Instead, we put our time, money, passion, experience, smarts, elbow grease and whatever else we can muster up to work for our members, employees and communities. It’s our secret weapon that turns promises into action: investment in you.
(650) 325-5700 Lender's profile and map Reviews University Investments Inc 2799 Middlefield Road, Palo Alto, CA, 94306 Our services begin as a mortgage broker, shopping the market to find the best loan package for your specific needs and abilities. Where we differ is in the service and the relationship. We are more than just a mortgage finance company; we're an investment tracking company. We offer top-notch service on your loan.
(707) 246-5778 Lender's profile and map Reviews JA Lawson and Associates 2000 Glen Cove Marina Rd, Suite 7146, Vallejo, CA, 94591 JA Lawson and Associates (JALA) is a collective of bankers, auditors, and legal professionals that work together to support independent financial institutions manage complex compliance, operations, and internal control programs. We perform compliance audits and consulting services for banks, credit unions, fintech, and mortgage organizations.
(707) 642-9840 Lender's profile and map Reviews Security First Real Estate Finance 7263 Willow Creek Circle, Vallejo, CA, 94591 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(707) 720-4133 Lender's profile and map Reviews Jyotsna M. Ramaiya 2591 Marshfield Road, Vallejo, CA, 94591 "Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
(207) 728-7555 Lender's profile and map Reviews NorState Federal Credit Union 78 Fox Street, Madawaska, ME, 04756 NorState Federal Credit Union has been a part of local communities and helping our members, financially succeed, since 1941. As a member-owned, not-for-profit cooperative, NorState Federal Credit Union invites you to experience the difference of a locally-owned and operated credit union.
(925) 254-4278 Lender's profile and map Reviews Stefan Financial 371 Village Square, Orinda, CA, 94563 Stefan Financial is an established commercial real estate finance firm. We have over 20 years’ experience in placing debt for our clients. And while we have developed strong relationships with various capital sources, we have not become complacent about looking for new participants. On the contrary, commercial real estate finance.
(800) 218-3315 Lender's profile and map Reviews Loan Republic Financial, Inc. 371 Village Square, Orinda, CA, 94563 "Loan Republic Financial is an internet-direct provider of low-rate loan products to help families deliver on the American dream. Founded in 2003, Loan Republic Financial uses the internet as its 'Universal Branch' to distribute low-rate loan solutions direct to the market using our proprietary automated loan platform."