In 2026, the USDA loan limit for Farmington in the county of Washington, AR, is $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare the best available rates for USDA versus FHA today. This tool helps you determine the income, credit status, reserves, and required documentation for qualifying. Our advanced mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA options, helping you select the program in Alabama that best fits your financial situation.
2026 Loan Limits and Down Payment Information in Farmington, Washington County, AR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Farmington, AR
The primary goal of Lendersa® is to seamlessly connect you to superior USDA or FHA loans without hassle. Choose one of three starting options to find matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
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