USDA Vs. FHA your options comparison in Farmington, Washington County, AR

In 2025, the USDA loan limit for Farmington in the county of Washington, AR, is $336,500. Meanwhile, the FHA loan limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare the best available rates for USDA versus FHA today. This tool helps you determine the income, credit status, reserves, and required documentation for qualifying. Our advanced mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA options, helping you select the program in Alabama that best fits your financial situation.

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2025 Loan Limits and Down Payment Information in Farmington, Washington County, AR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Farmington, AR

The primary goal of Lendersa® is to seamlessly connect you to superior USDA or FHA loans without hassle. Choose one of three starting options to find matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AR

A USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. In contrast to FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1020 Milwaukee Avenue, Suite 232, Deerfield, IL, 60015
  • Cambridge Lending Group has established itself as a trusted resource and respected mortgage leader in the Chicago’s North Shore community. we have helped thousands of clients find the optimal mortgage plan tailored to their needs, and provided successful solutions for those who have previously been turned down by other lenders.
  • Infiniti Financial Group Inc
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  • Home Loan Solutions Inc
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  • Dimension Mortgage Corp
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  • 1st Eagle Mortgage Inc
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  • Fountain Home Loans LLC
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  • We offer Mortgages in Foley AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community. We offer Mortgages in Gulf Shores AL . We specialize in FHA, VA, USDA, Harp 2 purchase and refinance products. We serve the Gulf Shores, AL community.
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  • The First National Bank of Hugo
  • 321 4th Street, Hugo, CO, 80821
  • The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado. Mobile and traditional directions to this location can be found below along with ratings