USDA Loan Vs. FHA loan for Coolidge, AZ 2025

For 2025, in Coolidge of Pinal, AZ, the USDA loan maximum is $353,200, while the FHA ceiling is $530,150 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA against FHA rates and identify the essential income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, helping you select the ideal option for your financial needs within .

Exploring USDA and FHA Loan Choices in Coolidge, AZ

The goal of Lendersa® is to swiftly connect you with the most suitable USDA or FHA loan, with minimal hassle. Start with one of three methods that lead to compatible lenders and USDA loan options.

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Defining USDA Loans in AZ

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is specific to rural regions. Unlike FHA loans that require at least 3.5% as a down payment, USDA mortgages are offered with zero down payment needed.

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(213) 799-7228 Lender's profile and map Reviews PACT Capital 2041 Rosecrans Ave, El Segundo, CA, 90245 PACT Capital Inc., is a leading national mortgage banking firm that specializes in Multifamily, Commercial (owner-user and investor) and Agriculture Real Estate financing. We advise real estate owners and operators on how to unlock liquidity and maximize their investments through best-in-market financing ranging from $1 Million to $250 Million.
(310) 594-7830 Lender's profile and map Reviews Convoy Capital 2120 E. Grand Ave, Suite 145, El Segundo, CA, 90245 We provide you with the best financing options for your multifamily investment properties. Through Convoy Capital, property / business owners, developers, and buyers consistently benefit from competitive pricing, flexible terms, customized solutions, streamlined processing and origination, and reliable closings—each and every time.
(949) 422-5009 Lender's profile and map Reviews American Capital Corporation 2101 Rosecrans, Suite 4255, El Segundo, CA, 90245 American Capital Broker Network is dedicated to helping your business prosper in this new lending environment. We have many different programs including FHA, conforming, agency high balance and non-conforming with rates and service that are out of this world and also direct lending experts great rates and great service.
(310) 640-8100 Lender's profile and map Reviews Aegean Financial 840 Apollo St, Suite 100, El Segundo, CA, 90245 Aegean Financial is a fully licensed mortgage corporation in the states of California, Texas, Washington, Oregon, Hawaii, and Louisiana. Our licensing information can be found within the NMLS Consumer Access website. Aegean Financial specializes in providing residential mortgage loans for purchase and refinance.
(310) 706-4451 Lender's profile and map Reviews Alcole Capital Group 2321 Rosecrans Avenue, Suite 4250, El Segundo, CA, 90245 Alcole Capital Group (“ACG”) is a full-service mortgage brokerage firm based in Southern California that specializes in originating and placing loans secured by 5+ unit multifamily apartment buildings and commercial properties for a large client base of real estate brokers, property owners, and real estate investors.
(310) 252-7222 Lender's profile and map Reviews ACC Mortgage Lending 2245 Campus Drive, El Segundo, CA, 90245 "ACC Mortgage Lending is a top producing mortgage firm licensed in CA, CO, TX, NM, AZ, WA, GA, MN Our Loan Originators are seasoned professionals and highly ranked in our field. We know that each customer has specific needs, so we provide a wide array of products, expertise, and customizatoin for your home loan financing."
(310) 730-5335 Lender's profile and map Reviews Capital Loans 2121 Rosecrans Avenue, Suite 2310, El Segundo, CA, 90245 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(310) 864-3093 Lender's profile and map Reviews Vortex Mortgage 840 Apollo Street, Suite 100, El Segundo, CA, 90245 Vortex Mortgage, we understand just how important it is to choose the right loan that not only meets your mortgage needs, but that also considers your overall financial goals. A mortgage still remains the single largest personal expense Americans commit to, with an average of 60-70 percent of their mortgage payment being spent on interest cost.
(858) 336-4618 Lender's profile and map Reviews Fortitude Real Estate Loans 949 Eucalytpus Dr El, El Segundo, CA, 90245 Fortitude Real Estate Loans founder of the Benjamin Pruett goal is to assist you in your real estate needs by providing you the best loan options available. I offer competitive rates and cost-saving programs that will help you achieve your goals. As a 15-year resident of the Los Angeles South Bay area, I have helped many people realize their dream
(424) 299-4068 Lender's profile and map Reviews Aries Loans, Inc. 2121 Rosecrans Ave, Suite 2340, El Segundo, CA, 90245 At Aries Loans, we feel it's important to not only communicate with your loan officer, but also with the processing team. Access to most recent tasks, documents, and processing chat logs allow for all associated parties to be in sync for your loan. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.