USDA and FHA Pro and Con in Coolidge, Pinal County, AZ

For 2025, in Coolidge of Pinal, AZ, the USDA loan maximum is $353,200, while the FHA ceiling is $530,150 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA against FHA rates and identify the essential income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, helping you select the ideal option for your financial needs within .

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2025 Loan Limits and Down Payment Needs in Coolidge, Pinal, AZ

Loan Type Maximum Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Coolidge, AZ

The goal of Lendersa® is to swiftly connect you with the most suitable USDA or FHA loan, with minimal hassle. Start with one of three methods that lead to compatible lenders and USDA loan options.

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Defining USDA Loans in AZ

A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is specific to rural regions. Unlike FHA loans that require at least 3.5% as a down payment, USDA mortgages are offered with zero down payment needed.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cloverbelt Credit Union
  • 110 McIndoe Street, Wausau, WI, 54403
  • Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935
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  • At TrueLink Capital Solutions, we want to help you by offering one of the best tools in the world of business: commercial finance. Small business loans can make it possible to make huge improvements, undertake exciting projects, increase profits, or simply get back on your feet.
  • FirstBank
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  • We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our flagship branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change.
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  • First Vision Bank initially opened for business in November, 2005 with two locations: Tullahoma and Decherd/Winchester, with our administrative offices located in Tullahoma. The Bank was founded with the guiding principles of being a solid, profitable, and superior service-oriented bank in southern Middle Tennessee.
  • A Mortgage Boutique
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  • Waukesha State Bank is one of the largest locally owned and independent Banks in Wisconsin. Since our modest beginning in 1944, we have been serving the financial needs of the community with a personalized, one-on-one approach to Banking, and an emphasis on customer service and community involvement.
  • Inlanta Mortgage - Jesse Koch
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