USDA Vs. FHA your options comparison in Eloy, Pinal County, AZ

In the year 2026, the USDA loan maximum in Eloy within the county of Pinal, AZ is $353,200, whereas the FHA limit for a single-family residence is $530,150.

Leverage the Lendersa® USDA loan calculator to evaluate current USDA versus FHA optimal rates and ascertain the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, facilitating the choice of the most suitable program in for your unique financial circumstances.

Explore loan offers from a network of 100 lenders

Loan Limits and Downpayment Criteria for 2026 in Eloy, County of Pinal, AZ

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Possibilities in Eloy, AZ

Lendersa® aims to connect you with the ideal USDA or FHA loan swiftly and with ease. Choose one of three paths to find matching lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in AZ

A USDA home loan, or USDA mortgage, is a government-backed loan provided by the Department of Agriculture, tailored for rural areas. Unlike FHA loans that necessitate a minimum of 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Eloy Lenders

  • First American Credit Union
  • 1001 North Pinal Ave, Casa Grande, AZ, 85122
  • Lends in Arizona
  • Our mission is to create financial independence, promote diversity and assist hard-working families. First American Credit Union is a community oriented, non-profit financial institution. Our members and employees are people like you who live and work in Southwest Arizona and areas of New Mexico.

  • Amanda Williams Mortgage Company
  • 1664 E Florence Blvd, Suite 4-106, Casa Grande, AZ, 85122
  • Lends in Arizona
  • Our mission is to help our clients purchase or refinance their dream home with a high level of service. We strive to earn your business and build a long-lasting relationship. 15 years in the lending field
    Experts in credit repair at no charge to you
    Specializing in hard to do loans
    Your loan is our priority
    Arizona lender for two decades

  • AnnieMac
  • 211 N. Florence Street, Suite 102 & 103, Casa Grande, AZ, 85122
  • Lends in Arizona
  • AnnieMac Home Mortgage, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches

  • Interstate Mortgage Service, Inc.
  • 25062 South 190th Street, Queen Creek, AZ, 85142
  • Lends in Arizona
  • At Interstate Mortgage Service Inc., where we specialize in residential mortgages. At Interstate Mortgage Service Inc., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Life Changer Loan Corp
  • 3613 East Flintlock Drive, Queen Creek, AZ, 85142
  • Lends in Arizona
  • At Life Changer Loan, we’re making that a reality for homebuyers in Arizona by offering a special loan that can help you pay off your loan and build equity in record time. A Life Changer Loan is a special type of home loan that merges home finance with personal banking in a convenient, integrated package.

  • Independent Mortgage Advisors, LLC
  • 1698 East Adelante Way, Queen Creek, AZ, 85140
  • Lends in Arizona
  • Independent Mortgage Advisors originates all types of residential loans in Arizona & California, and was created using a client- focused model- NO fee options, great rates, exceptional service, and above all, the integrity to ALWAYS put the best interest of the client first. We are there for our clients every step of the way

  • House Loans Mortgage Services Corp.
  • 38058 N Dena Dr, Suite 4427, San Tan Valley, AZ, 85140
  • Lends in Arizona
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Driven Lending LLC
  • 39701 N. Country Ln, San Tan Valley, AZ, 85140
  • Lends in Arizona
  • Driven Lending is an Arizona-Based company, established in 2019. At Driven, we believe that the process of purchasing or refinancing a home should be one of the most rewarding experiences of your life and we are taking a stand against the transactional nature of the process by making it fun and enjoyable.

  • Stashin Mortgage Services, LLC
  • 21716 N Bradford Drive, Maricopa, AZ, 85138
  • Lends in Arizona
  • Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan