USDA VS FHA in Arizona-City, Pinal County, AZ

In 2025, the USDA loan limit for Arizona-City, located in Pinal county, AZ, is $294,400, whereas the FHA limit for a single-family home is $368,000.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your financial needs in .

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Loan limits and down payment requirements for 2025 in Arizona-City, Pinal, AZ

Loan Type Loan Limit Down Payment
USDA $294,400 0%
FHA $368,000 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Arizona-City, AZ

Lendersa® aims to secure you the best USDA or FHA loan quickly and with ease. Choose one of three starting strategies for matching with lenders and USDA loan programs.

Visual of Lendersa USDA loan request and matching results

What Defines a USDA Loan in AZ?

The USDA home loan, supported by the government Department of Agriculture, also called the USDA rural development loan or mortgage, is meant for rural areas only. While FHA loans require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Jilbert & his team are a highly motivated real estate team.you will have a One-Stop Real Estate Provider who will cover all of your real estate needs Jilbert Allahverdi is the founder of the company he is Dedicated to assisting buyers and sellers with all of their real estate needs. Whether you are buying or selling your home.
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