In 2026, the USDA loan limit for San-Tan-Valley within the county of Pinal, AZ, is $294,400. For a single-family home, the FHA limit is $368,000.
Use the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates. Determine the necessary income, credit standing, reserves, and documentation required for eligibility. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, helping you decide which program in
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| Type of Loan | Loan Limit | Down Payment |
| USDA | $294,400 | 0% |
| FHA | $368,000 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to seamlessly connect you with the ideal USDA or FHA loan in a prompt manner. Start by selecting one of three approaches that position you with matching lenders and USDA loan solutions.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, making them a smart choice for qualifying rural residents.
Enter your location to find out if it qualifies for USDA rural housing loan?
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