USDA Vs. FHA Pro and Con comparison in Florence, Pinal County, AZ

In 2024, USDA loan limit in Florence, county of Pinal, AZ is $353,200 while FHA limit is $530,150 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Florence, county of Pinal, AZ

Loan Type Loan Limit Down payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Florence, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Eagle Mortgage Company
  • 767 Shamrock Blvd, Venice, FL, 34293
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7. All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
  • MIDFLORIDA Credit Union
  • PO Box 8008, Lakeland, FL, 33802
  • MIDFLORIDA Credit Union was founded in 1954 as the Polk County Teachers Credit Union. We ended our first year with just 273 members and $7,000 on deposit. Today, we have almost 400,000 members and more than $5 billion in assets. We take our tagline—Your Community Credit Union—to heart.
  • Boom Mortgage LLC
  • PO Box 2004, Saint Augustine, FL, 32085
  • Our mission at Boom Mortgage is to assist americans in achieving the dream of home ownership. We set out to make the loan process simple for all of our clients. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products investment tools, mortgages and best of all quality service.
  • Englewood Bank & Trust
  • 1111 S McCall Rd, Englewood, FL, 34223
  • Englewood Bank & Trust has been based in Lemon Bay in Southwest Florida since 1988, as a locally managed, community bank. Our goal is to provide our customers with highly personalized banking products and services while maintaining a hometown image. You’ll appreciate the convenience of Englewood Bank & Trust’s network
  • B.I. Federal Credit Union
  • 554 Joffre Cherry Valley Road, Burgettstown, PA, 15021
  • Brunot Island Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the B.I. Federal Credit Union will continue a sound yet progressive asset management strategy
  • Winston-Salem Federal Credit Union
  • 711 East Salem Avenue, Winston Salem, NC, 27101
  • The Winston-Salem Federal Credit Union was incorporated in October, 1957. The Credit Union ended that year with 94 members and $2, 980 in assets. Today we are a full service credit union serving thousands of members with millions of dollars in assets. To be the members' primary financial institution by providing reliable,
  • Truliant Federal Credit Union
  • 893 North Liberty Street, Suite A, Winston Salem, NC, 27101
  • Truliant Federal Credit Union was chartered in 1952 to serve the employees of Western Electric and was known as Radio Shops Credit Union. It began serving about 2, 000 members and offered credit union services in Winston-Salem, Greensboro and Burlington. Today, Truliant serves over 280, 000 members with more than 30 locations.
  • Fastbreak Mortgage Brokers
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • CityState Financial
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  • At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
  • USA Mortgage
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  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!