USDA Vs. FHA Pro and Con comparison in Florence, Pinal County, AZ

In 2025, the USDA loan limit for Florence, situated in the county of Pinal, AZ, is $353,200. On the other hand, the FHA cap for a single-family home stands at $530,150.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA versus FHA rates. Determine the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator provides a side-by-side reflection of USDA, FHA, Conforming, and VA promotions, helping you decide which option in aligns best with your financial scenario.

Review loan options from 100 lenders

2025 Loan Limits and Down Payment Details in Florence, Pinal, AZ

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Choices in Florence, AZ

The objective of Lendersa® is to swiftly secure the best USDA or FHA loan for you without unnecessary hassle. You can select from three starting pathways to connect with matching lenders and eligible USDA loan programs.

Lendersa USDA loan request results

Explaining USDA Loans in AZ

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government's Department of Agriculture and is exclusively available for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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