USDA and FHA Pro and Con in Green-Valley, Pima County, AZ

In 2026, the USDA loan limit for Green-Valley, in the county of Pima, AZ, is set at $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare today's prevailing USDA vs. FHA rates and determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options, helping you decide which option in best fits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Green-Valley, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional $548,250 3%

USDA and FHA Loan Options in Green-Valley, AZ

Lendersa® aims to swiftly secure the ideal USDA or FHA loan without hassle. Begin with one of three pathways to connect with lenders and USDA loan programs fitting your needs.

Lendersa USDA loan request results

Explaining USDA Loans in AZ

The USDA home loan, known also as a USDA rural development loan or mortgage, is backed by the Department of Agriculture and is solely for rural areas. Unlike FHA loans needing at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • PennyMac Loan Services
  • 3043 Townsgate Rd, Suite 200, Westlake Village, CA, 91361
  • At PennyMac our commitment to our customers doesn’t end at closing. Our goal is to be a trusted financial partner that you can count on as long as you own your home. Being one of the top direct mortgage lenders in the country means PennyMac can focus on the needs of its customers rather than maintaining a network of branches and banking products.

  • Great American Funding Corporation
  • 860 Hampshire Road Suite S, Westlake Village, CA, 91361
  • Great American Funding Corporation is a Direct Mortgage Lending Source which allows us to offer hundreds of Mortgage Loan programs from which to choose. A Mortgage Banker can obtain lower rates and SAVE you money. We get paid by the Big Banks, to do their job better, faster, quicker, less expensive and with lower rates!

  • Harmony Mortgage
  • 699 Hampshire Rd. Suite 210, Westlake Village, CA, 91361
  • Harmony Mortgage Bankers was established in 2007 and since then the company and licensed mortgage professionals have been providing mortgage lending services to home buyers and real estate professionals throughout the state of California. We offer a wide variety of loan options with extremely competitive rates and fees.

  • Conejo Simi Moorpark Assoc of REALTORS
  • 463 Pennsfield Pl, Suite 100, Thousand Oaks, CA, 91360
  • The Conejo Simi Moorpark Association of Realtors® is a member service organization of professionals in real estate, who subscribe to a strict Code of Ethics of the National Association of Realtors®. The Conejo Simi Moorpark Association of Realtors® is pledged to promote and maintain high standards of conduct in the real estate professionl.

  • Thousand Oaks Mortgage
  • 812 Woodlawn Dr, Thousand Oaks, CA, 91360
  • Michael started his real estate career in 1971 with the purchase of his first home. Michael bought a home in Perrysburg, Ohio for the enormous sum of $20, 000.00! It had no central heat, and no insulation but it did have knob and tube wiring. The home was built before 1865 and it needed some restoration.

  • Affinity Mortgage Group, Inc.
  • 325 E. Hillcrest Drive, Suite 195, Thousand Oaks, CA, 91360
  • Affinity Mortgage Group was established in 1996 and started as a boutique mortgage practice but over the years found there was a much larger need. We have now evolved into a total financial services company offering Mortgage Planning, Debt Management, Asset Protection and Wealth Preservation,

  • Sherwood Mortgage Group, Inc
  • 915 Greenwich Drive, Thousand Oaks, CA, 91360
  • Sherwood Mortgage Group, Inc. is located in Thousand Oaks in Ventura County, CA. We have over 25 years experience in real estate lending & our clients keep coming back to us because of our personal attention. This site is designed to help you learn more about us, what we do & how we can save you money in your real estate transactions.

  • Summit Financial Network inc.
  • 99 Long Court, Suite 101, Thousand Oaks, CA, 91360
  • Summit Mortgage and Investment Company is a financial services organization. We provide individuals, businesses and organizations with expert real estate advice and services including real estate lending, real estate brokerage, property management and investment. Summit is committed to helping our clients.

  • lowermortgage.net
  • 100 E Thousand Oaks Boulevard, Suite 161, Thousand Oaks, CA, 91360
  • "LowerMortgage.net has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of consumers and real estate professionals.

    We are a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance."