In the year 2025, the USDA loan cap for a single-family home in Rio-Rico, located in Santa Cruz county of AZ, is $285,000. Meanwhile, the FHA loan limit stands at $356,362.
Utilize the Lendersa® USDA loan calculator to assess today’s top USDA and FHA rate options. This tool will also help you understand the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans in , enabling a decision on the most suitable plan for your financial requirements.
Loan restrictions and down payment needs in Rio-Rico, Santa Cruz in AZ for 2025
Type of Loan
Maximum Limit
Down payment percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan opportunities: USDA and FHA in Rio-Rico, AZ
The objective of Lendersa® is to quickly and seamlessly secure you the best USDA or FHA loan available. Choose from three initial pathways that align you with lenders and suitable USDA loan schemes.
A USDA home loan, overseen by the Department of Agriculture, is often known as a USDA mortgage or rural development loan and is accessible only in rural zones. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment whatsoever.
"At In-House Lending, llc, your local Louisiana mortgage lender, providing lending programs that fit the needs of our community.
We are a direct local lender that has also teamed up with some of the largest and most respected national lenders, giving us one of the widest selections of loan options ANYWHERE."
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