USDA Vs. FHA your options comparison in Rio-Rico, Santa Cruz County, AZ
In the year 2025, the USDA loan cap for a single-family home in Rio-Rico, located in Santa Cruz county of AZ, is $285,000. Meanwhile, the FHA loan limit stands at $356,362.
Utilize the Lendersa® USDA loan calculator to assess today’s top USDA and FHA rate options. This tool will also help you understand the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans in , enabling a decision on the most suitable plan for your financial requirements.
Loan restrictions and down payment needs in Rio-Rico, Santa Cruz in AZ for 2025
Type of Loan
Maximum Limit
Down payment percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan opportunities: USDA and FHA in Rio-Rico, AZ
The objective of Lendersa® is to quickly and seamlessly secure you the best USDA or FHA loan available. Choose from three initial pathways that align you with lenders and suitable USDA loan schemes.
A USDA home loan, overseen by the Department of Agriculture, is often known as a USDA mortgage or rural development loan and is accessible only in rural zones. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment whatsoever.
Southland Mortgage Services founder of the John Rasmussen Specializing in the first-time buyer and self-employed, John has been doing business in the Orange County beach cities and all of Southern and Northern California for over 35-years. John works hard to help people realize the American dream, home ownership.
16152 Beach Blvd, Suite 120, Huntington Beach, CA, 92647
Unlock your financial potential with Diversified Financing Solutions, spearheaded by Kip Adkins. Our mission is tailored financial strategies to ensure your business thrives. We offer unique, client-focused solutions designed to drive growth and efficiency. Connect with us to elevate your financial future.
17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92647
Morningstar Mortgage is a Federal Housing Agency Approved Lending Institution. Approved Lender # 24053-00004. We are not simply a branch of one bank and limited to the reverse mortgage products they offer. We offer a range of different options from many wholesale lending sources both government insured, and privately held.
16162 Beach Blvd, Suite 250, Huntington Beach, CA, 92647
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
We can guide you to the right loan amount & best program for you. Based on standard lender guidelines, we'll have you pre-approved & ready to purchase.We'll guide you through the process and make it worry-free to improve your interest rate & monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment.
16152 Beach Boulevard, Suite 131, Huntington Beach, CA, 92647
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
17011 Beach Boulevard, Suite 230, Huntington Beach, CA, 92647
At Professionals Mortgage Group. We are a full-service mortgage company based in Huntington Beach, CA. We specialize in Mortgage Loans and Refinance Loans in Huntington Beach, Seal Beach, Fountain Valley, Westminster, Long Beach, and Santa Ana. We also serve the surrounding cities in Orange County.
17011 Beach Blvd, Suite 900, Huntington Beach, CA, 92647
OC Realtors to help find your dream home in the city you are looking People are often treated like a statistic when shopping for a mortgage. This creates poor communication & response time, jeopardizing your dream of home ownership. A broker who will treat you like a business partner and guide you through the process is rare.