In the year 2026, the USDA loan cap for a single-family home in Rio-Rico, located in Santa Cruz county of AZ, is $285,000. Meanwhile, the FHA loan limit stands at $356,362.
Utilize the Lendersa® USDA loan calculator to assess today’s top USDA and FHA rate options. This tool will also help you understand the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans in , enabling a decision on the most suitable plan for your financial requirements.
Loan restrictions and down payment needs in Rio-Rico, Santa Cruz in AZ for 2026
Type of Loan
Maximum Limit
Down payment percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Loan opportunities: USDA and FHA in Rio-Rico, AZ
The objective of Lendersa® is to quickly and seamlessly secure you the best USDA or FHA loan available. Choose from three initial pathways that align you with lenders and suitable USDA loan schemes.
A USDA home loan, overseen by the Department of Agriculture, is often known as a USDA mortgage or rural development loan and is accessible only in rural zones. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans demand no down payment whatsoever.
First Metro Bank has planted roots in our community since 1988. We’ve helped our Neighbors raise families, open businesses, and plan for the future. It is our way of doing business that separates us from the crowd, and allows our customers to know that they are far more than just a number.
"Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community.
In 1952, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms."
Bluff View Bank and its branches will serve its customers with integrity, courtesy, professionalism and innovation exceeding the customers expectations. Our customers will be served by competent and highly trained employees providing professional, courteous and friendly service with a smile at all times.
Milledgeville State Bank takes a more personal approach. Whatever your needs, you can talk to a bank staff member about your options and get a recommendation that works best for you, not a sales pitch that helps our bottom line. At Milledgeville State Bank, banking is all about building relationships founded on getting to know you as a person
Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.
Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future and we offers a wide variety of loans. You made need a personal loan for car repairs, to pay taxes, medical expenses or take a vacation.
Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
Tuscaloosa VA Federal Credit Union is a not-for-profit, member-owned, financial cooperative, committed to providing members with the financial services they need, when and where they need them — affordably, conveniently and professionally. Tuscaloosa VA Federal Credit Union was established in November 1951.
