USDA Loan Vs. FHA loan for Summit, AZ [ best of 2023]

In 2025, USDA loan limit in Summit, county of Pima, AZ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Summit, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(803) 779-2966 1730 miles Lender's profile and map Reviews Columbia Post Office Credit Union 1601 Assembly Street, Columbia, SC, 29201 The Columbia Post Office Credit Union is a member owned non-profit financial institution chartered on June 7, 1927. employees pooled their savings in order to borrow money at reasonable rates. Today the Credit Union has assets of over 33 million dollars. The Columbia Post Office Credit Union is the second oldest credit union in South Carolina.
(803) 771-2265 1730 miles Lender's profile and map Reviews SouthState Bank 520 Gervais St, Columbia, SC, 29201 SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
(800) 868-8740 1730 miles Lender's profile and map Reviews State Credit Union 800 Huger Street, Columbia, SC, 29201 Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
(706) 210-2010 1730 miles Lender's profile and map Reviews CSRA Business Lending 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201 CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
(800) 272-0695 1730 miles Lender's profile and map Reviews AllSouth Federal Credit Union 730 Elmwood Avenue, Columbia, SC, 29201 Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
(800) 246-5357 1730 miles Lender's profile and map Reviews Metro Mortgage Corporation 2001 Assembly St, Suite 202, Columbia, SC, 29201 Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
(803) 779-0270 1730 miles Lender's profile and map Reviews Edens & White Mtg., Inc 2221 Bull Street, Columbia, SC, 29201 Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
(803) 485-1080 1730 miles Lender's profile and map Reviews VP Capital Lending 1413 Calhoun St, Columbia, SC, 29201 VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
(803) 331-9605 1730 miles Lender's profile and map Reviews Midland Mortgage Corporation 1500 Richland St, Suite 2611, Columbia, SC, 29201 Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
(941) 780-9660 1730 miles Lender's profile and map Reviews New Millennium Mortgage Co 3120 Southgate Circle, Sarasota, FL, 34239 Timothy Mapp as owner and Broker of New Millennium Mortgage Co., He take great pride in helping our clients receive the best loan program and service in their quest to find the perfect home here in Paradise. Tim have been in the Real Estate field for over 35 years and the Mortgage field for over 15 years.
(330) 664-4700 1731 miles Lender's profile and map Reviews Towpath Credit Union 2969 Smith Road, Fairlawn, OH, 44333 Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.