USDA Vs. FHA your options comparison in Vail, Pima County, AZ

In 2025, the USDA loan limit in Vail, part of Pima county, AZ, is $336,500, whereas the FHA limit is $472,030 for a single-family home.

The Lendersa® USDA loan calculator can assist in comparing top USDA vs. FHA rates today. It will help you determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA loans, enabling you to choose the most suitable program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Vail, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Vail, AZ

The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you with minimal hassle. Begin with one of three options to be matched with lenders and targeted USDA loan programs.

Lendersa's USDA loan request matching results

What is a USDA Loan in AZ?

A USDA home loan, known as a USDA mortgage or rural development loan, is guaranteed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • 3CALoan
  • 10324 Woodley Avenue, Granada Hills, CA, 91344
  • CALoan is a mortgage brokerage, providing niche loan programs like STATED INCOME VERIFIED ASSET, conventional 5% down, bank statements, private loan, etc. 3CALoan is a specialist in difficult loan funding in Southern California.call us for a free consultation! Call us today at (818) 3CA-Loan or (818) 322-5626
  • private money lenders
  • 17715 Chatsworth Street suite 111, Granada Hills, CA, 91344
  • We are one of the largest private money lending firms in Granada Hills, CA. Our clients derive a great deal of trust as a result of our unique long-term relationships. Our knowledgeable management team is comprised of competent industry veterans, with many years of experience with all facets of the real estate finance industry.
  • CHS Group
  • 18923 Soledad Canyon Rd, Canyon Country, CA, 91351
  • "Capital Home Sales is committed to providing exceptional service with integrity, honesty, knowledge and professionalism. Our services include: - Loan Modification - Refinance - Home Loan - Short Sale - Purchase of a Home - Sale of a Home - List of REO Properties - List of Short Sale"
  • First Basin Credit Union
  • 2740 N. County Road West, Odessa, TX, 79764
  • First Basin, we strive to provide our members with the latest in technology and ease of access to their accounts. Make a loan payment online, pay your water bill, transfer funds into your savings account, check your balance with your mobile device, and much more... All at your fingertips and for your convenience.
  • Effective Mortgage Company
  • 8535 Reseda Blvd, Suite 100, Northridge, CA, 91324
  • We are a full service mortgage brokerage with experience in the areas of mortgage lending, real estate and business. Our company has established relationships with a multitude of mortgage investors and Banks to provide the best programs for your individual circumstances. Whether your looking to refinance or purchase we have a loan program for you.
  • Downtown Financial Group - Home Mortgage Loans
  • 19520 Nordhoff St, Suite 7, Northridge, CA, 91324
  • Our vision of home ownership is helping families understand that owning a home IS possible. Whether you are financially prepared now or whether families need to know the steps they need to take to be eligible for a home in the future, our goal is to educate families on what they need to do to own a home.
  • Universal Home Loans
  • 9017 Reseda Boulevard, Suite 204, Northridge, CA, 91324
  • Universal Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
  • L.A. Mortgage, Inc
  • 9338 Reseda Blvd, Suite 210, Northridge, CA, 91324
  • At LA Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Utah Independent Bank
  • 55 South State Street, Salina, UT, 84654
  • Utah Independent Bank was established in Salina, Utah and opened for business in August 1977. Utah Independent Bank is the only locally owned bank in the counties of Sevier and Beaver. We currently have four locations to serve the needs of our customers; they are located in Beaver, Milford, Monroe, and Salina, Utah. All locations provide full-servi
  • Vendezi Group
  • 8437 Quartz Avenue, Winnetka, CA, 91306
  • Vendezi Group is committed to helping you get the best value in today's market. Even if you are simply thinking about, please reach out and ask us about our Complimentary Broker's Opinion of Value package for your home and ANAHIT KHATCHATRIAN is a founder of the Vendezi group She is incredibly organized.
  • Woodland Hills Mortgage Corporation
  • 21777 Ventura Boulevard, Suite 211, Woodland Hills, CA, 91364
  • Woodland Hills Mortgage Corporation, Real Estate Broker, CA Dept of Real Estate #01901462 NMLS #752237, was founded in 1990 as a private lending institution to fund “make sense” loans that banks won’t make. We knew these bank rejected borrowers still needed mortgage assistance that we could provide