USDA Vs. FHA Pro and Con comparison in Maricopa, Pinal County, AZ
In 2025, within Maricopa, located in Pinal, AZ, the USDA loan limit is $353,200, whereas the FHA limit for a single-family home is $530,150.
Employ the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates. Ascertain the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to guide you in choosing the best program in tailored to your financial needs.
2025 loan limits and down payment requirements in Maricopa, county of Pinal, AZ
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$530,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Selections in Maricopa, AZ
Lendersa® aims to swiftly provide you the most suitable USDA or FHA loan, minimizing any hassle. Choose one of three methods to connect with lenders and find the USDA loan programs tailored to your needs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is guaranteed by the Department of Agriculture. It is only available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
That’s the nature of being a part of Central Bank. Our small-town roots and dedication to the communities we serve push us to help our customers and communities to accomplish great things. We’re family-owned and decisions are made locally, not in a distant skyscraper. Whether it’s a mortgage, a small-business loan
As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.
10925 West Lake Joy Drive North East, Carnation, WA, 98014
We’re not your typical mortgage broker! We're user friendly and in it for the long haul. We have been serving our clients for the past 26 years — so we can work for you and what’s in your interest. Our team concept allows you to talk with any of our representatives — someonAe is always ready to help you.
14205 S.E. 36th Street, Suite 350, Bellevue, WA, 98006
Access Business Finance is a U.S. asset-based lender that provides working capital for businesses unable to qualify for traditional bank financing. Our creative asset-based loans, commercial lines of credit, real estate loans and factoring rebuild your businessâs financial strength.
3633 136th Place SE, Suite 210, Bellevue, WA, 98006
Based out of Bellevue (WA), Homeseed was launched in June of 2016 with the goal of creating a mortgage company that would provide clients and partners with a simplified and empowering home lending experience. This early vision attracted some of the best mortgage professionals in the Seattle Market to the Homeseed Lending Team.
14205 SE 36th Street, Suite 100, Bellevue, WA, 98006
Megastar Financial Corporation is a privately held mortgage banking firm. Our loans are processed, funded and underwritten in house, we are a national approved FHA lender. We pride ourselves on having the best reputation in the industry when it comes to closing loans on time every time. With integrity and accountability our loan officers
BestMortgage.com went online in 1995 as one of the very first mortgage company websites in the entire country. We have always been way ahead of the competition. From the very beginning, the hallmark of Best Mortgage® has been "Honest Advice You Can Trust"®. We provide informational mortgage consulations WITHOUT a high pressure- sales pitch.
Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.
