USDA and FHA Pro and Con in Maricopa, Pinal County, AZ
In 2025, within Maricopa, located in Pinal, AZ, the USDA loan limit is $353,200, whereas the FHA limit for a single-family home is $530,150.
Employ the Lendersa® USDA loan calculator to assess today's top USDA and FHA rates. Ascertain the required income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to guide you in choosing the best program in tailored to your financial needs.
2025 loan limits and down payment requirements in Maricopa, county of Pinal, AZ
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$530,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Selections in Maricopa, AZ
Lendersa® aims to swiftly provide you the most suitable USDA or FHA loan, minimizing any hassle. Choose one of three methods to connect with lenders and find the USDA loan programs tailored to your needs.
A USDA home loan, also known as a USDA mortgage or USDA rural development loan, is guaranteed by the Department of Agriculture. It is only available in rural areas. In contrast to FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.
Arcola First Bank is a branch office of Arcola First Bank. They provide the following services: Full Service Office Location & are located at 127 South Oak Street in Arcola Illinois.
Mobile & traditional directions to this location can be found below along with ratings, their phone number, online banking website and additional banking information
Wisconsin River Bank remains an independent community bank. We provide premium quality service with enhanced relationships to meet the financial need of all of our clients, both large and small. Let us partner with you and assist you with your personal and business lending or leasing needs.
Your credit union is a cooperative financial institution that is governed by a Board of Directors. The Board is composed of volunteers who must be members in good standing of the Ottawa Hiway Credit Union. They were elected at the Annual Meeting in January 2022 The credit union employs three full-time staff members.
Financial Plus Credit Union is a financial cooperative, owned & operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts & money in turn is lent to other members. Every member of Financial Plus has one vote, regardless of how much has on deposit.
The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.
Established in 1889, First Federal Savings Bank has been serving the needs of its customers for over 130 years. First Federal Savings Bank is a Mutually owned bank with 12 locations to serve you. Our corporate headquarters is in Ottawa, Illinois. As a Mutual Savings Bank, we cannot be bought or sold. Our name will remain the same.
Loan Valet streamlines the home loan process and enhances your experience by storing all files and data in one safe, secure place. Know exactly where your application stands, track your progress, eSign documents, upload files by capturing a photo with your smartphone or device, and never lose important contact information.
"Stillman Bank is a local, independently-owned community bank founded in 1882 and has been meeting the financial needs of our customers in northern Illinois for more than a century.
We offer the products and services you expect from big banks, but we do it with a friendly, hometown touch. And, because we are a community bank,"
