USDA VS FHA in Chandler, Maricopa County, AZ

For 2025, the USDA loan limit set in Chandler, found in Maricopa, AZ, is $353,200. Meanwhile, the FHA ceiling for a single-family home is $530,150.

Employ the Lendersa® USDA loan calculator to measure today's most favorable rates between USDA and FHA. Determine the income, credit score, reserves, and necessary documentation for eligibility. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program in for your financial needs.

Explore and compare offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Chandler, Maricopa, AZ

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Programs in Chandler, AZ

Lendersa® aims to swiftly provide you with the optimal USDA or FHA loan without unnecessary hassle. Choose one of three starting strategies to align with lenders and USDA loan opportunities suitable for you.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in AZ

A USDA home loan, also called the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and intended for rural areas. Unlike FHA loans which demand a minimum of 3.5% down payment, the USDA loan requires no down payment, offering a distinct advantage for qualified borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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