USDA Loan Vs. FHA loan for Sun-Lakes, AZ [Maricopa County ]

For 2025, the USDA loan limit in Sun-Lakes, within Maricopa county of AZ, is set at $294,400. Conversely, for an FHA loan applicable to a single-family house, the limit is $368,000.

Leverage the Lendersa® USDA loan calculator to compare the best rates between today’s USDA and FHA options. Determine the necessary income, credit score, reserves, and paperwork required to qualify. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans in comparison side by side, aiding in finding the most suitable program for your financial needs in .

Explore USDA and FHA Loan Options in Sun-Lakes, AZ

The goal of Lendersa® is to swiftly find you the optimal USDA or FHA loan, streamlining the process. Choose from three different starting points that align you with appropriate lenders and USDA loan programs.

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Defining USDA Loans in AZ

The USDA home loan, backed by the Department of Agriculture, often termed a USDA rural development loan or USDA mortgage, is exclusive to rural areas. Unlike FHA loans necessitating a minimum of 3.5% as a down payment, a USDA loan is offered with no down payment requirement.

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(575) 887-1785 Lender's profile and map Reviews U1st Community Federal Credit Union 601 N Canal Street, Carlsbad, NM, 88220 U-1st Community Federal Credit Union can help with your individual loan and checking account needs. We offer a wide variety of products and services, including consumer loans, money market accounts, checking accounts and more. We were established on October 3, 1955, and with over 65 years of experience.
(575) 885-4027 Lender's profile and map Reviews Internationalites Federal Credit Union 901 North Canal Street, Carlsbad, NM, 88220 The credit union is a cooperative organization operated by volunteer members formed into governing bodies. A board of seven directors governs the overall operations of the credit union. A supervisory committee examines the credit union operations and oversees the board of directors.
(575) 887-1784 Lender's profile and map Reviews Eddy Federal Credit Union 909 W Pierce Street, Carlsbad, NM, 88220 Eddy Federal Credit Union is committed to making available products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.
(575) 887-6686 Lender's profile and map Reviews Western Commerce Bank 127 S. Canyon St, Carlsbad, NM, 88220 Western Commerce Bank opened its doors June 3, 1961 in the small town of Loving, New Mexico. Since that time, the bank has grown and expanded to include eleven full-service locations throughout New Mexico in Carlsbad, Loving, Hobbs, Lovington, Tatum, and Albuquerque. Our slogan is “Pulling Together For You”, and we take that seriously.
(559) 561-1420 Lender's profile and map Reviews Valley Oak Credit Union 40870 Sierra Dr, Three Rivers, CA, 93271 Valley Oak Credit Union is a testament to the philosophy on which all credit unions are based, the "people helping people" principle. Established in 1944 by a local co-op grocer, George Burcham, in idyllic Three Rivers, California, Valley Oak Credit Union was established to serve the agricultural workers of Tulare County and its communities.
(805) 637-0206 Lender's profile and map Reviews Coast Village Realty & Loan 1211 Coast Village Rd, Suite 12, Montecito, CA, 93108 Coast Village Reality and Loan provides assistance for real estate transaction and finance. We have decades of experience including almost three decades in Santa Barbara. Our cliental are entirely repeat and referral. We do not provide dual agency in real estate transactions. On rare occasion we will help parties.
(970) 243-1370 Lender's profile and map Reviews Grand Junction Federal Credit Union 633 24 Road, Grand Junction, CO, 81505 GJFCU provides the following, competitive services to the community: low-balance savings accounts, free checking accounts, share certificates, IRA certificates, direct deposit, wire transfers, payroll deduction, debit cards, Visa credit card – no annual fee, pre-paid debit & travel cards, gift cards, money orders, low interest loans.
(719) 587-4200 Lender's profile and map Reviews First Southwest Bank 720 Main Street, Alamosa, CO, 81101 As a Community Development Financial Institution, our mission at First Southwest Bank is to cultivate valuable relationships, invest in economic and social doers, and foster a well-lived rural Colorado culture. Serving the San Luis Valley and rural Colorado for more than 100 years, we offer personal and business banking at our six branches.
(719) 589-2564 Lender's profile and map Reviews Alamosa State Bank 2225 Main St., Alamosa, CO, 81101 Alamosa National Bank was chartered on February 9 and opened for business on March 14. It was organized with $25, 000 capital, and cash on hand was $2, 000 with $1, 200 in currency and $800 in silver. The first day’s deposits totaled $14, 659.30. The Original Board of Directors were Chris Wallrich.
(855) 355-2687 Lender's profile and map Reviews Bank of The Sierra PO Box 1930, Porterville, CA, 93258 Bank of the Sierra was founded in 1977. Over the years, our market has expanded to include Tulare, Kern, Kings, Fresno, Los Angeles, San Luis Obispo, Santa Barbara and Ventura Counties. We are the largest community bank headquartered in California's Heartland. Through sound banking practices and financial strength
(970) 639-2231 Lender's profile and map Reviews Grand Valley Home Loans 1822 L Road, Fruita, CO, 81521 Mickie Fisher Rogers is the owner of Grand Valley Home Loans a recognized leader in the mortgage industry. Being a Fruita, Colorado Native, she and her family have strong roots in the Western Slope. Known for consistently delivering the best home buying experience, Mickie is passionate, genuine & always has her borrower’s best interest at heart.
(970) 641-2171 Lender's profile and map Reviews Gunnison Savings and Loan Association 303 North Main St, Gunnison, CO, 81230 The idea for the local Savings and Loan Cooperative was first conceived by H.W. Endner, who served on its first finance committee in 1911 at the age of 29. Early records indicate that the books and accounts for the firm were originally kept at Endner's business office. The first Board of Directors was composed of C.W. Winslow, E.M. Collins.