USDA Loan Vs. FHA loan pro & con Nogales, Santa Cruz County, AZ

As of 2026, the USDA loan limit for Nogales, located in Santa Cruz, AZ, is $336,500, whereas the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator can be used to examine today's top USDA versus FHA rates. Determine what income, credit, reserves, and documentation are required to qualify. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in choosing the best program in for your unique financial requirements.

Options for USDA and FHA Loans in Nogales, AZ

The mission of Lendersa® is to promptly secure the ideal USDA or FHA loan with minimal hassle. You can choose from one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Defining USDA Loans in AZ

The USDA home loan, also known as the USDA rural development loan or mortgage, is backed by the government through the Department of Agriculture and is exclusively for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Get top 10
USDA LENDERS
customized to yout needes

(801) 836-7442 Lender's profile and map Reviews Mortgage Zone, LLC 1190 North Main, Suite 20, Springville, UT, 84663 Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.
(801) 377-1036 Lender's profile and map Reviews Green Dot Bank DBA Bonneville Bank 1675 North 200 West, Provo, UT, 84601 Bonneville Bank is located in Provo, UT, United States and is part of the Depository Credit Intermediation Industry. Bonneville Bank has 1 total employees across all of its locations and generates $6.86 million in sales (USD). Bonneville Bank was established on May 15, 1978 at its present location of 1675 North Freedom Boulevard in Provo, Utah.
(877) 227-4365 Lender's profile and map Reviews 1st Choice Money Center 984 S. University Ave, Provo, UT, 84601 1st Choice Money Center was founded to provide fast, easy and responsible loans to help you and your family through those times when a little extra cash makes all the difference. We understand that life throws us curveballs when we least expect it, so at 1st Choice we offer a wide range of loan products to give you relief when you need it most.
(801) 221-9400 Lender's profile and map Reviews Nationwide Reverse Mortgages 109 W 920 S, Suite 200, Provo, UT, 84601 We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Nationwide Reverse Mortgages, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
(801) 223-8188 Lender's profile and map Reviews Utah Community Credit Union PO Box 1900, Provo, UT, 84603 Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
(830) 774-2555 Lender's profile and map Reviews The Bank and Trust, S.S.B. 1200 Avenue F, Del Rio, TX, 78840 In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars
(830) 774-2328 Lender's profile and map Reviews Border Federal Credit Union 2211 N Bedell Avenue, Del Rio, TX, 78840 Border FCU is a not-for-profit community financial instituion owned by its members.and also BFCU's mission is to serve the community of member - owners by providing diverse, competitive and progressive financial services to improve the financial well being of our members and their families
(830) 775-0295 Lender's profile and map Reviews Amistad Bank 1301 Veterans Blvd, Del Rio, TX, 78840 Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.
4353275120 Lender's profile and map Reviews SmartLink Financial, LLC 345 West 600 South, Suite 125, Heber City, UT, 84032 SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.
(435) 657-0154 Lender's profile and map Reviews Xcel Financial 345 W 600 S, Heber City, UT, 84032 "Xcel Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."
(801) 833-0643 Lender's profile and map Reviews Paradigm Commercial Capital 289 E 930 S, Orem, UT, 84058 M5 Commercial Funding is a lending network which connects residential loan officers and mortgage brokers with the best commercial lending programs. Our team has over 30 years’ experience financing commercial property across the United States. M5 Commercial Funding is located at 4, 500 ft above sea level, in the silicon slopes of the Rocky Mountains
(801) 871-3739 Lender's profile and map Reviews VA Help Center, LLC 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058 "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home. Our VA home loan specialists have been serving veterans for over 16+ years."