USDA VS FHA in Oracle, Pinal County, AZ

In 2025, the USDA loan cap in Oracle, situated in Pinal, AZ, is $353,200, while the FHA limit for a single-family home is $530,150.

Take advantage of the Lendersa® USDA loan calculator to evaluate the current USDA and FHA loan rates. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, helping you select the best option for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in Oracle, Pinal, AZ

Loan Type Loan Limit Down Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

Finding USDA and FHA Loan Options in Oracle, AZ

The goal of Lendersa® is to quickly connect you with optimal USDA or FHA loan options without hassle. Choose from three starting strategies to pair with suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in AZ

A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans require no down payment, offering a notable benefit to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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