In 2026, the USDA loan limit for Oro-Valley in Pima county, AZ, is $285,000. The FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates and understand the income, credit, reserves, and documents needed to qualify. This advanced calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping decide which program in
Compare offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional | $548,250 | 3% |
Lendersa® strives to secure the best USDA or FHA loans quickly and easily. Choose one of three starting paths to find matching lenders and discover USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is designed for rural areas and requires no down payment, unlike FHA loans which need at least 3.5% down.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
