USDA Loan Vs. FHA loan for Oro-Valley, AZ [Pima County Rates 2023]

In 2025, USDA loan limit in Oro-Valley, county of Pima, AZ is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oro-Valley, AZ

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What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(813) 418-6916 1715 miles Lender's profile and map Reviews Equifirst Lending 7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638 Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.
813-963-1256 1715 miles Lender's profile and map Reviews Trans States Mortgage 19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638 A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.
813-749-7776 1715 miles Lender's profile and map Reviews Heckman Mortgage Group 13139 W. Linebaugh Ave. #101, Tampa, FL, 33626 Heckman Mortgage Group Brian leads team of talented mortgage professionals, which is best known in the mortgage and real estate communities for closing ahead of schedule, communicating and following-up proactively throughout the entire process, and helping Realtors® and Loan Officers grow their businesses.
(803) 635-9142 1716 miles Lender's profile and map Reviews PREFERRED MORTGAGE FINANCIAL 122 S. Congress St., Allendale, SC, 29810 Preferred Mortgage Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial
(440) 243-9180 1716 miles Lender's profile and map Reviews BSE Credit Union 19249 Bagley Road, Middleburg Heights, OH, 44130 The BSE Credit Union's mission is to provide superior service and the best rates possible to our members while maintaining a sound financial institution.We track our achievement of this goal by continuously reviewing the marketplace in which our members seek financial services. Since there are no stockholders, the profits
9082553010 1716 miles Lender's profile and map Reviews Rei Loans USA Not sharing, Tampa, FL, 33635 ReiLoansUSA.com specializes in providing tailored financing solutions for real estate investors. We connect clients with funding options for fix-and-flip projects, rental properties, cash-out refinances, and ground-up construction. With a focus on speed, flexibility, and expertise, we help investors achieve their goals through competitive loan prog
(813) 230-9428 1716 miles Lender's profile and map Reviews Movement Mortgage 13603 W. Hillsborough Ave, Tampa, FL, 33635 Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.
(727) 459-5626 1716 miles Lender's profile and map Reviews 1st Equity Capital Funding, Inc. 4359 35th Street North, Suite E5, Saint Petersburg, FL, 33714 1st Equity Capital Funding, Inc equityWhether the commercial real estate you are trying to finance is for a rate & term refinance due to a balloon coming due, a cash out refi, a note being called in, or an acquisition, we work in correspondence with many wholesale commercial mortgage lenders from Life Insurance Companies.
(216) 228-1996 1717 miles Lender's profile and map Reviews Latvian Cleveland Credit Union 1385 Andrews Avenue, Lakewood, OH, 44107 The Latvian Cleveland Credit Union is a full-service credit union. We offer savings accounts, checking accounts, IRA accounts (Traditional, Educational, Roth, SEP), Money Market Accounts, ATM cards, Online Bill Pay and many other services.The Latvian Cleveland Credit Union, Inc. is the largest Latvian credit union in the United State
(800) 910-9480 1717 miles Lender's profile and map Reviews Premier Mortgage Consultants LTD 14700 Detroit Ave, Suite 3, Lakewood, OH, 44107 As a direct lender, we're able to offer competitive pricing, rates and timely closings. We know that each customer has specific needs, so we strive to satisfy with a wide array of mortgage loan products, investment tools, and of course quality service and individual attention. We lend in four states - North Carolina, Tennessee, Minnesota and Ohio.
(727) 269-5424 1717 miles Lender's profile and map Reviews RMS Credit Services LLC 4700 9th Avenue North, Saint Petersburg, FL, 33713 At RMS Mortgage Services LLC, we combine experienced lenders and savvy borrowers with a wide range of lending solutions. We offer traditional residential mortgages, real estate investment portfolio lending, private equity, alternative financing, and private notes among many other lending opportunities.