USDA Loan Vs. FHA loan for Oro-Valley, AZ [Pima County ]

In 2025, USDA loan limit in Oro-Valley, county of Pima, AZ is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oro-Valley, AZ

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What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(978) 667-2434 Lender's profile and map Reviews Billerica Municipal Employees Credit Union 365 Boston Road, Suite 107, Billerica, MA, 01821 BMECU now offers now offers 24/7 mortgage approvals on-line with MortgageClick®, a full-service mortgage approval solution. Even before starting the application you can research loan options based on your financial information. MortgageClick® also contains loan calculators and educational information on the home-buying process
(781) 389-4060 Lender's profile and map Reviews Mortgage Resources 175 Highland Ave, Suite 303, Needham Heights, MA, 02494 Our goal is to offer you great friendly and professional service. Rates and fees will be reasonable, fair and affordable. As mortgage brokers, Mortgage Resources works with many lenders and investors. With literally hundreds of different and unique programs to choose from, our mortgage specialists
(781) 455-6500 Lender's profile and map Reviews Direct Federal Credit Union 50 Cabot St, Needham Heights, MA, 02494 Direct Federal is a community chartered credit union. This means that ANYONE who lives, works (or regularly conducts business in), worships, or attends school in Norfolk or Middlesex Counties, Massachusetts; or, has an immediate family member that lives, works (or regularly conducts business in), worships, or attends school in Norfolk
(617) 951-2600 Lender's profile and map Reviews Fantini & Gorga LLC 197 First Avenue, Needham Heights, MA, 02494 Fantini & Gorga delivers creative, cost-efficient real estate financing to its borrower clients who include investors, developers, and corporations. Our access to capital is unsurpassed, founded on long-nurtured relationships and powerful transaction volume. Following over 300 capital sources in a uniquely disciplined.
(617) 928-1900 Lender's profile and map Reviews Atlas Mortgage 220 Reservoir Street, Suite 4, Needham Heights, MA, 02494 We are a private lender to investors in the real estate community. We specialize in working with fix and flip rehabbers and builders of new construction. What makes us unique is we are builders ourselves so we know the business and can work quickly to close a loan for a good investor!
(781) 728-9688 Lender's profile and map Reviews MortgageINQ 6 Paul Revere Road, Lexington, MA, 02421 At MortgageINQ, we treat each customer as an individual, not a number. We will take the time to analyze your personal financial situation and fit you with home financing that fits your long and short term financial goals. We represent multiple "A" rated lenders with extremely competitive rates and programs.
(781) 378-9760 Lender's profile and map Reviews MORNINGTIDE FINANCIAL GROUP, INC 331 Marrett Road, Lexington, MA, 02421 MorningTide Financial Group, Inc. We are a full-service, licensed mortgage broker company based in Lexington, MA. We specialize in FHA, Conventional,Renovation, Jumbo & VA Mortgages in MA. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.
(617) 620-1614 Lender's profile and map Reviews Monument Mortgage Co. Inc 91 Hartwell Ave, Lexington, MA, 02421 We provide expert advice on mortgage lending. Whether you are purchasing or refinancing, a primary home or a second mortgage, a condominium or a multi-family, we can handle the transaction. We do what we do best, Mortgages.We are a team of professionals, dedicated to our work and thrilled to help families gain home ownership.
(781) 762-1800 Lender's profile and map Reviews Norwood Bank 11 Central Street, Norwood, MA, 02062 Norwood Bank is a community bank established in 1889 for the purpose of homeownership. Today our assets total more than $676 million dollars and our message remains the same. We are committed to the financial needs of our community. We specialize in consumer banking, residential mortgage lending, and construction and commercial real estate lending.
(781) 769-1002 Lender's profile and map Reviews Lighthouse Funding Group 661 Washington Street, Suite 209, Norwood, MA, 02062 Lighthouse Funding have been in business for over 15 years providing people with quality service and loans that fit their needs. Our team consists of knowledgeable loan consultants and originators that go above and beyond to make sure their clients have a smooth loan process. There are many advantages to working with our company.
(781) 736-9900 Lender's profile and map Reviews RTN Federal Credit Union 600 Main Street, Waltham, MA, 02452 We’re a member-owned, non-profit financial cooperative, governed by a volunteer Board of Directors. At RTN, we’re committed to helping you achieve financial well-being through quality products & services, personalized service & access to financial education.We provide individualized attention, whether you’re opening an account, applying for a loan.