USDA Vs. FHA Pro and Con comparison in Catalina, Pima County, AZ
In 2026, the USDA loan cap for Catalina in the county of Pima, AZ is set at $336,500, while for a single-family residence, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare the best current rates for USDA and FHA. It helps determine the needed income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan types side by side, assisting in selecting the ideal program in for your unique financial situation.
2026 Loan Limits and Downpayment Requirements in Catalina, County of Pima, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Catalina, AZ
Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose from one of three options to match with lenders and explore USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment.
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