USDA Vs. FHA your options comparison in Catalina, Pima County, AZ
In 2026, the USDA loan cap for Catalina in the county of Pima, AZ is set at $336,500, while for a single-family residence, the FHA limit is $472,030.
Use the Lendersa® USDA loan calculator to compare the best current rates for USDA and FHA. It helps determine the needed income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan types side by side, assisting in selecting the ideal program in for your unique financial situation.
2026 Loan Limits and Downpayment Requirements in Catalina, County of Pima, AZ
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Catalina, AZ
Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose from one of three options to match with lenders and explore USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment.
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Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
1211 Coast Village Rd, Suite 12, Montecito, CA, 93108
Coast Village Reality and Loan provides assistance for real estate transaction and finance. We have decades of experience including almost three decades in Santa Barbara. Our cliental are entirely repeat and referral. We do not provide dual agency in real estate transactions. On rare occasion we will help parties.
Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,
The First National Bank of Stanton has served Martin County and the surrounding area for over 100 years. It has survived two World Wars, the Great Depression and the Dust Bowl.
It has continued to operate during numerous droughts and several oil booms and busts. The Bank plans to continue to offer the same quality service
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City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.