USDA Vs. FHA your options comparison in Catalina, Pima County, AZ

In 2026, the USDA loan cap for Catalina in the county of Pima, AZ is set at $336,500, while for a single-family residence, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare the best current rates for USDA and FHA. It helps determine the needed income, credit score, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loan types side by side, assisting in selecting the ideal program in for your unique financial situation.

Compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Catalina, County of Pima, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Catalina, AZ

Lendersa® aims to quickly and easily secure the best USDA or FHA loan for you. Choose from one of three options to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in AZ?

A USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Taylor Mortgage Group, LLC
  • 133 County Road 17, Suite E1-A, Elizabeth, CO, 80107
  • "Janie Taylor of the Taylor Mortgage Group began her real estate career in Denver in 1975 starting with on site sales. Her success led to resales, commercial investment, commercial leasing and farm, ranch and land sales.
    We offer almost any loan you could ever imagine! Land, Construction, Refinance, Jumbo and much much more!"

  • The First National Bank of Layton
  • 12 South Main Street, Layton, UT, 84041
  • At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially.

    When you bank with First Community, your banker is more than just a face in the crowd.

  • Finance With Steve
  • 1133 N Main St, Suite 150, Layton, UT, 84041
  • Steve have been Home Mortgage Loans expert in Utah, doing home loans since 1996. He have the experience to walk you through any issues, concerns or circumstance. Steve can help you if you've had a bankruptcy, or foreclosure and He can show you how to easily become a real estate investor.

  • IntroLend Utah
  • 579 Heritage Park Blvd, Suite 201, Layton, UT, 84041
  • At IntroLend™ our mission is to greatly simplify the application, pre-approval and shopping phase of the housing finance process. Core to our value and services is to ensure that every client receives a competitive bid from multiple local and top-ranked mortgage and personal finance professionals.

  • Salt Creek Mortgage LLC
  • 377 North Main Street, Layton, UT, 84041
  • Helping clients achieve their dream of home ownership is one of the greatest rewards of being a Mortgage loan officer. With over 12 years of experience in the Mortgage Industry, Todd Heath take his passion for helping others to a reality. As a Mortgage Professional, Todd committed to providing transparency to my clients.

  • Utah Independent Mortgage Corp
  • 1544 North Woodland Park Drive, Suite 320, Layton, UT, 84041
  • We are an independent mortgage brokerage. We work for our clients, not any particuler lander. We match our clients'​ needs and qualifications with the best-fitting rates & products from our many national lending partners.We are a team of caring experts – ready to guide & support each client on their bold journey to a new home.

  • Granite West Funding, LLC
  • 40879 CA-41, Suite 1A, Oakhurst, CA, 93644
  • "Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California.
    Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."

  • 1STBANK
  • 12345 W. Colfax Ave, Lakewood, CO, 80215
  • FirstBank began its journey in Lakewood, Colorado, in 1963, with a commitment to superior customer service, convenience and loyalty to its employees. FirstBank has grown through consumer and commercial lending, superior banking services and a remarkable standard for community investment.

  • Premier 100 Mortgage
  • 710 Kipling St, Lakewood, CO, 80215
  • At Premier 100 Mortgage, LLC all of our underwriting and closing is done in-house, allowing us the greatest measure of control and communication throughout the process, from pre-qualifying to closing. We also have access to the most competitive rates and program offerings on conventional, FHA, and VA mortgages.

  • Macro Financial Group Inc
  • 9450 West 11th Avenue, Denver, CO, 80215
  • "Since 1995, with our over 100 years of combined mortgage lending & real estate experience,

    Macro Financial Group has originated thousands of home loans for the residents of Colorado.

    In an ever-changing industry we pride ourselves on having the experience, education and relationships

    to walk you comfortably through the entire proce