USDA Vs. FHA Pro and Con comparison in Casas-Adobes, Pima County, AZ

In the year 2026, the USDA loan threshold for Casas-Adobes, located in the county of Pima, AZ, is $285,000. In contrast, the FHA limit for a single-family dwelling is $356,362.

The Lendersa® USDA loan calculator can be used to evaluate and compare the leading USDA and FHA rates available today. Determine what income, credit, reserves, and documentation are required for eligibility. Our enhanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to assist you in selecting the most suitable program for your financial needs in .

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2026 loan limits and down payment specifications in Casas-Adobes, Pima, AZ

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Casas-Adobes, AZ

At Lendersa®, our aim is to promptly secure the finest USDA or FHA loan for you, with minimal hassle. You can start by choosing one of three avenues to connect with suitable lenders and USDA loan schemes.

Lendersa USDA loan inquiry and match results

Exploring USDA Loans in AZ

A USDA home loan is sanctioned by the Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage. This type of loan is exclusively available for rural communities. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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