USDA Loan Vs. FHA loan pro & con Paradise-Valley, Maricopa County, AZ

In 2025, USDA loan limit in Paradise-Valley, county of Maricopa, AZ is $294,400 while FHA limit is $368,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Paradise-Valley, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 225-4636 Lender's profile and map Reviews Cape Cod 5 Lending and Wealth Management Office 2745 Main St, Brewster, MA, 02631 "Cape Cod 5 is a mutually-owned, independent state-chartered savings bank with $4.4 billion in assets, offering a broad range of products, tools and services to empower the financial lives of its customers. We at Cape Cod 5 are committed to serving our customers with the highest level of ethics as their trusted financial partner"
(207) 783-2096 Lender's profile and map Reviews Community Credit Union Maine 144 Pine Street, Lewiston, ME, 04240 Community Credit Union has been serving our members & the community since 1945 and hopes you will give us the opportunity to serve you. We also believe strongly in giving back to our community. After all, Community is our name. Board Members, Management and employees of Community Credit Union are personally involved by serving on community boards.
(207) 783-3991 Lender's profile and map Reviews Milestones Federal Credit Union 291 Pine Street, Lewiston, ME, 04240 Milestones Federal Credit Union (formerly known as Lewiston Municipal Federal Credit Union) has been open since 1944. We have amazing low rates, and higher rates for certificates. The credit union has assets totaling $30.13 Million and provides banking services to more than 2, 000 members.
(207) 783-2071 Lender's profile and map Reviews Maine Family Federal Credit Union 555 Sabattus Street, Lewiston, ME, 04240 Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with Maine Family Federal Credit Union offers home loans, car loans, VISA Cards, free checking, online banking and much more! Whatever you need check with us first. Experience the Feeling of Family.
(207) 783-3991 Lender's profile and map Reviews Lewiston Municipal Federal Credit Union 291 Pine St, Lewiston, ME, 04240 Lewiston Municipal Federal Credit Union Not-for-profit, member owned cooperative providing financial services to the employees and their family members of the Cities of Lewiston and Auburn Maine, including City Hall, Public Works, Schools, Housing Authority, Fire Department, Police Department, Library, etc.
(207) 353-4144 Lender's profile and map Reviews Lisbon Community Federal Credit Union 325 Lisbon Street, Lisbon, ME, 04250 The LISBON COMMUNITY FEDERAL CREDIT UNION is a not for profit, full service financial institution owned by and operated for our Members. The LCFCU was founded in 1959 to serve those who reside or work in the Lisbon, Lisbon Falls and Durham areas. Since that time, this federally chartered, federally insured Credit Union has grown steadily.
(207) 865-4443 Lender's profile and map Reviews Midcoast Federal Credit Union 186 Lower Main Street, Freeport, ME, 04032 Midcoast Federal Credit Union is a not-for-profit financial cooperative, owned by our Members who are residents, relatives, or people employed by numerous businesses throughout the Midcoast Region of Maine. Midcoast Federal Credit Union serves the communities of Sagadahoc, Lincoln and Knox counties along with residents and businesses.
(508) 275-9212 Lender's profile and map Reviews Nauset Mortgage 23 Brewster Cross Rd, Orleans, MA, 02653 Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
(207) 778-3339 Lender's profile and map Reviews Franklin Savings Bank 197 Main Street, Farmington, ME, 04938 Franklin Savings Bank is a community bank with locations in the Western Maine foothills and a Business Center in Ellsworth. We offer full-service, 24-hour bank that has been meeting the financial needs of our communities since 1868. Find out why everyone loves to Bank with Frank!
(207) 375-6538 Lender's profile and map Reviews Sabattus Regional Credit Union 2 Middle Road, Sabattus, ME, 04280 Proudly serving our community with personalized, friendly service since 1957! We offer a wide variety of financial services to meet your needs. Our mission is to provide products and services that meet the needs of our members. In the fall of 1957, a group of people were called upon to create a credit union for the local parish.
(207) 933-2667 Lender's profile and map Reviews Monmouth Federal Credit Union 1176 Main Street, Monmouth, ME, 04259 Monmouth Federal Credit Union, a branch of Great Falls Regional Federal Credit Union is a member owned credit union. We service members throughout Androscoggin County Monmouth, and Litchfield. We are continually working to bring new products & services to you, our members! We invest in our communities with a variety of events and fundraisers.