USDA Loan Vs. FHA loan pro & con for Paradise-Valley, Maricopa County, AZ

In 2025, USDA loan limit in Paradise-Valley, county of Maricopa, AZ is $294,400 while FHA limit is $368,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Paradise-Valley, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(864) 834-9031 1684 miles Lender's profile and map Reviews Bank of Travelers Rest 42 Plaza Dr, Travelers Rest, SC, 29690 Bank of Travelers Rest provides real estate programs tailored to meet your specific needs. Our team of experienced lending officers will provide you with straightforward, easy-to-understand products and advice. Whether you are a first-time home buyer, purchasing a second home or need to refinance, Bank of Travelers Rest’s lending staff is here to h
(864) 248-4867 1684 miles Lender's profile and map Reviews Autumn Financial Group 3598 State Highway 11, Suite 116, Travelers Rest, SC, 29690 Autumn Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(248) 520-4225 1685 miles Lender's profile and map Reviews Golden Financial, L.L.C. 39850 Van Dyke Avenue, Sterling Heights, MI, 48313 Here at Golden Financial, we strive to be the solution to many of your problems that have stemmed from your unfortunate accident. Our office staff is full of trained professionals that are ready to answer your questions and make you comfortable through the entire process. We want to earn your trust, help you get through your case successfully.
(586) 323-8025 1685 miles Lender's profile and map Reviews Sterling Title 13442 Canal Road, Sterling Heights, MI, 48313 Sterling Title Company is a full service, Michigan based title agency that puts our customers’ needs first. Our goal is to make your real estate transaction as simple and stress-free as possible. With 5 locations throughout Macomb, Oakland and St. Clair counties, Sterling Title is ready to serve our valued Michigan customers.
(740) 397-1136 1685 miles Lender's profile and map Reviews CES Credit Union, Inc 1215 Yauger Road, Mount Vernon, OH, 43050 CES Credit Union is a not-for-profit, full-service financial cooperative owned by its members. Originally established in 1952 to serve the employees of Cooper Bessemer, CESCU is now open to everyone who lives, works, worships or attends school in Knox, Licking, Delaware, Richland and Ashland County.
(586) 992-1250 1685 miles Lender's profile and map Reviews PLB LENDING, LLC 58069 Van Dyke Rd., Washington, MI, 48094 PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.
3135588804 1686 miles Lender's profile and map Reviews Elevation One Group 15001 Kercheval Ave, Suite 171, Grosse Pointe Park, MI, 48230 At Elevation One Group, we have a simple goal - helping people solve their money problems. We listen carefully to your story so that we develop the best options for you. We understand that your time is valuable, so we have developed a streamlined application process that can have you funded in as little as a week.
(313) 444-0524 1686 miles Lender's profile and map Reviews Iris Mortgage LLC 1405 Bishop Rd, Grosse Pointe, MI, 48230 A 100% female owned and operated mortgage broker serving the state of Michigan. A vast selection of mortgage refinance and purchase products combined with industry leading experience, technology, communication, speed, and service set apart Iris Mortgage from other competitors. Low overhead and small
(304) 475-1900 1686 miles Lender's profile and map Reviews Bank of Mingo 10 Commerce Drive, Williamson, WV, 25661 Bank of Mingo in Williamson, West Virginia, is a retail, commercial, and online bank that established in 1976. Since opening, our locally owned bank has assisted many residents and businesses within the Southern West Virginia and Eastern Kentucky areas. Our services include CDs, IRAs, savings and checking accounts
(833) 235-5300 1686 miles Lender's profile and map Reviews The First National Bank of Williamson 68 E 2nd Avenue, Williamson, WV, 25661 First National Bank, we’re truly proud & honored to have been serving the coalfields of West Virginia & Kentucky since 1903. That’s more than a century of history dating back to the City of Williamson’s earliest days. Wallace Williamson, a member of the family who founded the city in the late 1800s, is also the founder of city’s very first bank.
(833) 227-7596 1686 miles Lender's profile and map Reviews Elementary Lending 45693 Hayes Road, Shelby Township, MI, 48315 Elementary Lending is a Premier Mortgage Brokerage in the Metro Detroit area. Our main focus is to educate our clients on all available options to ensure they are able to get into the program that best fits their goals. Our amazing team will help every client with a simplified and transparent process.