USDA Loan Vs. FHA loan for Scottsdale, AZ 2025

In 2025, the USDA loan limit for Scottsdale, within Maricopa, AZ, is $353,200, while for a single-family home, the FHA limit is $530,150.

Use the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and understand the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the best program in for your specific financial situation.

USDA and FHA Loan Choices in Scottsdale, AZ

The mission of Lendersa® is to swiftly connect you with the finest USDA or FHA loan options without hassle. Begin by selecting one of three pathways designed to match you with lenders and USDA loan programs.

Lendersa USDA loan inquiries and matching results

What Defines a USDA Loan in AZ?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture, specifically for rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not necessitate any down payment, offering significant benefits for those eligible.

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(800) 780-4808 Lender's profile and map Reviews The Citizens Bank 114 West Main St, Morehead, KY, 40351 The Citizens Bank of Morehead, Kentucky was organized September 25, 1928; original organizers being H. Vanantwerp, E. E. Maggard, C. E. Dillon, Squire Hogge and Frank Havens. The Citizens Bank was opened for business on Railroad Street, now First Street; across from the old C&O Train Depot.
(606) 784-2201 Lender's profile and map Reviews Morehead Community Federal Credit Union 503 West Main Street, Morehead, KY, 40351 At Morehead Community Federal Credit Union our members are owners, joined by the belief that we are investing in each other. We offer full-service banking with the goal to help members build a better financial future & we’ve been doing that since 1978 Morehead Community Federal Credit Union is the premier credit union of the Rowan County commu
(606) 784-2131 Lender's profile and map Reviews Frontier Housing, Inc. 5445 Flemingsburg Rd, Morehead, KY, 40351 Frontier Housing was founded in 1974 by four churches, a holy cross brother, and a small group of volunteers led by our founder, Tom Carew. We were created to be a resource for eastern Kentuckians in need of housing opportunities. What began with a mission to repair or rebuild dilapidated, aged, and/or unsafe living conditions.
(229) 294-2821 Lender's profile and map Reviews Family Bank 134 Hand Avenue, Pelham, GA, 31779 We make all of our loan decisions locally so you never have to deal with someone you don’t know. We pride ourselves on being able to offer exceptional service to our customers and we’ll always keep your best interests in mind during the loan process. Have a look below at some of the types of loans we have to offer. Mortgage Loans Constructio
(606) 796-3086 Lender's profile and map Reviews Pinnacle Bank, Inc. 26 Second Street, Vanceburg, KY, 41179 Pinnacle Bank, we strive to put the customer first. We offer deposit accounts, consumer and commercial loans, and a variety of other products to fit your financial needs. Pinnacle Bank is committed to providing ready access to our products and services. This includes the guidelines established by the Americans with Disabilities Act.
(419) 644-2361 Lender's profile and map Reviews Metamora State Bank 120 East Main Street, Metamora, OH, 43540 MSB remains true to our mission to provide a safe, secure, competitive source of financial services to the residents of our market area while remaining an independent locally-owned community bank — one of only a few left in the area. At Metamora State Bank you are more than a customer — you are a friend.
(706) 468-6418 Lender's profile and map Reviews Bank of Monticello 141 East Greene Street, Monticello, GA, 31064 On March 22, 1892, a citizens meeting was held at the Jasper County Courthouse, Monticello, Georgia, to issue stock at $100.00 per share to establish Bank of Monticello. The Jackson Banking Company was custodian for the funds. Operations began in a storeroom rented from M. S. and L. O. Benton. A lot was offered by James Lewis
(800) 785-7731 Lender's profile and map Reviews OHIO HOME FINANCE, Ltd. 5550 Twp Rd 93, Mc Comb, OH, 45858 Ohio Home Finance, our job is to make your application for a VA Home Loan a very easy process. We are looking forward to working with you Our founder, Jeff Vance, Sergeant Army Infantry back in the day has been doing VA loans for over 20 years.Specialists well-known throughout the states of Ohio, Indiana and Michigan.
(478) 471-9946 Lender's profile and map Reviews MidSouth Community Federal Credit Union 4810 Mercer University Dr, Macon, GA, 31210 MidSouth Community Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder/owner of a unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.
(478) 287-4809 Lender's profile and map Reviews GMFS Mortgage 4009-B Vineville Ave., Macon, GA, 31210 GMFS is licensed as a mortgage lender in the following states: Alabama, Arkansas, California, Colorado, Florida, Georgia, Illinois, Kentucky, Louisiana, Mississippi, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, and Virginia. GMFS is an approved Fannie Mae Seller-Servicer, Freddie Mac Seller-Servicer
(850) 224-4960 Lender's profile and map Reviews FSU Credit Union 2520 N Monroe St, Tallahassee, FL, 32303 FSU Credit Union our members' financial well-being" is what we do every day. As a secure, not-for-profit financial cooperative, our true value comes from returning proceeds back to our member-owners in the form of competitive products and services. You'll also discover a customer-service experience that puts its members.
(850) 681-3601 Lender's profile and map Reviews Florida First Capital Finance 1351 N. Gadsden Street, Tallahassee, FL, 32303 Florida First Capital is Florida's original statewide certified development company promoting economic development and job creation. Under the SBA 504 Loan Program, Florida First Capital works with private-sector lenders to provide eligible small business owners in Florida and Alabama and Georgia.