In 2026, the USDA loan limit for Tempe in the county of Maricopa, AZ, is set at $353,200. Meanwhile, the FHA limit for a single-family home stands at $530,150.
Use the Lendersa® USDA loan calculator to evaluate and compare the USDA versus FHA best rates of today, determining the income, credit score, reserves, and documents needed for qualification. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, guiding you toward the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $353,200 | 0% |
| FHA | $530,150 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to swiftly finding you the best possible USDA or FHA loan with ease. Start by selecting one of three pathways that match you with lenders offering USDA loan programs tailored to your requirements.
Known as a USDA rural development loan or USDA mortgage, this home loan is guaranteed by the Department of Agriculture and specifically for rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment, making them an ideal option for eligible rural buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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