USDA Loan Vs. FHA loan for Tempe, AZ [Maricopa County Rates 2023]

In 2025, USDA loan limit in Tempe, county of Maricopa, AZ is $353,200 while FHA limit is $530,150 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Tempe, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(864) 476-8144 1707 miles Lender's profile and map Reviews Woodruff Federal Savings and Loan Association 247 North Main Street, Woodruff, SC, 29388 Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits
(304) 586-2733 1708 miles Lender's profile and map Reviews STREBER MORTGAGE LLC 129 Frazier, Red House, WV, 25168 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(864) 948-8200 1708 miles Lender's profile and map Reviews VITAL FCU 1000 Asheville Highway, Spartanburg, SC, 29303 VITAL Federal Credit Union exists for you – for your financial health, for your access to a fair source of credit, for your community, and for your ability to reach your financial goals. We believe these are necessary aspects of your life. You could say we think they are VITAL.As a member of VITAL Federal Credit Union.
(800) 922-4403 1708 miles Lender's profile and map Reviews Carolina Foothills Federal Credit Union 520 North Church Street, Spartanburg, SC, 29303 Carolina Foothills is guided by 8 core principles that allow us to focus on the individual member’s needs. With over 125 partners and three distinct service communities, we are able to offer vital financial tools and options. While you can make business transactions anytime online from your phone or computer with ease.
(864) 542-3521 1708 miles Lender's profile and map Reviews Pathway Mortgage 2117 Boiling Springs Rd, Boiling Springs, SC, 29316 "Pathway Mortgage has set itself apart in the South Carolina mortgage lending community through a focus on three core values: honesty, transparency, and customer service. Pathway Mortgage was founded in 1998 in Spartanburg, South Carolina. Over the past twenty years, founder Kevin Love and co-owner Jeff Henry have steadily grown"
(740) 949-2210 1709 miles Lender's profile and map Reviews Home National Bank OH 502 Elm St., Racine, OH, 45771 Home National Bank exists to give our customers the best, most competitive banking experience possible. We do this by offering them the latest & greatest banking products & services in an environment that is friendly, personal. Home National is to see our community thriving in improved quality of life through the financial services that we offer.
(912) 537-8805 1709 miles Lender's profile and map Reviews Vidalia Federal Savings Bank 300 Jackson Street, Vidalia, GA, 30474 Vidalia Federal Savings was organized in October 1936 & received its federal charter as a Federal Savings & Loan Association at that time. Its primary purpose was to promote thrift and home ownership in the Vidalia area. Assets of the institution on December 31, 1936 were $23, 001.16 and have increased to $194, 471, 850.45 as of December 31, 2006.
(912) 537-1921 1709 miles Lender's profile and map Reviews Altamaha Bank & Trust 206 Jackson St, Vidalia, GA, 30474 Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.
(989) 354-4698 1709 miles Lender's profile and map Reviews HPC Credit Union 1234 W Chisholm Street, Alpena, MI, 49707 At H.P.C. Credit Union, we have proudly been serving our members since 1950! Now serving over 8, 000 people in our community. We have three full-service locations, two in Alpena, MI and one in West Branch, MI. and also H.P.C. Credit Union’s mission is to serve and promote members’ personal financial success and to continue the Credit Union phi
(989) 739-1401 1709 miles Lender's profile and map Reviews Northland Area Federal Credit Union 1161 N. Bagley St., Alpena, MI, 49707 In 1957, a small group of people gathered in an office on Wurtsmith Air Force Base to discuss the possibility of starting a credit union. Northland Area FCU offers its members the ability to have up to 100 different accounts.The accounts can be used for a college fund, Christmas savings, checking, vacation, home purchases, retirement, etc.
(989) 356-4561 1709 miles Lender's profile and map Reviews Alpena Community Credit Union 710 W. Miller St., Alpena, MI, 49707 Alpena Community Credit Union has been open since 1952. The credit union has assets totaling $24.51 Million and provides banking services to more than 3, 000 members. When you’re a member of Alpena Community Credit Union, you’re not just a customer but part-owner of your credit union.