In 2025, the USDA loan limit for Tempe in the county of Maricopa, AZ, is set at $353,200. Meanwhile, the FHA limit for a single-family home stands at $530,150.
Use the Lendersa® USDA loan calculator to evaluate and compare the USDA versus FHA best rates of today, determining the income, credit score, reserves, and documents needed for qualification. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, guiding you toward the best program in for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Tempe, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$530,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Tempe, AZ
Lendersa® is committed to swiftly finding you the best possible USDA or FHA loan with ease. Start by selecting one of three pathways that match you with lenders offering USDA loan programs tailored to your requirements.
Known as a USDA rural development loan or USDA mortgage, this home loan is guaranteed by the Department of Agriculture and specifically for rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment, making them an ideal option for eligible rural buyers.
Imperial 7 Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
550 Carson Plaza Drive, Suite 222, Carson, CA, 90746
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Water and Power Community Credit Union (WPCCU) was founded in 1936 to serve the financial needs of employees of the Los Angeles Department of Water and Power. As Los Angeles grew, so did WPCCU. Today, nearly seven decades after opening with just two desks and a typewriter, WPCCU is a full service community-based financial institution
LAPFCU is an established and highly-reputable credit union with several locations across the greater LA Metro area & we view our talented associates as the secret to our success. Our Mission is to enhance the quality of life of our members by serving as a trusted partner, providing rewarding financial solutions through truly exceptional service.
Water and Power Community Credit Union was formed in 1936 by 10 employees of the Department of Water and Power (DWP). Through the years, WPCCU has helped members send their children to college, save for retirement, purchase a vehicle and a home. The credit union was the place where countless members turned to solve life's financial challenges.
Cathay Bank is a bank with operations in nine states. Cathay Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and Community Home Buyers Program mortgages and our clients remain the same. Everyone believes in the power of initiative and perseverance.
At Instant Bad Credit Loans, we can help you find a lender for poor credit loans. Even with your bad credit status, you could still be eligible for loans for people with bad credit. Online lenders generally use their own formula to determine eligibility, so having a bad credit history doesn't mean you can't be pre-approved.
The University of Southern California Credit Union is incredibly proud to serve the entire Trojan Family—USC students (including more than 18, 000 undergraduates and 22, 000 graduate and professional students), alumni, faculty, and staff, as well as those who live and work in Orange County and the City of Los Angeles.
2331 Honolulu Avenue, Suite E, Montrose, CA, 91020
Discovery Realty and Finance 25 years of experience in Southern California Real Estate we work extensively to help our clients meet their Real Estate & Financing goals. Our mission is to set a high standard in the Real Estate & Mortgage industry. We are committed to provide you with impeccable service putting the people we serve first.
2441 Honolulu Avenue, Suite 142, Montrose, CA, 91020
Source One Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
First Cal began providing loans to new home buyers in 1977, helping to fund explosive economic growth. In time we launched Headlands Mortgage Company to bring innovative loan programs to mortgage brokers. We expanded the operation across the country and, at one point, made loans in 42 states.
