USDA Loan Vs. FHA loan pro & con for Tempe, Maricopa County, AZ

In 2024, USDA loan limit in Tempe, county of Maricopa, AZ is $353,200 while FHA limit is $530,150 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Tempe, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(804) 266-0290 https://henricofcu.org/ 1944 miles Lender's profile and map Reviews Henrico Federal Credit Union 9401 West Broad Street, Henrico, VA, 23294 Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.
(910) 264-2446 http://gatewayfundnc.com/ 1945 miles Lender's profile and map Reviews Gateway Funding, Inc. 338 Shipyard Blvd, Wilmington, NC, 28412 Gateway Funding, Inc. is a NC based family owned and operated specializing in commercial lending with a wide range of products in 45 states. We give a free consultation in order to determine the goals of the client and assess their financial situation. (Including refinancing) Gateway Funding, Inc.
(910) 617-3793 http://www.seasidemtg.com 1945 miles Lender's profile and map Reviews Seaside Mortgage 5653 Carolina Beach Rd, Suite D2, Wilmington, NC, 28412 We specialize in residential mortgages and offer conventional, FHA, USDA, and VA loans. We take pride in treating each customer as a family member! Our dedication to customer service is the foundation of our business. With many years experience, it’s the reason so many of my clients finance with Seaside Mortgage.
910-720-0175 http://www.usacapitalgroupllc.com 1945 miles Lender's profile and map Reviews USA Capital Group 818 St Andrews Dr Unit L, Wilmington, NC, 28412 USA Capital Group provides alternative financing options for small businesses, as well as, personal loans nationwide. We have helped hundreds of Americans start a new business or expand their current business. We offer innovative financial solutions that bring Peace of Mind to the American People.
(804) 649-2957 https://www.partnersffcu.org/ 1945 miles Lender's profile and map Reviews Partners Financial Federal Credit Union 1200 New York Avenue, Glen Allen, VA, 23060 Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
(800) 968-5844 https://www.capcenter.com/ 1945 miles Lender's profile and map Reviews CapCenter 4510 Cox Rd, Suite 402, Glen Allen, VA, 23060 "CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients. We have been nailing it since 1997 and haven’t looked back."
(804) 424-2200 https://www.benchmarkmortgage.com/ 1945 miles Lender's profile and map Reviews Benchmark Mortgage Companies 4235 Innslake Drive, Suite 201, Glen Allen, VA, 23060 Benchmark Mortgage Companies, an affiliate of Tidewater Home Funding, LLC, has been helping our neighbors across the Richmond-area and Shenandoah Valley communities realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide customer service
(804) 888-8020 https://townefirstmortgage.com/ 1945 miles Lender's profile and map Reviews Towne First Mortgage 4501 Cox Road, Suite 301, Glen Allen, VA, 23060 Towne First Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne First Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
(703) 957-0790 https://haydenhomemortgage.com/ 1945 miles Lender's profile and map Reviews Hayden Home Mortgage LLC 25775 Tullow Pl, Chantilly, VA, 20152 As experienced loan officers we have the knowledge and expertise you need to explore the many financing options available. Ensuring that you make the right choice for you and your family is our ultimate goal, and we are committed to providing our customers with mortgage services that exceed their expectations.
(888) 309-9705 http://www.reversemortgagereality.com/cape-coral-reverse-mortgage-reverse-mortgage-in-cape-coral-fl/ 1945 miles Lender's profile and map Reviews Reverse Mortgage Reality 2345 Waburton Terrace, Wellington, FL, 33414 Our goal is education and service. We aim to teach you how you can utilize a reverse mortgage in Pennsylvania, New Jersey, Florida, or all across the United States. In fact, since 2008 we’ve helped over 431 seniors learn about and get reverse mortgages. At Reverse Mortgage Reality, we realize that no 2 seniors have the exact same situation.
(561) 337-4848 https://www.sunvestmg.com/ 1945 miles Lender's profile and map Reviews Sunvest Mortgage Group LLC 12794 Forest Hill Blvd, Suite 29, Wellington, FL, 33414 At Sunvest Mortgage Group, LLC we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.