USDA Vs. FHA Pro and Con comparison in Tempe, Maricopa County, AZ
In 2026, the USDA loan limit for Tempe in the county of Maricopa, AZ, is set at $353,200. Meanwhile, the FHA limit for a single-family home stands at $530,150.
Use the Lendersa® USDA loan calculator to evaluate and compare the USDA versus FHA best rates of today, determining the income, credit score, reserves, and documents needed for qualification. Through our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, guiding you toward the best program in for your specific financial needs.
2026 Loan Limits and Downpayment Requirements in Tempe, Maricopa, AZ
Loan Type
Loan Limit
Down Payment
USDA
$353,200
0%
FHA
$530,150
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Tempe, AZ
Lendersa® is committed to swiftly finding you the best possible USDA or FHA loan with ease. Start by selecting one of three pathways that match you with lenders offering USDA loan programs tailored to your requirements.
Known as a USDA rural development loan or USDA mortgage, this home loan is guaranteed by the Department of Agriculture and specifically for rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans necessitate no down payment, making them an ideal option for eligible rural buyers.
West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
Pinellas Federal Credit Union is committed to our mission of delivering quality personalized service to our members & communities through: Ensuring professionalism and integrity; Providing members with a safe and sound financial organization; Leveraging innovation to promote membership growth; and Developing an engaged and knowledgeable workforce.
The Department of Veterans Affairs offers a loan guaranty program to veterans, current military members, and their families to assist them in becoming home owners during or after their time of military service. This program was begun in 1944 to aid returning service members who had fought in World War II. During the past seventy-plus years.
19321-C US Highway 19 N, Suite 408, Clearwater, FL, 33764
The Lending Team, Tampa Bay based mortgage company was created so we could develop an efficient loan origination process with personalized customer service. Part of our application process is to find out what you expect of us! We then go above and beyond to exceed those expectations.
VP Capital Lending is a highly respected provider of commercial finance solutions and business loans. We regularly work with businesses in all types of industries, and we’d love to analyze the financial needs of your business. We always put in the extra work required to select the right type of financing for each business that comes to us for fundi
South Carolina Army National Guard Federal Credit Union
1225 Bluff Road, Columbia, SC, 29201
Founded in 1966 as South Carolina Army National Guard FCU, our goal was to serve the financial needs of the men and women in the South Carolina Army National Guard and their families.In 2007, we merged with McEntire Federal Credit Union – who, at the time, served only members of the South Carolina Air National Guard and their families.
The Columbia Post Office Credit Union is a member owned non-profit financial institution chartered on June 7, 1927. employees pooled their savings in order to borrow money at reasonable rates. Today the Credit Union has assets of over 33 million dollars. The Columbia Post Office Credit Union is the second oldest credit union in South Carolina.
SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.
Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.
Originally begun in 1960 as Fort Jackson Federal Credit Union, AllSouth Federal Credit Union is a not-for-profit financial cooperative, owned and operated by you, our members. We proudly serve 8 counties in the Midlands of South Carolina. We're not just your credit union, we're your neighbors.
