USDA Vs. FHA Pro and Con comparison in Glendale, Maricopa County, AZ

In 2025, the USDA loan limit for Glendale, situated in the county of Maricopa, AZ, is $353,200. Meanwhile, the FHA cap for a single-family house is $530,150.

Leverage the power of the Lendersa® USDA loan calculator to evaluate and compare the current favorable rates between USDA and FHA loans. Gain insights into the income, credit, reserves, and paperwork needed to qualify. Our cutting-edge mortgage calculator allows you to view USDA, FHA, Conforming, and VA possibilities side by side, assisting you in identifying the finest program in to suit your financial profile.

Investigate loan options from an array of 100 lenders

2025 Loan Boundaries and Down Payment Stipulations in Glendale, Maricopa, AZ

Loan Type Maximum Limit Initial Payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Glendale, AZ

The primary aim of Lendersa® is to facilitate your acquisition of the best USDA or FHA loan efficiently, without unnecessary hassle. Start by choosing from three starting pathways designed to align you with suitable lenders and USDA loan initiatives.

Lendersa - USDA loan inquiries and matching outcomes

Understanding USDA Loans in AZ

The USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and strictly offered in rural locales. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages do not call for any down payment, providing substantial financial relief to qualifying rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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