USDA Vs. FHA Pro and Con comparison in Glendale, Maricopa County, AZ

In 2025, USDA loan limit in Glendale, county of Maricopa, AZ is $353,200 while FHA limit is $530,150 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Glendale, county of Maricopa, AZ

Loan Type Loan Limit Down payment
USDA $353,200 0%
FHA $530,150 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Glendale, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Corby Mortgage Services Inc
  • 2409 W 104th St, Suite A, Chicago, IL, 60655
  • Corby Mortgage Services, Inc. is a privately owned mortgage company head quartered in Chicago, Illinois with additional office locations in Milwaukee, Wisconsin with approximately $200 million in annual loan volume. Corby Mortgage Services, Inc. provides residential loans directly to customers through a network of referrals from real estate.
  • ELCA Federal Credit Union
  • 8765 W Higgins Road, Suite 675, Chicago, IL, 60631
  • The ELCA Federal Credit Union was created by the ELCA to provide additional financial services to ELCA members, employees of synods, congregations or any other ELCA-related ministry. Ecumenical partners of the ELCA are welcome to request the ELCA Federal Credit Union's services for their denomination.
  • Forum Mortgage Bancorp
  • 7221 West Touhy, Chicago, IL, 60631
  • Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.
  • NorthPoint Lending Group Inc
  • 7434 North Harlem Avenue, Chicago, IL, 60631
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Integra Financial Group Inc
  • 6565 North Avondale, Suite 200, Chicago, IL, 60631
  • Integra Financial Group is an Illinois Residential Mortgage Licensee, specializing in residential mortgages, refinance, home equity loans and more. Our mission is to continue to be committed to improving the lives of our customers by providing quality services and a competitive range of mortgage solutions through integrity and accountability.
  • The First National Bank and Trust
  • 111 South Main Street, Atmore, AL, 36502
  • First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.
  • United Bank
  • 200 E. Nashville, Atmore, AL, 36502
  • Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . . By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.
  • Tomahawk Community Bank S.S.B.
  • 15 East Wisconsin Avenue, Tomahawk, WI, 54487
  • Tomahawk Community Bank, SSB, was formed as Tomahawk Building and Loan on March 29, 1920. In 1960 the name changed to Tomahawk Savings and Loan and was chartered as a mutual state thrift institution. In 1993, to better accommodate our customers, we changed our charter making us a state savings bank
  • Life Credit Union
  • 2004 Hayes Street, Suite 120, Nashville, TN, 37203
  • Life Credit Union is a financial cooperative that was founded in 1958 in the spirit of people helping people improve their lives through financial health and stability. The cooperative nature of credit unions goes hand-in-hand with the nature of our members. Anyone who works in or with the healthcare industry is welcome to join Life Credit Union!