In 2025, the USDA loan limit in Sedona, located in Coconino, AZ, is $311,800, while the FHA limit for a single-family home is $389,850.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today. Determine the required income, credit, reserves, and documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best option for your needs in .
2025 Loan Limits and Down Payment in Sedona, Coconino, AZ
Loan Type
Loan Limit
Down payment
USDA
$311,800
0%
FHA
$389,850
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Paths in Sedona, AZ
The aim of Lendersa® is to swiftly find the best USDA or FHA loan for you without hassle. Choose one of three initial approaches that align with lenders and USDA loan options.
A USDA home loan, backed by the Department of Agriculture, also called the USDA rural development loan or mortgage, is intended for rural areas. FHA loans require at least a 3.5% down payment, whereas USDA loans do not require any down payment.
Bakersfield City Employees Federal Credit Union was founded in 1936 to serve employees of the City of Bakersfield and their family members. We have grown in asset size and services since then, and we also now serve the employees of Golden Empire Transit and BNSF Railroad. If you are a city employee
Strata Credit Union is a nonprofit organization, reinvesting revenues back into the member base through lower rates on auto loans, credit cards, personal loans and checking accounts that are truly free. Strata Credit Union's mission is to be the preferred financial institution for our current and potential members.
1430 Truxtun Ave, 5th Floor, Bakersfield, CA, 93301
"Ampak has been serving clients in the San Francisco Bay Area, Central Valley and Southern California. Our mortgage, refinance, conventional, FHA, VA, Jumbo loan services cover all of Californa.
Our special loan programs are tailored to fit various kinds of borrowers including the ones with low FICO, low DTI and unfavorable credit reports"
1701 Westwind Drive, Suite 206, Bakersfield, CA, 93301
Our Mission at Homes By Elena Real Estate is not only to assist clients through the Buying or Selling process.It is also our goal to provide Incentives to Buyers & Sellers with the desire to contribute to Stronger and Thriving communities.At Homes by Elena Real Estate we joyfully also donate to our Local Animal shelters a percent of our commission.
3434 Truxtun Ave, Suite 155, Bakersfield, CA, 93301
Medina Mortgage Associates is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We are here to guide you in one of the biggest investment you will make in a life time. Whether you are a first time home buyer move up buyer or investor. Every loan has a story let us write yours!
Prince Financial is a family owned business formed in 1994 but the principal officers, David and Barbara Prince have over 35 years experience in all aspects of the Real Estate business.We love the mortgage Finance business and it has been our entire working careers.and also We love the interaction with people.
1430 Truxtun Avenue Suite 509, 5th Floor, Bakersfield, CA, 93301
Alterra Home Loans, a division of the Panorama Mortgage Group, was founded in 2006. Alterra Home Loans is 100% minority-owned and focuses on lending to traditionally underserved communities, including Black and Latino borrowers and also Alterra is one of the fastest growing 100% Hispanic owned companies in the Nation.
New Beginnings has been operating as a Full Service Mortgage Company in the Kern County Market since 2000. Our professionals have very specific requirements when it comes to the skills needed to maintain the level of great service expected in Hard Money Loans, Conventional Loans, and Real Estate.
5118 Winter Pasture Avenue, Bakersfield, CA, 93313
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Integrity Home Loans taking care of their clients in assisting them through the home buying and refinancing process. We understand that the lowest rates and closing costs matter. We simply give you our lowest rates and options upfront and let you decide. We love to educate our clients and always care of them with our service.
Firedman financial inc is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.
Everyone's Federal Credit Union FKA SP Railway Employees Federal Credit Union was established in 1954. We are currently serving the financial needs of Quay, Guadalupe, and Union Counties with checking accounts, auto loans, member business loans and more Everyone's Federal Credit Union operates three full service branches in Tucumcari
