USDA VS FHA in Taylor, Navajo County, AZ

For the year 2026, the USDA loan limit set in Taylor, situated in Navajo, AZ, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

The Lendersa® USDA loan calculator allows you to compare today's best rates for USDA versus FHA loans. By assessing the required income, credit, reserves, and documentation, you can determine eligibility. Our state-of-the-art mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side to assist in choosing the best fit for your financial needs in Alabama.

Compare loan offers from 100 different lenders

2026 Loan Limits and Down Payment Requirements in Taylor, Navajo, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Taylor, AZ

The primary aim of Lendersa® is to help you quickly and effortlessly find the best USDA or FHA loan options available. Start by choosing from three distinct options that lead you to compatible lending partners and USDA loan programs.

Lendersa USDA loan request and matching results

About USDA Loans in AZ

A USDA home loan is supported by the U.S. Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans which require at least a 3.5% down payment, there is no down payment necessary for a USDA mortgage, providing substantial benefits to eligible buyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Taylor Lenders

  • Rim Country Federal Credit Union
  • 216 S. Main St, Snowflake, AZ, 85937
  • Lends in Arizona
  • In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives

  • Winslow Santa Fe Credit Union
  • 1021 Williamson Ave, Winslow, AZ, 86047
  • Lends in Arizona
  • At Winslow Santa Fe Credit Union, members come first. We promise to offer honest, fair deals to every member, every time. We promise to treat every member with respect and dignity. We promise to strive to be a trusted financial advisor that our members can count on to assist them with achieving their financial dreams.

  • Bankers Capital Resources Inc
  • 450 Jordan Road, Suite 4, Sedona, AZ, 86336
  • Lends in Arizona
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • A&A Funding Corporation
  • 10031 E. Dynamite Blvd Suite 230, Scottsdale, AZ, 85262
  • Lends in Arizona
  • A & A Funding Corp was founded in 1982 by Hugh Anderson. Hugh at the time had extensive experience in the real estate industry starting in 1970 but created A & A Funding Corp to expand his private money lending services. In 2008, his two sons Wayne and Brad Anderson purchased A & A Funding Corp., making it a multi-generational business.

  • Ray Federal Credit Union
  • 112 Williams Lane, Kearny, AZ, 85137
  • Lends in Arizona
  • Ray Federal Credit Union has a proud heritage of serving miners and mining contractors of Ray, Arizona in the greater Copper Basin and neighboring communities. The mining towns of Ray, Sonora, and Barcelona have all since been closed and the area mined for copper. In 1965 the credit union built a building in Kearny, AZ.

  • Hard Money, LLC
  • 4333 S Avenida De Angeles, Gold Canyon, AZ, 85118
  • Lends in Arizona
  • Arizona's HARD MONEY, LLC makes DIRECT, private bridge loans. Call/e-mail/text now to get a quick answer. Loans can be funded in as little as 5 business days; our customers come 1st. We specialize in rehab/flip loans with advances of 60-70% of the "after repaired" value. Your loan will be secured by a first trust deed on real estate.

  • KHoward Mortgage Team
  • 2913 N Power Rd, Suite 108, Mesa, AZ, 85215
  • Lends in Arizona
  • "With many years of experience in the mortgage banking industry, and extensive practice in originating home loans for both purchase and refinance, I am a firm believer in excellent customer service and offering the most competitive pricing.

    Through working with Union Home Mortgage, a Direct Lender,"

  • Trusted Lending Center
  • 2929 North Power Road, Mesa, AZ, 85215
  • Lends in Arizona
  • We are a Retail Mortgage Company designed to streamline the mortgage loan process and assist you in navigating your mortgage decisions to accomplish your goals. We hold ourselves to the highest standards and encourage you to do the same. Please keep us in the forefront of your mind for your mortgage needs and those of your family and friends.

  • Blue Brick Financial LLC
  • 4710 East Falcon Drive, Suite 202, Mesa, AZ, 85215
  • Lends in Arizona
  • We provide a professional environment for you to feel comfortable and welcome to discuss your needs. We are committed to evaluate every individual situation. With the experience and education of our mortgage consultants, we will help you make the best home financing decision possible.