USDA VS FHA in Pinetop-Lakeside, Navajo County, AZ

During 2025, the USDA loan cap for Pinetop-Lakeside, located in the county of Navajo, AZ, amounts to $336,500, while the FHA loan limit lands at $472,030 for single-family homes.

Utilize the Lendersa® USDA loan calculator to analyze the top rates available today between USDA and FHA. This tool assists you in identifying the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA program options, helping you determine the most suitable program for your financial situation in Alabama.

Explore loan offers from 100 diverse lenders

2025 Loan Limits and Down Payment Requirements in Pinetop-Lakeside, Navajo, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Pinetop-Lakeside, AZ

The main mission of Lendersa® is to quickly connect you with the best USDA or FHA loan options without complications. Choose from three different starting points that facilitate connecting with lenders and USDA loan programs tailored to your needs.

Lendersa USDA loan request and matching results

Gaining Insight into USDA Loans in AZ

The USDA home loan, which is backed by the government and managed by the Department of Agriculture, can be referred to as a USDA rural development loan or USDA mortgage. This loan option is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage does not call for any down payment, making it a valuable choice for eligible applicants in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Trust Financial
  • 135 Lake Street South, Suite 230, Kirkland, WA, 98033
  • At Home Trust Financial (NMLS # 1761573), where we specialize in residential mortgages. At Home Trust Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Washington Discount Mortgage LLC
  • 8213 131st Avenue Northeast, Kirkland, WA, 98033
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide our clients with amazing low rates and great loan programs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been helping customers afford the home of their dreams for many years.
  • University Mortgage Funding Corp
  • 4315 Lake Washington Blvd, Suite 3004, Kirkland, WA, 98033
  • The University Mortgage Funding Corp. Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of Washington. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
  • Bellwether Lending Inc
  • 10415 113th Place NE, Kirkland, WA, 98033
  • BellWeather Lending inc is full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates.
  • Washington First Mortgage Loan Corporation
  • 4055 Lake Washington Blvd, Suite 100, Kirkland, WA, 98033
  • Washington First Mortgage Loan Corp. is committed to providing helpful, honest, and accurate advice to assist borrowers in choosing a product that meets their financial needs. We offer our clients excellent customer service and a wide variety of competitive mortgage pricing options in Washington, California, Oregon, and Arizona.
  • Eastside Funding
  • 3927 Lake Washington Blvd NE, Kirkland, WA, 98033
  • Eastside Funding has closed over one billion dollars worth of loans in the past 12 years, becoming an industry leader in foreclosed property investment for one simple reason: we make borrowing simple, with no qualifying, appraisals, or inspections. With as little as zero down, we take over at auction to make the property investment.
  • Veristone Mortgage, LLC.
  • 6725 116th Ave NE Suite 210, Kirkland, WA, 98033
  • At Veristone, we are private money lenders and experienced mortgage professionals who desire to partner with you to make your real estate investments a success. Veristone Mortgage offers portfolio and traditional lending solutions for investment properties in Idaho, Oregon and Washington.
  • First Sound Bank
  • 925 Fourth Avenue, Suite 2350, Seattle, WA, 98104
  • First Sound Bank is a locally owned independent community bank providing commercial and private banking services to high net worth individuals, small to medium sized businesses, not-for-profit organizations, entrepreneurs, and professional service firms throughout the Puget Sound market.