USDA Vs. FHA your options comparison in Pinetop-Lakeside, Navajo County, AZ

During 2025, the USDA loan cap for Pinetop-Lakeside, located in the county of Navajo, AZ, amounts to $336,500, while the FHA loan limit lands at $472,030 for single-family homes.

Utilize the Lendersa® USDA loan calculator to analyze the top rates available today between USDA and FHA. This tool assists you in identifying the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator enables side-by-side comparison of USDA, FHA, Conforming, and VA program options, helping you determine the most suitable program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Pinetop-Lakeside, Navajo, AZ

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Pinetop-Lakeside, AZ

The main mission of Lendersa® is to quickly connect you with the best USDA or FHA loan options without complications. Choose from three different starting points that facilitate connecting with lenders and USDA loan programs tailored to your needs.

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Gaining Insight into USDA Loans in AZ

The USDA home loan, which is backed by the government and managed by the Department of Agriculture, can be referred to as a USDA rural development loan or USDA mortgage. This loan option is exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, a USDA mortgage does not call for any down payment, making it a valuable choice for eligible applicants in rural communities.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sun West Mortgage Company, Inc.
  • 6131 Orangethorpe Ave, Suite 500, Buena Park, CA, 90620
  • Sun West, we dedicate ourselves to offering the best service to our customers. To accomplish this, we empower our loan officers so that they can find great rates and provide the best fitting loan options to each customer – at amazing speed. Our focus on technology has given us an edge in the mortgage industry.
  • Semper Financial
  • 6067 Belle Avenue, Buena Park, CA, 90620
  • At Semper Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Real Estate Loans Colorado
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Forward Mortgage Group
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
  • Max Mortgage, LLC
  • 13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
  • Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
  • Express Lane Mortgage: Tom Veitch
  • 225 Union Blvd, Suite 350, Lakewood, CO, 80228
  • At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible. From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
  • Cognitive Options Group
  • 12596 W Bayaud Ave, Suite 201, Lakewood, CO, 80228
  • Cognitive Options Group, we know that mortgage originating and servicing leaders are faced with an altered landscape in today's regulatory environment. We can help you efficiently traverse that terrain while you enjoy the confidence of partnering with an S&P-approved third party due diligence provider.
  • Colorado Capital Group LLC
  • 12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
  • Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates