USDA and FHA Pro and Con in Linden, Navajo County, AZ

In 2025, USDA loan limit in Linden, county of Navajo, AZ is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Linden, county of Navajo, AZ

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Linden, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Life Changer Loan Corp
  • 3613 East Flintlock Drive, Queen Creek, AZ, 85142
  • At Life Changer Loan, we’re making that a reality for homebuyers in Arizona by offering a special loan that can help you pay off your loan and build equity in record time. A Life Changer Loan is a special type of home loan that merges home finance with personal banking in a convenient, integrated package.
  • HomeQuest Mortgage LLC.
  • 1128 E Greenway St, Suite 102, Mesa, AZ, 85203
  • At HomeQuest we understand that each loan is as unique as each person we meet. Experience and hard work along with a network of lending entities allows us to find the best loan products for each individual. Whether you are working full-time, retired, or are self-employed we have specific programs designed for your situation.
  • KDA Home Financial, LLC
  • 935 East Main Street, Suite 101, Mesa, AZ, 85203
  • At KDA Financial, we work with clients in a variety of financial situations, assisting with everything from conventional home loans that offer a fixed rate 30 year mortgage with 20% down, to services for people who may be qualified for specific types of loans, such as VA and FHA loans.
  • Amerifirst Financial, Inc.
  • 1550 E. McKellips Road, Suite 117, Mesa, AZ, 85203
  • Our goal is to be the lender of choice for the professional real estate agent and their clients in each market we enter, as measured by all industry service level surveys reported. We will succeed by meeting the needs of our borrowers through exceptional communication and transparency throughout the loan process
  • Not So Hard Money
  • 935 E. Main Street, Ste 102, Mesa, AZ, 85203
  • We make Hard Money loans Not So Hard Money®​ by bringing lower rates and fees to our niche in ways that other organizations can't or won't do. We take your loan requests with earnest consideration, in an effort to provide the funding you need. Serving the Commercial Real Estate Equity loan marketplace, we provide both direct lending
  • Arizona Hard Money Lenders
  • 7345 E Evans Rd Suite 4, Scottsdale, AZ, 85260
  • Arizona Hard Money Lenders simplifies real estate funding with unmatched speed and flexibility. Specializing in fast approvals, we cater to property flippers, builders, and equity seekers, offering customized solutions for over a decade. Trust us to deliver when others can't—closing deals in as little as 24 to 48 hours. Speak with Doug Daly for you
  • Kevin Leonard mortgage
  • 123 Example Rd, Scottsdale, AZ, 85260
  • Kevin Leonard entered into the mortgage business in 1997 and quickly rose to become the top producing loan officer in the country. Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish
  • Evolve Home Loans
  • 14201 N 87th St, Suite C-135, Scottsdale, AZ, 85260
  • Since the year 2000, we’ve enjoyed the opportunity to help thousands of Americans achieve the dream of home ownership and financial peace of mind through our fast and simple loan process. We chose to go into business to help people by educating them through one of life’s most challenging processes and saving them REAL money.
  • LHM Financial Corporation
  • 9089 East Bahia Drive, Suite 101, Scottsdale, AZ, 85260
  • "LHM Financial, formerly CNN Mortgage, has been a full-service mortgage banker with an experienced staff offering knowledge in mortgage lending for over 20 years. With access to a full range of mortgage sources, our licensed loan originators are dedicated to finding the right loan with the rates, terms, and costs to meet your unique nee
  • Arizona Mortgage & Investments, LLC
  • 14301 N 87th St, Scottsdale, AZ, 85260
  • We offer creative lending solutions that fall outside the “box” of traditional bank and conventional lending sources. We are an equity based lender interested more in a borrower’s ability to pay going forward than any issues in the past. We offer lending solutions to assist borrowers in getting back to where they want to be.
  • Mortgage Bee LLC
  • 7950 East Acoma Drive, Suite 108, Scottsdale, AZ, 85260
  • Our brokers have worked for some of the nations top lenders over a combined 30+ years in wholesale lending.During this time, we observed many of these companies were charging far too much to their customers.We decided that we could do better for the consumer.We can offer the same service, if not better & offer the same products for a much lower cos
  • Mortgage Quest
  • 14362 North Frank Lloyd Wright, Suite 1000, Scottsdale, AZ, 85260
  • Having worked for a few of the large banks & mortgage banking firms prior to starting Mortgage Quest in May 2000, Bob McCormick learned how & why these mortgage companies need to mark-up their rates that are offered to the public: large overhead expenses including office salaries, commissions several layers of management due to large staffing, etc.