USDA Vs. FHA your options comparison in Lake-of-the-Woods, Navajo County, AZ

In 2024, USDA loan limit in Lake-of-the-Woods, county of Navajo, AZ is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Lake-of-the-Woods, county of Navajo, AZ

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Lake-of-the-Woods, AZ

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Arizona?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Hunt Mortgage Corporation
  • 403 Main Street, Suite 210, Buffalo, NY, 14203
  • HUNT Mortgage, we pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced digital technology available."
  • Florida Home Mortgage Corp
  • 1949 Par Drive, Naples, FL, 34120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • AccessOne Mortgage Company LLC
  • 2609 Atlantic Avenue, Suite 201, Raleigh, NC, 27604
  • AccessOne Mortgage Company is a mortgage broker with operations in one state. AccessOne Mortgage Company offers numerous mortgage programs including conventional and jumbo mortgages and We can guide you to the right loan amount and best program for your needs. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
  • St. John United Federal Credit Union
  • 184 Goodell Street, Buffalo, NY, 14204
  • The St. John United Federal Credit Union is a Community Development Credit Union (CDCU) a financial cooperative, owned by it’s members who live, work, worship or attend school in the city of Buffalo, NY. This credit union exists for the financial benefit of the membership and the community at large
  • Radius Federal Credit Union
  • 2853 Delaware Avenue, Kenmore, NY, 14217
  • "At Radius Federal Credit Union, we believe that all of us share common goals, but we nurture individual dreams. Those dreams inspire your decisions, drive your ambitions, and revolve around what’s truly important. That’s your 360° life. And Radius is by your side for every turn and transition."
  • Carolina Home Loans of NC LLC
  • 245 New Fidelity Ct, Suite 205, Garner, NC, 27529
  • Carolina Home Loans was founded in 1998 to provide an alternate to the “Big Bank” experience. You will work directly with the company’s founder & owner, Eric McDonald. Eric began his mortgage lending career in 1993 with one of the country’s largest bank. He knew there was a better way and created Carolina Home Loans.
  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.
  • South Atlantic Bank
  • 630 29th Avenue North, Myrtle Beach, SC, 29577
  • Our mission is to serve, in a fair, balanced, and superior manner, the interest of shareholders, customers, employees, and the public through adherence to high standards of financial soundness, exemplary customer service, employee professionalism, business ethics, corporate citizenship, and profitability.
  • Palmetto First Mortgage
  • 4757 Highway 17 Bypass, Myrtle Beach, SC, 29577
  • Palmetto First Mortgage is committed to helping you find the right South Carolina mortgage product for your needs. We understand the loan business to be a fiercely competitive market. But we also believe that there is more to home financing than simply securing the lowest rate. We will offer you the best option to achieve your financial goals,
  • Carolina Trust Federal Credit Union
  • 1010 21ST Ave N, Myrtle Beach, SC, 29577
  • Carolina Trust Federal Credit Union is a not-for-profit financial cooperative that began as Myrtle Beach Air Force Base Federal Credit Union in 1958 serving active members of the military. Today, Carolina Trust Federal Credit Union serves over 36, 000 members worldwide. provide money-saving advantages and reasonably.