USDA Vs. FHA your options comparison in Lake-of-the-Woods, Navajo County, AZ
As of 2025, in Lake-of-the-Woods, located in Navajo, AZ, the USDA loan limit is $285,000. In contrast, the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare USDA and FHA rates today. Identify the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA options, helping you to determine the best fit for your financial needs in Alabama.
2025 Loan Limits and Down Payment Requirements in Lake-of-the-Woods, Navajo, AZ
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loan Options in Lake-of-the-Woods, AZ
Lendersa® aims to quickly connect you with the best USDA or FHA loan options. Pick one of three starting points to match with lenders and USDA loan programs.
Backed by the Department of Agriculture, the USDA home loan, also called a USDA rural development loan or mortgage, is exclusive to rural areas. FHA loans require a minimum down payment of 3.5%, but USDA loans do not require a down payment, offering an advantage to eligible borrowers.
Sustain Mortgage has been at the forefront of the growth and excitement of the city’s newest success story. A boutique brokerage firm, Sustain Mortgage has adapted to the many changing needs of this burgeoning community and its residents, while playing an advisory role in this internationally acclaimed model for urban redevelopment.
8354 Northfield Blvd, Suite 3700, Denver, CO, 80238
BW Mortgages, LLC provides premier mortgage services throughout Colorado. If you’re interested in working with us, please read through the following and collect the relevant documents and Your mortgage application is the first step in the home buying or refinance process. Once submitted with current financial information.
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At VA Desert Pacific Federal Credit Union, we have a passion for serving others and we take pride in doing it well. Since 1947, we have provided steadfast financial service to the hardworking people who make a difference in the lives of men and women who served our country. and also Providing steadfast financial service and education enabling VA.
The vision of Fitzsimons Credit Union is to be the recognized leader in our community by consistently delivering an exceptional partner experience. Our mission is to know our partners as individuals and focus on their life-long financial needs; advise and advocate while always exceeding their expectations. As "a partnering credit union.
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Flatirons Bank was created to provide a true community bank to Boulder County, focused on doing what is right for businesses in our community.
Flatirons Bank is a full-service, locally-owned independent bank dedicated to serving the needs of Boulder County. We offer a wide range of personalized banking services to meet the needs of our persona
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