USDA Loan Vs. FHA loan for Gilbert, AZ [Maricopa County ]

In 2026, the USDA loan limit set for Gilbert in Maricopa county of AZ is $353,200. Meanwhile, the FHA cap for a single-family home is $530,150.

Use the Lendersa® USDA loan calculator to compare today's most favorable USDA vs. FHA rates. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in selecting the optimal program in for your financial situation.

USDA and FHA Loan Possibilities in Gilbert, AZ

Lendersa® aims to quickly deliver the best USDA or FHA loan to you without the hassle. Begin by choosing one of three starting points to align with lenders and the USDA loan programs best suited to you.

Lendersa USDA loan requests and matching results

Understanding USDA Loans in AZ

The USDA home loan, also called the USDA rural development loan or mortgage, is backed by the Department of Agriculture and available in rural areas alone. Unlike FHA loans needing a minimum of 3.5% down payment, USDA loans require none, offering a valuable option for eligible buyers.

Get top 10
USDA LENDERS
customized to yout needes

(818) 653-0663 Lender's profile and map Reviews Par3 Lending Inc. 2629 Foothill Boulevard, Unit 296, La Crescenta, CA, 91214 "Par3 Lending, Inc Our #1 goal is client satisfaction. While we always aim and attain the lowest rates at the lowest costs, client satisfaction is our top priority We specialize in purchase & refinance loans for: all residential properties (1-4 units) all purposes (primary, vacation, investment"
(818) 541-0900 Lender's profile and map Reviews Citadel Residential Corporation 3747 Foothill Boulevard, Suite 127, Glendale, CA, 91214 Citadel Mortgage Company was founded in 1992 after two Loan Officers from Security Pacific Bank realized that offering programs from only one bank was not the best way to serve our clients. Robert Rivera and Mel Robinson founded Citadel Mortgage Company and over the years have developed relationships with many lenders.
(818) 483-5800 Lender's profile and map Reviews Keada Capital Investment Fund1 LLC 3901 Foothill Boulevard, Suite 100, Glendale, CA, 91214 KEADA CAPITAL is a Southern California mortgage lender based in Glendale, capable of helping borrowers with credit challenges. We offer low interest rates, professional integrity and personalized customer service. If you're a first time home buyer or looking to refinance your existing mortgage we can help
(818) 640-0048 Lender's profile and map Reviews Ichor Financial 3156 Foothill Boulevard, Suite I, La Crescenta, CA, 91214 Ichor Financial was created with one goal in mind, saving clients money by providing the lowest rates in the industry. Time and again our rates have beaten not only the major banks but online lenders as well. We actually encourage our clients to shop and compare our rates, something you won't hear from other lenders.
(866) 459-2345 Lender's profile and map Reviews Schools Federal Credit Union 20101 Hamilton Ave, Suite 150, Torrance, CA, 90502 Schools Federal Credit Union is a not-for-profit organization that has served the employees of the Los Angeles Unified School District and other education-related groups since 1939.Schools FCU is a different kind of financial institution. We provide our members with personalized service that banks can’t match.
(213) 266-9200 Lender's profile and map Reviews Archbell Capital, LLC 970 W. 190th Street, Suite 110, Los Angeles, CA, 90502 Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.
(818) 636-9933 Lender's profile and map Reviews Affinity Home Loans Inc. 333 S Central Ave, Suite 102, Glendale, CA, 91204 With 14 years experience in a Mortgage Industry, we work hard to satisfy the mortgage needs and go above and beyond to exceed the expectations of our customers. We provide a range of products and services with quick turn around times and with many our mortgages closing in 20, 15 and even 10 days. Call us to get you into your new home faster.
(818) 280-4213 Lender's profile and map Reviews Elevate Lending 409 W Broadway Ave, Glendale, CA, 91204 Elevate Lending, we love what we do. Transparency and simplicity is our way of business. With over 15 years of experience, we understand and appreciate the need for honest, quick and responsible practices of communication and lending. Our client’s satisfaction and happiness are our priority.