In the year 2026, the loan limit for USDA in Alameda, within Alameda county, CA, is set at $776,600. Conversely, the FHA limit for a single-family residence is $1,089,300.
Leverage Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates. Determine the income, credit standards, reserves, and necessary documentation for qualification. Our comprehensive mortgage calculator allows you to compare USDA, FHA, Conforming, and VA side by side, facilitating the best financial decision for
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| Loan Type | Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional | $1,089,300 | 3% |
Lendersa® is focused on securing you an ideal USDA or FHA loan quickly with ease. Choose one of the three approaches that match you with suitable lenders and USDA loan offerings.
A USDA home loan is backed by the USDA (Department of Agriculture) and available only in rural regions. It differs from FHA loans by not requiring a 3.5% minimum down payment, offering a zero-down alternative.
Enter your location to find out if it qualifies for USDA rural housing loan?
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