USDA Loan Vs. FHA loan for Emeryville, CA 2025

In 2025, USDA loan limit in Emeryville, county of Alameda, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Emeryville, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(318) 222-1145 Lender's profile and map Reviews Home Federal Bank (Louisiana) 624 Market Street, Shreveport, LA, 71101 Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank, which provides financial services to individuals, corporate entities, and other organizations in northwest Louisiana. The company’s deposit products include savings accounts, NOW accounts, money market accounts, and certificate accounts
(318) 212-0391 Lender's profile and map Reviews Louisiana Catholic FCU 814 Jordan Street, Shreveport, LA, 71101 Louisiana Catholic Federal Credit Union was founded in 1951 as St. John’s Parish Federal Credit Union. Since that time, we have expanded to include many other church parishes and employee groups. From our humble beginnings of 135 members to our current membership of approximately 2, 400, our top priority is our member’s financial well-being
(713) 473-9349 Lender's profile and map Reviews Priority Postal Credit Union 1199 Pasadena Boulevard, Pasadena, TX, 77501 Pasadena Postal Credit Union (PPCU) was established in 1966 by the Pasadena Postal corporate office to provide a means for their employees and family members to save and borrow money. In September 2020, Pasadena Postal Credit Union changed their name to Priority Postal Credit Union in an effort to show unity between all the chartered locations.
(319) 354-7501 Lender's profile and map Reviews Residential Mortgage Network, Inc. 2507 Highlander Place, Iowa City, IA, 52245 Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
(507) 457-1100 Lender's profile and map Reviews Merchants Bank 102 East Third Street, Winona, MN, 55987 We're ready to be your trusted advisor, your partner, and join you every step of the way as we work toward your financial goals, hopes and dreams together. We understand that when our community succeeds, we all do. Part of that comes from being employee-owned. For nearly 150 years we’ve been committed to serving our partners and the communities.
(507) 494-9308 Lender's profile and map Reviews WNB Financial 204 Main St, Winona, MN, 55987 WNB Financial, N.A. More than a bank. Member FDIC. Equal Housing Lender. We offer the products and services you expect from your bank: checking, savings, personal and home loans, and highly-qualified experts in business banking, trust, retirement planning, and financial advising. With electronic options, a community focus.
(281) 335-8600 Lender's profile and map Reviews Custom Funding 3219 Maryfield Lane, Pearland, TX, 77581 Custom Funding Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(281) 932-6642 Lender's profile and map Reviews Preferred Funding, LLC 2530 O'Day Rd, Pearland, TX, 77581 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(832) 384-4917 Lender's profile and map Reviews Mortgage Options of Texas Limited Company 2404 South Grand Boulevard, Suite 220-A, Pearland, TX, 77581 Committed to providing ideal financing options to homebuyers and homeowners. We care what our customers think of us and so should you. We are partners in your business and your success is ours. Independent, locally owned mortgage brokerage offering various loan options. VA, FHA, conventional, reverse & Non QM loans.
(218) 722-3500 Lender's profile and map Reviews Park State Bank 2630 W Superior St, Duluth, MN, 55806 Park State Bank is a full service financial institution that has been serving the good people of Minnesota since 1916. We have a long history of meeting the financial needs of the Steel Workers of the Morgan Park Steel Plant until its closing in the 1980s. In 1997 we built an office in Lincoln Park neighborhood, where we found an active community.
(715) 635-8273 Lender's profile and map Reviews Indianhead Credit Union 104 East Maple Street, Spooner, WI, 54801 Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,