During 2025, the USDA loan limit for a single-family home in Emeryville, county of Alameda, CA, is $776,600, whereas the FHA limit is $1,089,300.
Employ the Lendersa® USDA loan calculator to contrast today's USDA against FHA rates and determine the income, credit, reserves, and documentation needed to qualify. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side to identify which program is optimal for your particular financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is committed to securing you the best possible USDA or FHA loan swiftly and hassle-free. Choose one of three start options that will match you with the right lenders and USDA loan programs.
The USDA home loan is guaranteed by the government via the Department of Agriculture, otherwise known as a USDA rural development loan or USDA mortgage, and is exclusively offered in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage does not necessitate any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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