USDA Vs. FHA Pro and Con comparison in Emeryville, Alameda County, CA
During 2025, the USDA loan limit for a single-family home in Emeryville, county of Alameda, CA, is $776,600, whereas the FHA limit is $1,089,300.
Employ the Lendersa® USDA loan calculator to contrast today's USDA against FHA rates and determine the income, credit, reserves, and documentation needed to qualify. By using our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side to identify which program is optimal for your particular financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Emeryville, county of Alameda, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Emeryville, CA
Lendersa® is committed to securing you the best possible USDA or FHA loan swiftly and hassle-free. Choose one of three start options that will match you with the right lenders and USDA loan programs.
The USDA home loan is guaranteed by the government via the Department of Agriculture, otherwise known as a USDA rural development loan or USDA mortgage, and is exclusively offered in rural neighborhoods. Unlike FHA loans that require a 3.5% minimum down payment, the USDA mortgage does not necessitate any down payment.
SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company
has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval
process, you can get your money and do what you want with it — usually in less than 30 days.
Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.
Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
GrandSouth Bank is a South Carolina state bank, which was incorporated and commenced operations as a commercial bank in 1998. The Bank operates from its offices in Greenville, Fountain Inn, Greer, Anderson, Columbia, and Orangeburg. Also, the Bank has expanded into the lowcountry area of South Carolina with a new location in Charleston.
Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.
World Finance has been helping people realize their financial goals by offering fixed rate and payment loan solutions. With branches nationwide, we are part of the communities in which we serve. Our branches are staffed with friendly, knowledgeable team members who live and work right in your town.
We were known as The Calhoun County Bank and issued a Certificate of Incorporation by the State of West Virginia on the 14th day of November, 1900. Our humble beginning started with 250 shares of capital stock with a $100.00 par value for an initial capitalization of $25, 000.00. The bank opened for business in January 1901.
Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
MCDOWELL CORNERSTONE CREDIT UNION is a not for profit organization whose ownership is made up from the members of the Credit Union.
We have been in existence since March 1967 and located on 2031 Rutherford Rd Marion NC 28752. Along with our other services, we offer drive up window and night depository at this location.
At MCNB, we want to build meaningful, mutually beneficial relationships with our customers and communities. Our Mission and Values provide daily guidance to us to ensure we meet our own expectations. It is our intention that these guiding principles will be visible as you interact with us.
