USDA Vs. FHA Pro and Con comparison in San-Leandro, Alameda County, CA
In 2025, the USDA loan limit for San-Leandro, in Alameda county, CA, is $657,900, while the FHA limit for a single-family property is $822,375.
The Lendersa® USDA loan calculator allows you to assess today's top USDA and FHA rates. Find out the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the most suitable program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in San-Leandro, Alameda, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Choices in San-Leandro, CA
Lendersa® intends to help you get the best USDA or FHA loans quickly and easily. Choose from three starting options that pair you with appropriate lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage. It is accessible only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require none.
Farmers & Merchants State Bank is Bushnell's only locally-owned bank, serving our community since 1913. We offer low rates on loans, competitive earnings on savings, and leading edge technology in all our services, along with the trust and privacy you deserve. Discover the difference of an employee owned bank
Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.
MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured
At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.
Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.
Northwest Bank & Trust Company has been a major contributor to the development of our community. Today, your hometown bank has the area’s longest continuous history of highly-trained, friendly professionals fulfilling its mission to create customer and shareholder value through product and service excellence
Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.
Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!
