USDA Vs. FHA your options comparison in Piedmont, Alameda County, CA

In 2025, the USDA loan limit for Piedmont in Alameda county, CA, is set at $776,600. In comparison, the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to contrast the best available USDA and FHA rates for today. It helps assess required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, guiding you to the best program for your specific financial situation in .

Assess loan options from a selection of 100 lenders

Explore 2025 loan limits and down payment needs in Piedmont, Alameda, CA

Loan Classification Maximum Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conforming Conventional $1,089,300 3%

USDA and FHA Loan Solutions in Piedmont, CA

At Lendersa®, our mission is to quickly secure the ideal USDA or FHA loan for you without difficulties. Select from three options to find matching lenders and USDA programs:

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

The USDA home loan, secured by the U.S. Department of Agriculture, also called the USDA rural development loan or USDA mortgage, is offered solely in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans eliminate down payment requirements.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Listerhill Credit Union
  • 4790 East 2nd Street, Muscle Shoals, AL, 35661
  • "Listerhill Credit Union is a nonprofit financial cooperative improving lives in our community. In 1952, seven Reynolds Metals employees came together to combat the growing issue of predatory lending to other vulnerable plant workers. At the time, loan sharks would lend money with outrageous interest rates and sometimes never-ending terms."
  • F.C. Tucker Company
  • 9279 N Meridian St, Indianapolis, IN, 46260
  • F.C. Tucker Company, Inc. is Indiana's largest independent real estate brokerage. Started in Indianapolis in 1918, Tucker has 35 affiliate offices throughout the state, in addition to its 13 Indianapolis-area offices. Less than one percent of all real estate firms in America enjoy a continuing history as long as F.C. Tucker Company, Inc.
  • HOWARD COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION"
  • 105 Southway Boulevard West, Kokomo, IN, 46902
  • Howard County schools. His vision became a reality in 1964. During the early days of the credit union, the credit union was run out of Darrell’s house. Many members remember traveling out to Darrell’s house to pick up a check or drop one off in the old “milk crate.” As the credit union grew, there became a need to move the credit union
  • Haynes Community Federal Credit Union
  • 1801 S Park Road, Kokomo, IN, 46902
  • The Haynes Community Federal Credit Union is a not-for-profit, cooperative financial institution. The purpose of the Credit Union is to promote thrift among members. We were established in 1948 for the employees of Union Carbide Stellite (now Haynes International) and their families. In 2006 we received our Community Charter and are open to anyone
  • Financial Builders Federal Credit Union
  • 2828 South Lafountain Street, Kokomo, IN, 46902
  • Financial Builders was founded in 1964 for Chrysler Employees. The Credit Union elected seven members to become board members from Chrysler who helped run the credit union in a little storefront building with two office personnel.In 1978 we built the beautiful building we have today housing 28 employees and serving members
  • City of Firsts Community FCU
  • 1120 South Main Street, Kokomo, IN, 46902
  • City of Firsts Community Federal Credit Union, formerly known as Kokomo School Employees Federal Credit Union, was established in 1938 by Mr. Charles Franklin. As Kokomo School Employees FCU, we serviced the employees of Kokomo Consolidated School Corp. and its family members. In 2006, City of Firsts FCU received permission from the National Credit
  • Solidarity Community Federal Credit Union
  • 201 Southway Blvd. E, Kokomo, IN, 46902
  • Solidarity was started in 1954 by Delco Electronics employees pooling their funds together to help a co-worker purchase a car. They did this by placing a quarter a week in a cigar box until they had enough saved to buy the car. Thus, they started a not-for-profit cooperative called a "credit union.
  • Mortgage City, Inc.
  • 1202 Appletree Lane, Kokomo, IN, 46902
  • Mortgage City, Inc. has been in business since 1999. In the last 10 years, we have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state is a proud member of the Chamber of Commerce and Local Lenders Association of Kokomo.
  • Homes and Loans of West MI llc
  • 1354 Baldwin St, Suite 106, Jenison, MI, 49428
  • John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service