USDA and FHA Pro and Con in Alta-Sierra, Nevada County, CA

In 2025, the USDA loan limit in Alta-Sierra, within Nevada county, CA, is $466,500, while the FHA limit for a single-family home is $526,700.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA rates. Determine the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options to help you decide the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Alta-Sierra, Nevada, CA

Loan Type Loan Limit Down Payment
USDA $466,500 0%
FHA $526,700 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Alta-Sierra, CA

Lendersa® aims to secure you the optimal USDA or FHA loan quickly and easily. Choose from three starting paths to find matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan, also called a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture and available exclusively in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MORAN FINANCIAL GROUP LLC
  • 4594 Cloister Circle, Hampton, GA, 30228
  • We are a full-service mortgage company based in Hampton, GA. We specialize in First Time Buyer Prequalification in Hampton. We also serve the surrounding cities in Henry County. Whether you are buying a home or refinancing in any of these zip codes: 30228, 30253, 30281, we can help you realize your dream of home ownership
  • Cardinal Mortgage, Inc.
  • 3839 Chestatee Cut Off, Gainesville, GA, 30506
  • Cardinal Mortgage, Inc. is committed to helping you find the right mortgage product for your needs. An Atlanta, Georgia mortgage broker we understand that every borrower in Georgia is different, and we offer a variety of mortgage products to meet your individual home loan requirements.
  • Embassy National Bank
  • 1817 North Brown Rd, Lawrenceville, GA, 30043
  • Embassy National Bank provides expert business and personal banking services to the local community. With a focus on small business lending and banking, Embassy National Bank works to help growing businesses find the capital they need to continue to expand and thrive. With decades of combined experience, the team at Embassy National Bank supplies b
  • Peach State Federal Credit Union
  • 1505 Lakes Parkway, Suite 100, Lawrenceville, GA, 30043
  • Peach State Federal Credit Union serves more than 60, 000 members in Georgia and South Carolina. In 2012, the Board of Directors voted to change the credit union's name to Peach State Credit Union to better reflect our membership base. Peach State offers membership to the employees of our sponsor Boards of Education and many select employee groups.
  • Guaranteed Home Loans LLC
  • 1130 River Overlook Court, Lawrenceville, GA, 30043
  • GHL Financing Experience was birthed from years of collaboration with Consumers, Top Real Estate Professionals, & Service Focused Mortgage Lending Consultants to Deliver Best in Class Loan Products, Service, & Wealth Building Tools. GHL lifetime clients & partners receive FREE quarterly in-person and online LIVE training to help build wealth.
  • New Horizon Federal Credit Union
  • 180 Second Street SW, Barberton, OH, 44203
  • NEW HORIZON FEDERAL CREDIT UNION is a credit union located at 180 2nd St SW, Barberton, Ohio, United States. New Horizon FCU started as a credit union to help support the employees from Babcock and Wilcox. In 2013 New Horizon received it's community charter and now they can serve all of Summit County.
  • INTEGRITY FEDERAL CREDIT UNION
  • 971 Wooster Road West, Barberton, OH, 44203
  • Integrity Federal Credit Union has been open since 1935. The credit union has assets totaling $60.15 Million and provides banking services to more than 6, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • Lanier Federal Credit Union
  • 3718 Mundy Mill Rd, Oakwood, GA, 30566
  • Lanier Federal Credit Union (LFCU), was Federally chartered in 1969 as a Not-for-profit Financial Cooperative to serve employees of Chicopee Manufacturing Company (a division of Johnson & Johnson). (f/k/a Chicopee Federal CU) Due to additional requests for services in 1982, the charter was approved to serve two groups affiliated with Chicopee