USDA Vs. FHA your options comparison in Colfax, Placer County, CA
In 2026, the USDA loan limit for Colfax within Placer, CA is $540,000, while the FHA cap for a single-family home is $763,600.
With Lendersa®'s USDA loan calculator, you can compare the top rates for USDA versus FHA loans today. Determine the income, credit score, reserves, and documents you'll need to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to decide which program best fits your financial needs in .
2026 Loan Limits and Downpayment Requirements in Colfax, Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Choices in Colfax, CA
Lendersa® seeks to connect you with the best USDA or FHA loans promptly and with minimal hassle. Choose from three options that match you with lenders and USDA programs.
A USDA home loan, backed by the government's Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none, providing a unique no-money-down option.
Saint Vincent Erie Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit Unions are less likely to charge service fees than banks. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
We make all of our loan decisions locally so you never have to deal with someone you don’t know. We pride ourselves on being able to offer exceptional service to our customers and we’ll always keep your best interests in mind during the loan process. Have a look below at some of the types of loans we have to offer.
West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania. Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs
Tri State Rail Federal Credit Union is a not-for-profit and member-owned financial institution that has been serving our members since 1949. We offer friendly and personal service, lower interest rates on loans, higher yields on savings and a wide variety of financial products and services.
Tendto Credit Union is really the story of our members. Our “About Us” should be called “About You.” Because, as a cooperative, Tendto operates at the service of the people who bank with us. That’s why we call ourselves Tendto. Because we tend to see things differently. We tend to believe in the community we live in. And most importantly
Marquette Savings Bank is the only remaining locally headquartered bank in Erie & Crawford counties in northwest Pennsylvania. The stake we have in the communities we serve is over 100 years deep. Every dollar stays in our local communities to Mpower business to retain and create jobs, individuals ad families to prosper
I'm Alie Bard and I'd like to thank you for your interest & take this opportunity to tell you a little about myself. I have been in the mortgage industry since early 2009, so you can trust that I have the knowledge & skills necessary to understand complex mortgage rules & regulations, providing you with the perfect loan for your personal needs.
