USDA Vs. FHA Pro and Con comparison in Colfax, Placer County, CA
In 2025, USDA loan limit in Colfax, county of Placer, CA is $540,000 while FHA limit is $763,600 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Colfax, county of Placer, CA
Loan Type
Loan Limit
Down payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA loan options in Colfax, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Banner Federal Credit Union was originally chartered as a Federal Credit Union on April 23, 1957. The credit union has grown from an original membership of 22 to 9,180 as of November 2015.
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Our mission at Quicker Loans is to make the mortgage process as quick and easy as possible for you. We are able to accomplish this by providing first in class service, and an extensive knowledge of the loan process from end to end. You can trust that at Quicker Loans you will get first in class service 24/7
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