USDA Vs. FHA Pro and Con comparison in Colfax, Placer County, CA
In 2026, the USDA loan limit for Colfax within Placer, CA is $540,000, while the FHA cap for a single-family home is $763,600.
With Lendersa®'s USDA loan calculator, you can compare the top rates for USDA versus FHA loans today. Determine the income, credit score, reserves, and documents you'll need to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to decide which program best fits your financial needs in .
2026 Loan Limits and Downpayment Requirements in Colfax, Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Choices in Colfax, CA
Lendersa® seeks to connect you with the best USDA or FHA loans promptly and with minimal hassle. Choose from three options that match you with lenders and USDA programs.
A USDA home loan, backed by the government's Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none, providing a unique no-money-down option.
6021 South Syracuse Way, Suite 305, Greenwood Village, CO, 80111
Professional Mortgage Source is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help.
5975 South Quebec Street, Suite 275, Englewood, CO, 80111
Money Max Mortgage Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more and also Deciding on the perfect house can be challenging. MoneyMax Mortgage Inc.
6436 South Racine Circle, Suite 117, Centennial, CO, 80111
We are a full service mortgage brokerage with our main office out of Orlando. We service all areas of Florida and specialize in purchase loans and refinances. We have a range of all loan products from down payment assistance to non QM jumbo financing. and We've been helping customers afford the home of their dreams for many years.
8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
Prime Mortgage, LLC is committed to making the mortgage loan application process SIMPLE. We listen, and take the time to understand your unique needs. By partnering with the top investors, we are able to provide a wide variety of loan solutions to meet your requirements. Over the last 20 years I have had the privilege of helping many people.
7887 East Belleview Avenue, Suite 1100, Denver, CO, 80111
OHn was founded out of the desire to bridge the gap between antiquated big banks and digital mortgage start-ups. Big Banks are typically slow, inconvenient and often unreliable. New digital mortgage start-ups lack the personal care, local expertise and product selection that is often necessary during the home buying process.
7120 East Orchard Road, Suite 400, Englewood, CO, 80111
Our mission at Custom Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
Colorado Lending Group is more than a mortgage lender—we are a team that strives to make home purchases and refinancing easier and more convenient. Serving Greenwood Village, Colorado, and the rest of the state, we strive to deliver up-to-date advice backed by more than 20 years of experience in the industry.
5445 DTC Parkway Penthouse, Suite 4, Englewood, CO, 80111
Homestead Lending, our dream is to help you realize YOUR dreams of home. Whether you are looking to PURCHASE a home, or REFINANCE your current home, our experts can find the perfect loan just for you and We have over over 30 years experience of working with home-buyers to realize their dreams of home-ownership. Our top priority
