USDA Vs. FHA your options comparison in Colfax, Placer County, CA
In 2025, the USDA loan limit for Colfax within Placer, CA is $540,000, while the FHA cap for a single-family home is $763,600.
With Lendersa®'s USDA loan calculator, you can compare the top rates for USDA versus FHA loans today. Determine the income, credit score, reserves, and documents you'll need to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to decide which program best fits your financial needs in .
2025 Loan Limits and Downpayment Requirements in Colfax, Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
USDA and FHA Loan Choices in Colfax, CA
Lendersa® seeks to connect you with the best USDA or FHA loans promptly and with minimal hassle. Choose from three options that match you with lenders and USDA programs.
A USDA home loan, backed by the government's Department of Agriculture, sometimes called a USDA rural development loan or USDA mortgage, is offered only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none, providing a unique no-money-down option.
MainStreet Bank, Member FDIC, is a community bank headquartered in Fairfax, Virginia and serving the Washington, DC metropolitan area.
MainStreet has 55, 000 free ATMs across the United States and in Canada, Mexico and the UK. With a robust and easy-to-use online business banking technology, MainStreet has “put our bank
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030
Nucasa Mortage is a modern mortgage lender. We provide people a better path to home through our simple, fast, and reliable mortgage lending experience. Whether you're a first-time homebuyer, an experienced investor, or you're simply looking to refinance the home you already love; you can rest easy knowing you're in good hands as we guide you
Credit Union Mortgage is a full-service mortgage company 100% credit union owned and dedicated to serving the credit union community. Formed by credit unions in 1978 and exclusively serving the needs of credit unions and their members nationwide we provide fulfillment services on residential mortgage loans to credit unions of all sizes.
4100 Monument Corner Drive, Suite 100, Fairfax, VA, 22030
Our foundation is built on the goal of helping families in our communities develop financial wealth and independence through homeownership. We serve both our clients and business associates with the products, technology and experience to provide the best solutions for your unique financial story.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4097 Monument Corner Drive, 6th Floor, Fairfax, VA, 22030
ACM is known for offering a better solution for homebuyers through our simple, easy, & stress-free process. We do this by offering a proprietary blend of technologies, systems, & processes. We not only help our clients close on time; we also provide them with free tools & information to continue guiding and helping them make smart decisions around.
We strive to fulfill the dream of home ownership, build lasting client relationships, and create value that stands the test of time. At Home Savings & Trust Mortgage (HSTM), we combine a positive approach with market knowledge and mortgage expertise to ensure homeowners maximize their 'home equity'
