USDA VS FHA in Lake-of-the-Pines, Nevada County, CA

During 2026, in Lake-of-the-Pines, Nevada county, CA, the USDA loan limit is set at $466,500. Comparatively, for a single-family home, the FHA limit amounts to $526,700.

Utilize Lendersa® USDA loan calculator to juxtapose the most competitive USDA and FHA rates available today. Evaluate your income, credit score, reserves, and necessary documents to check eligibility. Our comprehensive mortgage calculator enables you to review USDA, FHA, Conforming, and VA loans side by side, offering clear insights into which program in suits your financial circumstances best.

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Loan limits and downpayment details for 2026 in Lake-of-the-Pines, within Nevada, CA

Loan Type Loan Limit Down Payment
USDA $466,500 0%
FHA $526,700 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA loan solutions in Lake-of-the-Pines, CA

Lendersa® is dedicated to helping you secure the optimum USDA or FHA loan speedily and effortlessly. Begin by choosing from three focal points that align with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explaining the USDA Loan in CA

The USDA home loan, backed by the government via the Department of Agriculture, is also termed as the USDA rural development loan or USDA mortgage. This loan type is strictly available in rural regions. Unlike FHA loans, where a minimum down payment of 3.5% is required, no down payment is necessary for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



Lake-of-the-Pines Lenders

  • RB Lending
  • 24126 Green Valley Road, Auburn, CA, 95602
  • Lends in California
  • RB Lending you're buying your first house or refinancing your jumbo mortgage, you'll save thousands of dollars. I sleep well at night knowing I'm giving people the best service and lowest costs possible. I get a daily report of the lenders with the lowest rates in the country and pass those rates on to you

  • Imperial Mortgage & Real Estate Services
  • 4455 Gambah Drive, Auburn, CA, 95602
  • Lends in California
  • Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.

  • Affordable Real Estate Loans
  • 10592 Combie Road, Auburn, CA, 95602
  • Lends in California
  • Affordable Real Estate Loans has over 30 years mortgage loan experience serving all of California. Our team is committed to our clients and our financial partners. We believe that building a solid foundation and relationship with our lenders and bankers throughout California gives us the advantage.

  • Sierra Foothill Mortgage
  • 3257 Professional Dr, Suite A, Auburn, CA, 95602
  • Lends in California
  • Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan

  • Sierra Foothills Real Estate
  • 16898 Placer Hills Road, Meadow Vista, CA, 95722
  • Lends in California
  • At Sierra Pacific Real Estate we are committed to helping Buyers and Sellers accomplish their desired goals, with ease. Whether it involves residential or commercial needs, land subdivision, or an assist with the building process, our goal is to help make that process and transaction easier for our clients, by offering individual client care.

  • River Valley Community Bank
  • 905 Lincoln Way, Auburn, CA, 95603
  • Lends in California
  • Auburn Branch is a branch office of River Valley Community Bank. They provide the following services: Full Service Office Location and are located at 905 Lincoln Way Suite 100 in Auburn California.
    Mobile and traditional directions to this location can be found below along with ratings, online banking website and additional banking information.

  • MLS Reverse Mortgage
  • 215 Maple St, Auburn, CA, 95603
  • Lends in California
  • we’re the faces behind MLS Mortgage Group, Eric and Shel House, a husband and wife team that live where we work – in the heart of our hometown, MN. Our business is based out of NE Minneapolis where the community is fantastic and there are amazing, fun happenings on a regular basis.

  • Broker Direct Lending
  • 13635 Harlequin Way, Auburn, CA, 95603
  • Lends in California
  • Broker Direct Lending as a disrupter in the mortgage industry by offering a streamline, wholesale home loan to a marketplace dominated by Big Banks and Direct Lenders. Broker Direct Lending gets to hand select its lender partners. As a mortgage broker Marcus in control of what wholesale lenders I partner with.

  • Key Home Loans
  • 985 Lincoln Way, Suite 206, Auburn, CA, 95603
  • Lends in California
  • At Key Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Family Funding & Realty
  • 11740 Atwood Road, Auburn, CA, 95603
  • Lends in California
  • Family Funding, was founded in 1995 by Owner/Broker, Don Denne and his wife Bettina. Since they were both licensed and were experienced in real estate sales and mortgage lending, they decided that one put emphasis on real estate sales and the other on lending. Although they are completely separate from each other