USDA Vs. FHA Pro and Con comparison in Lake-of-the-Pines, Nevada County, CA

During 2025, in Lake-of-the-Pines, Nevada county, CA, the USDA loan limit is set at $466,500. Comparatively, for a single-family home, the FHA limit amounts to $526,700.

Utilize Lendersa® USDA loan calculator to juxtapose the most competitive USDA and FHA rates available today. Evaluate your income, credit score, reserves, and necessary documents to check eligibility. Our comprehensive mortgage calculator enables you to review USDA, FHA, Conforming, and VA loans side by side, offering clear insights into which program in suits your financial circumstances best.

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Loan limits and downpayment details for 2025 in Lake-of-the-Pines, within Nevada, CA

Loan Type Loan Limit Down Payment
USDA $466,500 0%
FHA $526,700 3.5%
Conventional Conforming $548,250 3%

Available USDA and FHA loan solutions in Lake-of-the-Pines, CA

Lendersa® is dedicated to helping you secure the optimum USDA or FHA loan speedily and effortlessly. Begin by choosing from three focal points that align with lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explaining the USDA Loan in CA

The USDA home loan, backed by the government via the Department of Agriculture, is also termed as the USDA rural development loan or USDA mortgage. This loan type is strictly available in rural regions. Unlike FHA loans, where a minimum down payment of 3.5% is required, no down payment is necessary for a USDA mortgage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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