For 2026, the USDA loan limit applicable in Meadow-Vista, located within Placer county, CA, is $486,400. Meanwhile, the FHA limit for a single-family home is set at $598,000.
Make use of the Lendersa® USDA loan calculator to juxtapose today's leading USDA and FHA rates. Determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, aiding you in choosing the best program for
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| Loan Type | Limit Amount | Minimum Downpayment | |
| USDA | $486,400 | 0% | |
| FHA | $598,000 | 3.5% | |
| Conventional Conforming | $598,000 | 3% |
The aim of Lendersa® is to secure the optimal USDA or FHA loan swiftly and with ease. Select one of three initial options which result in connecting to matching lenders with USDA loan solutions.
The USDA home loan, supported by the government's Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage, and it is exclusively available in rural areas. In contrast to FHA loans which necessitate a minimum down payment of 3.5%, USDA loans feature no down payment requirements.
Enter your location to find out if it qualifies for USDA rural housing loan?
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