USDA Vs. FHA your options comparison in Antelope, Sacramento County, CA
In 2025, the USDA loan limit for Antelope within the county of Sacramento, CA, is $540,000, contrasting with an FHA limit of $763,600 for a single-family residence.
Use the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates, and find out the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculators, you can compare USDA, FHA, Conforming, and VA loans side by side to best determine your optimal choice in for your specific financial scenario.
2025 Loan Limits and Down Payment Requirements in Antelope, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Examining USDA and FHA Loan Options in Antelope, CA
The objective of Lendersa® is to obtain the best USDA or FHA loan for you swiftly and effortlessly. Choose from one of three pathways to match with lenders and USDA loan programs that fit your needs.
A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture and specifically applicable in rural neighborhoods. These loans differ markedly from FHA loans, which require at least a 3.5% down payment, while USDA loans necessitate no down payment, presenting a significant opportunity for eligible borrowers.
20422 Beach Boulevard, Suite 425, Huntington Beach, CA, 92648
Choice Services Group Inc Founder of the Ken and Lisa Malecki and loans are not just something we do. Loans are something we live as they produce life changes for our clients. Over 26 years and thousands of closed loans, we take each client one at a time and work with them hand in hand from start to finish.
1720 Pacific Coast Highway, Suite 202, Huntington Beach, CA, 92648
Geneva Capital Network we believe in two guiding principals that give us a quality reputation and repeat business- Service and Integrity.
We treat each loan as if it were our own. That's why we take the time to learn your needs and tailor a loan that works best for your financial situation. We keep you informed of every detail
18351 Beach Blvd Ste A, Huntington Beach, CA, 92648
Pacific One Lending Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Since 1955, La Loma Federal Credit Union has been proudly serving the Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities La Loma FCU is a credit union, which is a financial institution. Similar to other financial institutions.
We help our clients buy, sell and finance real estate. We work with clients that are working on their personal residences or investment properties. Focusing on our clients needs, representing them well, getting them amazing deals, and providing the best marketing are all of the utmost importance to us.
Established on December 17, 1979 and headquartered in Florence, Oregon, we are proud to have full service branches in Coos Bay, Eugene, Florence, Medford, and Roseburg. Staffed by local decision makers, we specialize in offering holistic financial services to our local families and business owners.
We are committed to aiding the growth
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
