USDA Vs. FHA your options comparison in Antelope, Sacramento County, CA

In 2024, USDA loan limit in Antelope, county of Sacramento, CA is $540,000 while FHA limit is $763,600 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Antelope, county of Sacramento, CA

Loan Type Loan Limit Down payment
USDA $540,000 0%
FHA $763,600 3.5%
Conventional Conforming $763,600 3%

USDA and FHA loan options in Antelope, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2889 E Maple Road, Troy, MI, 48083
  • Polish-American Federal Credit Union offers a full-menu of products and services to improve the financial well-being of its members. Serving Metro Detroit Polonia since 1976, PAFCU features highly-competitive loans and savings rates, including one of the best Visa Cards in the country.
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  • Local Lending Group’s vision is to see all loans provided by someone living in the community where you live, a company that understands best the needs of your community. Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,
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  • Towne Mortgage Company
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  • "The Towne Mortgage family of companies'​ mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring! Headquartered in Troy, Michigan with over 30 years of experience,"