USDA VS FHA in Antelope, Sacramento County, CA

In 2025, the USDA loan limit for Antelope within the county of Sacramento, CA, is $540,000, contrasting with an FHA limit of $763,600 for a single-family residence.

Use the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates, and find out the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculators, you can compare USDA, FHA, Conforming, and VA loans side by side to best determine your optimal choice in for your specific financial scenario.

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2025 Loan Limits and Down Payment Requirements in Antelope, Sacramento, CA

Loan Type Loan Limit Down Payment
USDA $540,000 0%
FHA $763,600 3.5%
Conventional Conforming $763,600 3%

Examining USDA and FHA Loan Options in Antelope, CA

The objective of Lendersa® is to obtain the best USDA or FHA loan for you swiftly and effortlessly. Choose from one of three pathways to match with lenders and USDA loan programs that fit your needs.

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What Defines a USDA Loan in CA?

A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture and specifically applicable in rural neighborhoods. These loans differ markedly from FHA loans, which require at least a 3.5% down payment, while USDA loans necessitate no down payment, presenting a significant opportunity for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Bank of Salem was organized and incorporated in December 1908 with stockholders: B.H. Castleberry, Rex Castleberry, J.L. Short, Harry Pickren, George T. Humphries, H.J. (Race) Humphries, C.W. Dixon, J.A. Sigler, and J.A. Watson. Since 1908, the following people have served as president of the bank: B.H. Castleberry (1908-1919)
  • The Mercantile Bank of Louisiana, Missouri
  • 222 Georgia Street, Louisiana, MO, 63353
  • The Mercantile Bank of Louisiana MO was established in 1880 with capital of $50,000 and occupied as its banking house the building on the northeast corner of Third and Georgia Streets, directly opposite the present bank. The original officers of The Mercantile Bank were Stuart Carkener, President; R. H. Goodman,
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  • Citizens State Bank is to be recognized as the uniquely committed conduit for economic and individual growth within the communities served. Citizens State Bank must develop and implement intentional initiatives through economic, social and political relationships that will produce robust and vibrant local economies for the benefit of the whole.
  • Guardian Home Mortgage Corporation
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  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Black River Country Bank
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  • Black River Country Bank has been a long time member our community since we started as the Bank of Melrose back in 1907! While much has changed in over 115 years of business. Our integrity, safety & soundness, community commitment, inclusion of others, and customer-centered approach has never wavered.
  • Co-op Credit Union
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  • Co-op Credit Union is a financially-strong, full-service credit union. We serve just over 19, 000 members at our 6 office locations & have more than $305 million in assets. Here at CCU, our mission is, "Serving our members, where they are, through all stages of life. Our Mission is to Serving our members, where they are, through all stages of life.
  • Noble Home Mortgage LLC
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  • Noble Home Mortgage is a mortgage broker company in Friendswood, TX, dedicated to helping you gain access to the mortgage financing you need. and Noble Home Mortgage is dedicated to finding you not only the best loans for you, but also the right ones. Our service will get you the mortgage you need.
  • Eagle Bank & Trust
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