USDA and FHA Pro and Con in Antelope, Sacramento County, CA
In 2026, the USDA loan limit for Antelope within the county of Sacramento, CA, is $540,000, contrasting with an FHA limit of $763,600 for a single-family residence.
Use the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates, and find out the income, credit, reserves, and documents needed for eligibility. With our advanced mortgage calculators, you can compare USDA, FHA, Conforming, and VA loans side by side to best determine your optimal choice in for your specific financial scenario.
2026 Loan Limits and Down Payment Requirements in Antelope, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Examining USDA and FHA Loan Options in Antelope, CA
The objective of Lendersa® is to obtain the best USDA or FHA loan for you swiftly and effortlessly. Choose from one of three pathways to match with lenders and USDA loan programs that fit your needs.
A USDA home loan, also recognized as a USDA rural development loan or USDA mortgage, is endorsed by the Department of Agriculture and specifically applicable in rural neighborhoods. These loans differ markedly from FHA loans, which require at least a 3.5% down payment, while USDA loans necessitate no down payment, presenting a significant opportunity for eligible borrowers.
"We offer hundreds of loan programs and mortgage choices to our customers,
but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.
Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts
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Faith Mortgage LLC offers a variety of loan programs to meet your needs. Available to you are FHA, VA, Conventional and USDA loan types. Ready to purchase a home, refinancing your existing home or needing cash out to do improvements or payoff debt, contact Faith Mortgage LLC 205-655-7250
The Crew Lending team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
Salter Mortgage Group, or SMG Mortgage as many of you know us, has been serving customers with home loans since 2007 and enjoyed steady growth every year in one of the toughest markets in our lifetime. We believe this growth is due to a team who is committed to providing our clients with the highest quality financial services combined
153 Narrows Parkway, Suite 103, Birmingham, AL, 35242
At Mortgage Xpress we take that responsibility very seriously. You can rely on our honesty and the strong desire to exceed your expectation and go beyond call of duty to deliver the results you are looking for. We offer Conventional loans, Adjustable rate loans (ARM), Jumbo loans, FHA, VA and USDA 100% loans, First time home buyer loans
204 Griffin Park Drive, Suite B, Birmingham, AL, 35242
Reverse Mortgage Alabama has been exclusive to the Reverse Mortgage or HECM (Home Equity Conversion Mortgage) program in Birmingham and Huntsville, Alabama since 2007. I am honored to serve homeowners age 62 plus throughout the South and I am dedicated to helping you leverage the power of your home equity to achieve greater financial independence.
