As of 2026, the USDA loan cap in Roseville, within Placer county, CA, is $540,000. Meanwhile, the FHA limit for a single-family home is $763,600.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates, and determine the income, credit, reserves, and documentation required for qualification. The advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting in selecting the best program in for your unique financial circumstances.
2026 Loan Limits and Down Payment Needs in Roseville, County of Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Options in Roseville, CA
The aim of Lendersa® is to efficiently connect you with the best USDA or FHA loan options, minus the hassle. Choose from one of three initial paths that lead to matching lenders and USDA loan packages.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
10075 Carroll Canyon Road, Suite 120, San Diego, CA, 92131
Cabrillo Credit Union has been making managing your money easy since 1955. Currently, over 22,000 people trust Cabrillo to provide excellent service and to be a safe and secure place to deposit their funds and get great rates on their auto & home loans as well as credit card The Credit Union is a member-owned, not-for-profit financial institution.
There’s so much to know about Mission Fed Credit Union in San Diego! We’re a member-owned, not-for-profit financial cooperative dedicated to serving your financial needs. You can think of us as your one-stop financial services provider, offering you all kinds of Savings Accounts, Loans, eServices
San Diego Homes & Loans helping families achieve their Real Estate goals. With 15+ years of Mortgage and Real Estate experience, I enjoy guiding my clients through the process of buying, selling, or refinancing. I work hard to understand every borrower's wants, needs, and financial goals
1st American Mortgage Lenders is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
10620 Treena Street, Suite 230, San Diego, CA, 92131
We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
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Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.
Click Mortgage, a Division of Golden Bear Capital, Inc
10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.
10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking
