USDA Vs. FHA Pro and Con comparison in Roseville, Placer County, CA
As of 2025, the USDA loan cap in Roseville, within Placer county, CA, is $540,000. Meanwhile, the FHA limit for a single-family home is $763,600.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates, and determine the income, credit, reserves, and documentation required for qualification. The advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting in selecting the best program in for your unique financial circumstances.
2025 Loan Limits and Down Payment Needs in Roseville, County of Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Options in Roseville, CA
The aim of Lendersa® is to efficiently connect you with the best USDA or FHA loan options, minus the hassle. Choose from one of three initial paths that lead to matching lenders and USDA loan packages.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
"We are here to serve you by answering your questions and assisting you in a friendly, courteous manner as you navigate through the mortgage loan process.
We understand that you have many mortgage consultant options and are prepared to earn your long term trust. We are confident that you will quickly see how commited"
The Mission of Houston Federal Credit Union is to “Be our members’ advocate by helping them achieve their dreams with personalized financial solutions”. Our Mission Statement was adopted in February 2007. Originally chartered as Fluor Mid-Continent Employees Federal Credit Union, HFCU now has the strength of over $700 million in assets.
800 Bonaventure Way, Suite 159, Sugar Land, TX, 77479
We are a premier financial company providing mortgage related products for residential needs in Texas at competitive prices. Our SBA 7a partners enable us to close more business & commercial transactions with lower fees. The mission is to empower our clients by educating them on rates, pricing, & costs so they can make the best financial decision.
2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
Fig Loans help Americans solve urgent cash needs while building their credit at the same time. We care about getting you funds quickly, and providing the best personal loan experience and also payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate.
Pioneer Finance is a direct private lender that helps investors get financing through loans. Over 50 years of collective experience has awarded Pioneer with the right combination of industry knowledge & financial strength to help investors get the funding they need. We offer a variety of loan products and flexible loan terms.
2245 Texas Drive, Suite 300, Sugar Land, TX, 77479
Sims Mortgage Team is a completely independent loan brokerage and advisory service. We’re a Texas and soon to be a California based mortgage brokerage. We also know that given our advice and guidance to help you become a better borrower, if we don’t earn your business today, we know we’ll most certainly earn your respect and referrals tomorrow.
Acacia Mortgage Finance Group is your premier mortgage broker and funding source for your residential mortgage need. Whether you plan to purchase or refinance our knowledgeable loan officers are ready to help you realize or maintain your dream of homeownership. We specialize in Conventional and FHA financing for purchases, refinance and investment.
