USDA Vs. FHA Pro and Con comparison in Roseville, Placer County, CA
As of 2025, the USDA loan cap in Roseville, within Placer county, CA, is $540,000. Meanwhile, the FHA limit for a single-family home is $763,600.
Utilize the Lendersa® USDA loan calculator to evaluate and compare today's top USDA versus FHA rates, and determine the income, credit, reserves, and documentation required for qualification. The advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loan options side by side, assisting in selecting the best program in for your unique financial circumstances.
2025 Loan Limits and Down Payment Needs in Roseville, County of Placer, CA
Loan Type
Loan Limit
Down Payment
USDA
$540,000
0%
FHA
$763,600
3.5%
Conventional Conforming
$763,600
3%
Exploring USDA and FHA Loan Options in Roseville, CA
The aim of Lendersa® is to efficiently connect you with the best USDA or FHA loan options, minus the hassle. Choose from one of three initial paths that lead to matching lenders and USDA loan packages.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Our financing amount ranges from $5M to $100M+. We provide aggressively priced quick, short-term financing. We make loans available for use toward acquisitions, construction, refinancing, lines of credit, and other market-driven opportunities. For more inquiries, kindly send us an e-mail or give us a call today!
[email protected]
(424) 209-
5003 Pacific Ave, Unit 1, Marina Del Rey, CA, 90292
Avant Financial Group you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
333 Washington Boulevard, Suite 469, Marina Del Rey, CA, 90292
Queen Bee Brokers will provide you with the expertise and efficiency you deserve through this exciting process. In addition to real estate sales,Queen Bee Brokers is licensed to arrange real estate financing in California. Whether you are interested in purchasing a home or Refinancing your existing mortgage.
578 Washington Boulevard, Suite 383, Marina Del Rey, CA, 90292
"R & S Real Estate has been representing sellers and buyers in the purchasing, selling, and leasing of real estate property for 25 years.
We provide:
Comparative market analysis
Pricing your property to sell for the highest price
Protect you in all your transactions
FHA, VA, and conventional loans
Manufacturers Bank is a subsidiary of SMBC Americas Holdings, Inc, a bank holding company wholly owned by Sumitomo Mitsui Banking Corporation. For nearly 60 years, Manufacturers Bank has been the right-sized bank for middle market and corporate businesses providing sophisticated solutions and the expertise of a larger institution.
333 S Grand Ave, Suite 3500, Los Angeles, CA, 90071
GBC International Bank, (GBCIB) is fully committed to providing convenient and comprehensive financial solutions that will increase efficiency as well as save time for their domestic and international clients. GBC accomplishes this by providing them with customized services, specifically tailored to achieve their specific financial objectives.
3037 West Jefferson Boulevard, Los Angeles, CA, 90018
JACom Credit Union we offer a variety of loans to meet your borrowing needs. All loan approvals are subject to credit and income evaluation. Rates vary depending on one’s credit worthiness, terms, and amount financed. Rates and terms are subject to change without notice. Most credit unions are the result of an unfulfilled need for service.
Liberty Lending Group is committed to providing personal financial security to all our consumers by connecting you with the right lender regardless of your financial history. We will streamline your application process and assist you in securing a loan with low fixed rates with a single affordable monthly payment.
633 W 5th Street, 26th Floor, Los Angeles, CA, 90071
JMJ Enterprises is a full service real estate & mortgage company as well as an auto broker. We specialize is real estate acquisition, sales and financing. As an auto broker we assist clients in finding new and used cars and help them get the best financing.broker. We specialize is real estate acquisition,
