USDA Vs. FHA Pro and Con comparison in Foothill-Farms, Sacramento County, CA
In 2025, the USDA loan limit for Foothill-Farms, located in Sacramento county of CA, stands at $478,400. In contrast, the FHA loan limit is $598,000 for single-family residences.
Utilize the Lendersa® USDA loan calculator to compare the best rates of USDA loans against FHA loans available today. Assess the income, credit score, reserves, and necessary documents required for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in Alabama suits your financial circumstances best.
2025 Loan Limits and Downpayment Requirements for Foothill-Farms, Sacramento county, CA
Loan Type
Loan Limit
Downpayment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Explore USDA and FHA Loan Choices in Foothill-Farms, CA
The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you promptly and effortlessly. Begin with any one of our three pathways to find matching lenders and USDA loan schemes.
A USDA home loan is a government-backed loan through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural locations. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage does not require any down payment.
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