USDA Vs. FHA your options comparison in Foothill-Farms, Sacramento County, CA
In 2026, the USDA loan limit for Foothill-Farms, located in Sacramento county of CA, stands at $478,400. In contrast, the FHA loan limit is $598,000 for single-family residences.
Utilize the Lendersa® USDA loan calculator to compare the best rates of USDA loans against FHA loans available today. Assess the income, credit score, reserves, and necessary documents required for qualification. Our state-of-the-art mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in deciding which program in Alabama suits your financial circumstances best.
2026 Loan Limits and Downpayment Requirements for Foothill-Farms, Sacramento county, CA
Loan Type
Loan Limit
Downpayment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Explore USDA and FHA Loan Choices in Foothill-Farms, CA
The mission of Lendersa® is to secure the most advantageous USDA or FHA loan for you promptly and effortlessly. Begin with any one of our three pathways to find matching lenders and USDA loan schemes.
A USDA home loan is a government-backed loan through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural locations. Unlike FHA loans that require a minimum down payment of 3.5%, a USDA mortgage does not require any down payment.
Chiropractic Federal Credit Union (CFCU) began as a federally chartered credit union in 1950, when a group of Chiropractors were having difficulty obtaining loans from other financial institutions in order to advance their practices. These Doctors decided to pool their resources and form a credit union that would provide them with savings programs,
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365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we
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In addition, our expertise will allow us to tailor an option to the specifics of your file.
Founded in 1848, FNB is the oldest continuously operating bank in the state of Alabama.
We are proud to be a member bank of the FDIC and an Equal Housing Lender.
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PMG has a history of providing decades of experience from highly communicative professionals with a sense of urgency. Paramount pledges top notch professionalism, honest and competent support from our highly competent team. PMG strives to capture our clients and coworkers successes with transparent reviews to ensure all business.
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Kaye Financial’s mission is to provide a superior mortgage experience to all of our clients and to be the mortgage lender that you trust to serve your family, friends, and community. Our family of dedicated mortgage professionals is committed to building relationships based on mutual trust, honesty, integrity, and ethics.
