USDA Vs. FHA Pro and Con comparison in Citrus-Heights, Sacramento County, CA
As of 2026, the USDA loan limit for Citrus-Heights, located in the county of Sacramento, CA, is $478,400. Meanwhile, the FHA cap for a single-family home is $598,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates. This helps determine income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in picking the best program in to fit your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Citrus-Heights, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Exploring USDA and FHA Loan Options in Citrus-Heights, CA
The aim of Lendersa® is to secure the most effective USDA or FHA loan for you swiftly and effortlessly. Choose one of three starting paths that connect you with lenders and USDA programs.
A USDA home loan, backed by the government Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages don’t require any down payment.
Founded on the idea of serving others, our beliefs drive who we are and how we serve our customers. USAloans is the modern mortgage lender that is easy, transparent and fully accessible.
Our goal is to be the mortgage lender of choice from sea to shining sea, by putting the borrower’s needs before everything else.
3998 Inland Empire Boulevard, Suite 400, Ontario, CA, 91764-5033
Mpower Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
14985 Glazier Avenue, Suite 100, Apple Valley, MN, 55124-6539
Wings Financial was originally chartered by 7 Northwest Airlines employees who recognized the value of a cooperative financial institution where members help each other succeed financially. In this cooperative spirit, Wings is a not-for-profit financial institution where members are also owners.
New Threshold Mortgage knows Atlanta and the surrounding areas of Fulton, Cobb, DeKalb, Fayetteville, Coweta, Meriwether, Troop and Gwinnett counties. We know how the expectations of the local REALTORS®, attorneys, appraisers, and so much more. With state-of-the-art technology that makes the loan process easy and fast
1200 Route 46 W, Suite 201, Parsippany, NJ, 07054-2154
E & G Financial Services Inc. has been providing the most competitive mortgage rates in New Jersey for over 28 years. We pride ourselves in providing the lowest fees and the best service to our customers. Our fixed rates and adjustable rates are the best in the state. When you are looking for low interest rates call us.
VGIS INC. is revolutionizing financial consulting with expert insights by Moshon Reuveni. Specializing in customized loan improvement strategies, VGIS INC. is committed to enhancing financial futures. With a client-first approach, their expert team is your dedicated partner for growth. Ready to redefine success? Contact VGIS INC. today at 818-430-2
Purple Lion Inc stands out in the jungle of hard money lenders. While we appear aggressive because we are Lions you know we are friendly because of our royal color Purple. If you need a loan quickly we probably can get it for you timely and at a reasonable rate and term. We love to help our clients attain their financial goals.
11023 Eucalyptus Street, Suite 100, Rancho Cucamonga, CA, 9173
Best Capital Funding- Rancho Cucamonga Our mission is to be the premier Mortgage banker in the communities we serve. We are dedicated to promoting the American Dream and devoted to cultivating genuine personal relationships by partnering with our customers to fulfill their unique financial needs.
11 Capital Finance, LLC is one of the largest full service commercial loan brokerages in the United States. We are the conduit to hundreds of billions of dollars annually. Our specialty is commercial real estate lending from $100k to over $100million+. We consider all property types and credit profiles.
