USDA Vs. FHA your options comparison in Citrus-Heights, Sacramento County, CA
In 2025, USDA loan limit in Citrus-Heights, county of Sacramento, CA is $478,400 while FHA limit is $598,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Citrus-Heights, county of Sacramento, CA
Loan Type
Loan Limit
Down payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
USDA and FHA loan options in Citrus-Heights, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Montcalm Public Employees Credit Union We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans.
The Cecilian Bank's rich history is proof of our reliability, dedication and trustworthiness. Our loyalty to our customers and community has elevated The Cecilian Bank from one small building in Cecilian, Kentucky, to where we stand today as one of the most respected financial institutions in the region
At Gulf South Mortgage, you are more than just a number to us. We are locally owned and offer unmatched customer service by providing a more personal experience. Our staff will guide you from the initial consultation through the loan closing. You will experience an open line of communication
At Gulf Coast Community Federal Credit Union, we want to know what our members have to say. So if you have questions, comments, constructive feedback, or praise, don't be shy! Give us a call, swing by, or contact us via email using this handy form. We offer a wide range of financial services to help you chase your dreams with confidence
Grand Trunk (Battle Creek) Employees Federal Credit Union
1275 North Raymond Road, Battle Creek, MI, 49014
Grand Trunk (Battle Creek) Employees Federal Credit Union was founded in January of 1945 by a group of railroad employees of the Grand Trunk Western Railroad Company. The purpose was to provide financial services to railroaders and their families. Membership quickly grew to 70 members in the first two months of operating
Kellogg Community Credit Union, headquartered in Battle Creek, Michigan is a full service financial institution serving people who live, work, worship, or attend school in Greater Southwest Michigan. With more than $795 million in assets and over 47, 000 members through 13 branches in Battle Creek, Kalamazoo, Portage, Three Rivers, Marshall
Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders
Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold
Sumner Bank & Trust was organized in 2005 to fulfill a need in Sumner County for at true community bank owned by local shareholders. This large & diverse group of local owners, combined with a dedicated group of 17 organizers, provides a strong foundation for bank. We are proud to have a local board, which means decisions will always be made right.
At Tri-Star Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
