USDA and FHA Pro and Con in Citrus-Heights, Sacramento County, CA
As of 2025, the USDA loan limit for Citrus-Heights, located in the county of Sacramento, CA, is $478,400. Meanwhile, the FHA cap for a single-family home is $598,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates. This helps determine income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in picking the best program in to fit your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Citrus-Heights, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Exploring USDA and FHA Loan Options in Citrus-Heights, CA
The aim of Lendersa® is to secure the most effective USDA or FHA loan for you swiftly and effortlessly. Choose one of three starting paths that connect you with lenders and USDA programs.
A USDA home loan, backed by the government Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages don’t require any down payment.
3707 North Country Club Drive 4, Long Beach, CA, 90807
Pete Benjamin understands the importance of making homeownership attainable. He is committed to helping Los Angeles-area clients obtain the right mortgage for their unique needs and facilitating the real estate process from start to finish. Pete understands there is no one-size-fits-all solution when it comes to home loans.
4000 Long Beach Boulevard, Suite 204, Long Beach, CA, 90807
we will work tirelessly to help purchase or sell a property in Los Angeles County, Orange County, or other nearby areas. We'll ensure we make the process enjoyable and successful. Looking to sell? We'll endeavor to sell your property in a timely fashion, at the best possible price, all in a highly professional manner.
4000 Long Beach Boulevard, Suite 304, Long Beach, CA, 90807
Shoreline Financial Services is a family-owned business, with a passion for helping other families and individuals improve their wellbeing. We are a mortgage broker affiliate with Fannie Mae, Freddie Mac, PennyMac, Quicken Loans, Caliber Home Loans, Citadel Home Loans, United Wholesale Mortgage.
4320 Atlantic Avenue Suite 216, Long Beach, CA, 90807
ChangeMyRate.com® is an Equal Housing Opportunity mortgage company. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age because all or part of your income may be derived from any public assistance program.
14241 Firestone Blvd, Suite 210, La Mirada, CA, 90638
"Justin Ahn is a Loan Officer with 14 years of Financial industry experience under my belt. I take pride in what I do, and my mission is to make the process of getting you into your dream home as painless as possible.
If there is one thing you should know about me is that I fully understand what it means to be a true professional"
14730 Beach Boulevard, Suite 200, La Mirada, CA, 90638
Southern California, we are a full service Real Estate & Mortgage Broker. We pride ourselves on exceeding our customer's expectations in finding the best home, rates, service, and options for home buyers-sellers.Whether you want a fixer upper, lowest rate possible for a purchase-refinance, a large amount of guidance, or a more
15707 East Imperial Highway, Suite A, La Mirada, CA, 90638
We can help you with most of today’s most popular mortgage products such as
FHA Loans for Purchase
FHA streamline Refi
Conventional Purchases with 5% down or more
LPMI (Lender Paid MI) conventional purchase or Refi
VA Loans
Reverse Mortgage (Senior home-owners 62 and over)
Fannie Mae HARP Refi
14241 Firestone Blvd, Suite 110, La Mirada, CA, 90638
Avenue Mortgage is a full service mortgage brokerage with offices in California and Oregon. In business since 1999, Avenue Mortgage has helped thousands of families achieve the dream of home ownership. With over $1 billion in funding's, Avenue Mortgage has loan programs available for borrower's with a variety of credit backgrounds.
Khan Home Loan's aim is to provide each of our customers with the best possible rates with an exceptional service.
My mission is to serve my customers with honesty, integrity and competence. My goal is to provide home loans to all clients while providing them with the lowest interest rates and closing costs possible.
