USDA and FHA Pro and Con in Citrus-Heights, Sacramento County, CA
As of 2025, the USDA loan limit for Citrus-Heights, located in the county of Sacramento, CA, is $478,400. Meanwhile, the FHA cap for a single-family home is $598,000.
Utilize the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates. This helps determine income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in picking the best program in to fit your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Citrus-Heights, Sacramento, CA
Loan Type
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Exploring USDA and FHA Loan Options in Citrus-Heights, CA
The aim of Lendersa® is to secure the most effective USDA or FHA loan for you swiftly and effortlessly. Choose one of three starting paths that connect you with lenders and USDA programs.
A USDA home loan, backed by the government Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages don’t require any down payment.
Gateway Bank's known history began with a bank reorganization on March 7, 1932, as the Bank of Rison, and has remained in business under the same charter ever since. A major fire swept through downtown Rison just before New Year’s eve of 1932. According to the Cleveland County Herald, the fire was described in an issue published January 4, 1933
First National Bank at Darlington has been proudly serving the banking needs of Lafayette County residents since 1934. Our professional staff is committed to providing you with the most up to date financial services. As a locally owned bank, with convenient locations in Darlington & Gratiot, our commitment to our customers is second to none.
Marshfield Medical Center Credit Union was chartered in 1965 under laws of the State of Wisconsin by employees of St. Joseph’s Hospital. Until 1985 the credit union operated from office space in the hospital. That year we relocated to our own facility. Since then we have added numerous services and enjoyed exceptional growth.
Having worked for different companies as a loan originator for many years, Laura Leonhard, the founder of Mortgage Experts, had a vision: To offer our clients exceptional mortgage financing and service in a friendly, relaxed, and casual atmosphere. From this vision came Mortgage Experts Team of Waterstone – a full service mortgage lender.
First Choice Credit Union is located in Marshfield, Wisconsin, and was founded in 1967. At this location, First Choice Credit Union employs approximately 12 people. This business is working in the following industry: Finance other. Annual sales for First Choice Credit Union are around USD 1, 100, 017.00
Apple River State Bank and our First Community Bank branch for your banking needs.
As a community bank we provide a wide variety of financial services but delivered in a personalized manner only small banks can offer.
Apple River State Bank was chartered in 1948 and opened in Apple River, Illinois which still remains a locally owned finan
Northwoods Community Credit Union began as the Flambeau Paper Employees’ Credit Union in 1953. The Flambeau Paper Employees’ Credit Union, much like other credit unions all over the world, began with a simple idea: That people could achieve a better standard of living for themselves and others by combining their savings and making loans
Mobiloil CU is a not-for-profit financial service cooperative that currently has more than 67, 000 members & assets exceeding $1 Billion. Our purpose is to help members achieve their goals and dreams by providing the financial tools and services to get them there. Mobiloil CU has maintained a competitive position among other financial institutions.
Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients
