USDA Loan Vs. FHA loan for Arroyo-Grande, CA [San Luis Obispo County Rates 2023]

In 2025, USDA loan limit in Arroyo-Grande, county of San Luis Obispo, CA is $561,200 while FHA limit is $701,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Arroyo-Grande, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(313) 942-1660 2053 miles Lender's profile and map Reviews Midtown Home Mortgage LLC 4221 Cass Avenue, Apartment 600, Detroit, MI, 48201 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to ensure each borrower becomes educated on the mortgage process and never feels left in the dark. Midtown Home Mortgage researches the best products on the market to provide our client’s the best deal possible
(248) 573-3070 2053 miles Lender's profile and map Reviews In-House Mortgage LLC 38219 Mound Road, Suite 201, Sterling Heights, MI, 48310 "We can work with many different types of borrowers to help them get the exact loan they need for their situation. Our team of highly qualified Loan Officers are here 24/7 to ensure you're getting the loan you need, when you need it. We've got a constant tab on the latest interest rates around to ensure you're saving."
(586) 276-3000 2054 miles Lender's profile and map Reviews Extra Credit Union 6611 Chicago Road, Warren, MI, 48092 Extra Credit Union is a Federally Insured State Chartered Credit Union with assets of some $322 million and nearly 20, 000 members. We were founded by a small group of educators in 1954. and also At Extra Credit Union, you'll find more than innovative financial products and banking services tailored to your life, needs and financial goals.
(614) 357-5716 2054 miles Lender's profile and map Reviews Traditional Mortgage Banc Inc 1560 Fishinger Road, Columbus, OH, 43221 Traditional Mortgage Banc has grown to become one of the leading Conventional, FHA, VA, and Fannie Mae approved mortgage bankers in Central Ohio. Traditional Mortgage Banc offers the most competitive rates and terms in the market place. We offer Conventional Financing, FHA, VA, and more or an experienced real estate investor.
(614) 481-6073 2054 miles Lender's profile and map Reviews Lighthouse Mortgage Services LLC 3380 Tremont Rd, Suite 220, Columbus, OH, 43221 Lighthouse Mortgage Services LLC has substantial mortgage lending and real estate experience. The employees of Lighthouse Mortgage Services LLC have over 50 years of combined lending experience, while the owner have over 30 years of lending & real estate experience Vernon L. Morrison, President, started his lending career in 1984.
(586) 756-3300 2054 miles Lender's profile and map Reviews Ukrainian Selfreliance Michigan Federal Credit Union 26791 Ryan Road, Warren, MI, 48091 USMFCU has been serving its communities since 1952 and has never stopped putting its members first. Throughout our operation we’ve been committed to bringing great financial services to our members while never sacrificing genuine care and interaction. On top of offering great rates, deals, and services
(313) 963-6060 2054 miles Lender's profile and map Reviews Electrical Workers Local CU 1366 Porter Street, Detroit, MI, 48226 At Electrical Workers Credit Union, it's business as usual, even in this unusual environment. We've always believed in conservative, careful business practices. After all, we know that it isn't just our money that's at stake, it's yours. As always, your deposits are insured by the National Credit Union Association (NCUA).
(313) 965-8640 2054 miles Lender's profile and map Reviews One Detroit Credit Union 630 Howard Street, Detroit, MI, 48226 In 1935, we were formed as the Detroit Newspaper Industrial Credit Union, to serve people who worked in the newspaper industry. In the 1970s, we changed our name to be more inclusive of industries such as radio, television, printing, and publishing. We chose Communicating Arts Credit Union, the name most of us associate with our credit union.
(313) 305-0582 2054 miles Lender's profile and map Reviews LVRG Funding 615 Griswold St, Suite 700, Detroit, MI, 48226 The products offered by LVRG, LLC. can be small business loans, lines of credit, term loans, merchant cash advances, or other business funding products. These products are not consumer loans. All products mentioned may be provided by third parties and are subject to lender approval. Your loan agreement will identify the loan issuer prior to your si
(800) 966-8200 2054 miles Lender's profile and map Reviews Direct Financial 600 Lafayette E, Detroit, MI, 48226 Direct Financial is a division of New England Federal Credit Union (NEFCU), a financial institution headquartered in Vermont with a 50-year record of successfully helping members improve their financial conditions. Members served through Direct Financial are members of NEFCU. Anyone who lives, works, or studies in the Michigan