USDA Vs. FHA your options comparison in Arroyo-Grande, San Luis Obispo County, CA
The USDA loan limit in Arroyo-Grande within San Luis Obispo county, CA for 2025 is $561,200. Meanwhile, the FHA limit for a single-family home in the same period is $701,500.
Leverage the Lendersa® USDA loan calculator for side-by-side comparisons between today's USDA and FHA top rates. This can help you pinpoint the required income, credit, reserves, and documents necessary for qualification. Our versatile calculator allows you to view USDA, FHA, Conforming, and VA options together, assisting in your choice of the best program for your needs in Alabama.
Details on Loan Limits & Downpayment Requirements for 2025 in Arroyo-Grande, San Luis Obispo, CA
Loan Type
Loan Limit
Down Payment
USDA
$561,200
0%
FHA
$701,500
3.5%
Conventional Conforming
$701,500
3%
Explore USDA and FHA Loan Options in Arroyo-Grande, CA
Lendersa®'s aim is to find you the optimal USDA or FHA loan swiftly and effortlessly. Begin your journey by selecting one of three initial paths to link to suitable lenders and USDA options.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage and is designed for rural regions exclusively. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.
26200 American Drive, Fifth Floor, Southfield, MI, 48034
Hantz Group is a Michigan-based financial services firm that serves both the individual household and the business marketplace. Hantz Group provides a comprehensive range of financial services from financial planning, to home & auto insurance, life and disability insurance, tax planning, debt strategies, estate planning, banking and investments.
28588 Northwestern Hwy, Suite 290, Southfield, MI, 48034
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
29201 Telegraph Rd, Suite 611, Southfield, MI, 48034
We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.
25200 Telegraph Rd, Suite 350, Southfield, MI, 48033
We believe in small businesses and the people who grow them.
In fact, our mission at Credibly is to be the best small business lender. To make that happen, we leverage cutting-edge data science, technology, partner relations, and customer support to provide business owners with faster access to right-sized capital solutions.
26711 Northwestern Highway, Suite 200, Southfield, MI, 48033
We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Parkway Federal Credit Union has been serving our membership since 1947. We are a full service financial institution with a friendly community approach.
Our credit union is a financial institution owned and controlled by it membership for their benefit that:
-delivers superior service in a friendly & courteous manner with respect for the wort
BrightPath Mortgage, we provide a wide range mortgages to ensure that our valued customers have access to the best interest rates and loan terms. Our dedication to your complete satisfaction means that your needs are our ultimate priority. For borrowers who are preparing to relocate or are involved in out-of-state real estate investing,
We are a direct lender in the state of Ohio that provides affordable Personal Loans to people with bad credit to no credit scores. You will never be referred to other lenders. Walk-ins are welcome to any of our branches in London, Ohio, West Jefferson, Ohio, and Logan, Ohio. If you don’t want to drive to our offices, we can do the entire Personal L
