USDA Vs. FHA your options comparison in Arroyo-Grande, San Luis Obispo County, CA
The USDA loan limit in Arroyo-Grande within San Luis Obispo county, CA for 2026 is $561,200. Meanwhile, the FHA limit for a single-family home in the same period is $701,500.
Leverage the Lendersa® USDA loan calculator for side-by-side comparisons between today's USDA and FHA top rates. This can help you pinpoint the required income, credit, reserves, and documents necessary for qualification. Our versatile calculator allows you to view USDA, FHA, Conforming, and VA options together, assisting in your choice of the best program for your needs in Alabama.
Details on Loan Limits & Downpayment Requirements for 2026 in Arroyo-Grande, San Luis Obispo, CA
Loan Type
Loan Limit
Down Payment
USDA
$561,200
0%
FHA
$701,500
3.5%
Conventional Conforming
$701,500
3%
Explore USDA and FHA Loan Options in Arroyo-Grande, CA
Lendersa®'s aim is to find you the optimal USDA or FHA loan swiftly and effortlessly. Begin your journey by selecting one of three initial paths to link to suitable lenders and USDA options.
The USDA home loan, backed by the Department of Agriculture, is also known as the USDA rural development loan or mortgage and is designed for rural regions exclusively. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not demand any down payment.
612 Rembert C Dennis Boulevard, Moncks Corner, SC, 29461
The mission of Santee Cooper Credit Union is to provide financial services to members, to invest prudently, and to operate in the interest of the member while maintaining a safe and sound environment.Santee Cooper Credit Union remains committed to safeguarding the assets of our members.
"At Palmetto Mortgage, we are dedicated to serving our customers with the best service and products for their needs. We provide a wide variety of loan products and by doing so we allow our customers to choose the product that best suits their needs.
On the following pages you will learn briefly about our products and about us."
APR Mortgage LLC assists our clients with all matters relating to real estate and mortgage. Our goal as a company is to provide our clients with the confidence and experience to enable them to purchase the home of their dreams. We specialize in handling difficult loans that banks will not handle.
7357 International Place, Suite 102, Sarasota, FL, 34240
"Co-founded by Kirk Chivas and Ken Turkington in 2007, First Commerce Financial was created to provide the residents of Michigan with simple and objective financial solutions, thus resulting in a positive mortgage experience.
Using over 60 year’s experience, we pledge to earn your trust through unparalleled service, integrity and communication
6151 Lake Osprey Drive 3rd Floor, Sarasota, FL, 34240
Braun Mortgage Group, believe in challenging what has become the lending process standard. We believe that obtaining a mortgage loan should be a smooth, transparent & pleasant part of the home buying process. We believe in educating our clients and informing everyone involved throughout the process
The APR Commercial Funding team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
7345 International Place, #108, Sarasota, FL, 34240
Creative Lending LLC is locally owned and operated and has been in the same location for 15 years. We strive to be honest and upfront with customers while providing the best possible service. Lending LLC is locally owned and operated and has been in the same location for 15 years.
We are a full service lender servings the entire state of Florida. We have many different loan programs designed to find anyone's needs. Please feel free to contact us day or night and let us help you get into your next or first home. We are licensed to write mortgages anywhere in the state of Florida with our office located in beautiful Nokomis
Lend US, treat each customer as an individual, not a number. We are a husband and wife team that strive to give each loan a hands-on personable approach. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.
Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide.
