In 2025, USDA loan limit in Atwater, county of Merced, CA is $341,900 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Atwater, county of Merced, CA
Loan Type
Loan Limit
Down payment
USDA
$341,900
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Atwater, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
1670 South Amphlett Blvd, Suite 214, San Mateo, CA, 94402
Commercial Mortgage Corporation offers the best personalized mortgage services available on the Internet - easy, convenient shopping for the best loan programs and most current rates available, together with the assistance of an experienced. For old fashion service, you will always work with a "live" loan officer to guide you through.
SIMONS & COMPANY is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial.
Mortgage Services offers automated underwriting; a knowledgeable and experienced staff; and extremely competitive pricing on everything from conventional/conforming fixed and adjustable rate products, through jumbo intermediate ARM's and home equity loans.Mortgage Services is dedicated to delivering its products and services on time.
1010 S. El Camino Real, Suite A, San Mateo, CA, 94402
Allwin Capital has been providing service to clients from our San Francisco Bay Area base since 2010. Collectively, our consultants have over 100 years of experience in the mortgage industry.
We are an independently owned and operated business, and welcome clients from the entire state of California
JB Private Investments mission is to provide alternative financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area. The company services are Commercial Multi Family, Construction, SFR Residential Investment, Bare Land
JB Private Investments is a mortgage company located at 651 Fordham Road, San Mateo, CA 94402. JB Private Investments mission, is to provide alternate financing for real estate investors as well as a secure investment for our investors in and around the San Francisco Bay Area.
Redwood Mortgage is an established direct lender with over 40 years of experience in arranging and funding mortgage loans in California. Redwood Mortgage has funded $2 billion in loans and currently manages a loan portfolio of over $275,000,000. We review the borrower’s financial situation, as well at the property’s quality and equity.
Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
