FHA Vs. USDA loan program for Atwater, Merced County, California

In 2024, USDA loan limit in Atwater, county of Merced, CA is $341,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Atwater, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(215) 208-5443 http://www.citycapitalfunding.com/ 2447 miles Lender's profile and map Reviews City Capital Funding Inc 402 Executive Drive, Suite B, Langhorne, PA, 19047 Since 2003, our mission at City Capital Funding, Inc. (NMLS ID #127622) has been to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
(215) 741-3131 https://www.netequityloans.com/ 2447 miles Lender's profile and map Reviews Net Equity Financial 2267 Langhorne Yardley Road, Langhorne, PA, 19047 We are a full service Mortgage Brokerage and Real Estate Services company specializing in commercial and residential purchase mortgages, refinance and debt consolidation loans. We offer 100's of wholesale loan programs (both residential and commercial) through many of the largest lenders in the country through
(267) 852-5000 https://www.americanmortgageprocessing.com/ 2447 miles Lender's profile and map Reviews American Mortgage Processing Services One Oxford Valley, Suite 220A, Langhorne, PA, 19047 American Mortgage Processing Services (AMPS) is a back-office mortgage processing services provider. We specialize in Processing, Closing, Post-Closing and Quality Control of Residential Mortgage files. Our processing reduces cost, improves turn times and pass-through rates and produces quality mortgage files.
(267) 253-1100 http://www.libertymortgageusa.com 2447 miles Lender's profile and map Reviews Liberty Mortgage USA LLC 146 Lakeview Drive, Suite 400, Gibbsboro, NJ, 08026 Liberty Mortgage USA is a retail mortgage lender and financial services company, which provides a variety of mortgage options, homebuying solutions, and refinancing solutions with low down payments, minimal charges, and competitive interest rates.Our services are based on simplicity and prudence. That’s why we simplify the mortgage process.
(856) 596-8858 https://www.greentreemortgage.com/ 2447 miles Lender's profile and map Reviews Greentree Mortgage 2 Eastwick Dr, Suite 300, Gibbsboro, NJ, 08026 You can count on Greentree to make all of the arrangements for your mortgage. There are no up-front application fees. We get you started fast by analyzing your own individual needs, and finding a loan program that fits. If you are already a homeowner, we even provide a credit report analysis at no charge to you.
(856) 452-5549 http://teamphillipsmortgages.com/ 2447 miles Lender's profile and map Reviews Greentree Mortgage Company, LP 5 Perina Blvd, Suite 200, Cherry Hill, NJ, 08043 Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).
(866) 416-7156 http://acreloans.com/ 2447 miles Lender's profile and map Reviews ACRE MORTGAGE & FINANCIAL, INC. 400 Sheppard Rd, Voorhees, NJ, 08043 Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status,
(856) 692-3440 https://www.newfieldnationalbank.bank/ 2448 miles Lender's profile and map Reviews Newfield National Bank 18 S.West Boulevard, Newfield, NJ, 08344 Newfield National Bank, a full-service community bank, is a part of the Newfield Bancorp. It is a mutual savings bank, which is located in Newfield, N.J. Newfield National Bank provides a wide range of financial services and products, such as certificates of deposit, loans, checking and savings accounts
(808) 565-6522 https://www.lanaifcu.org/ 2448 miles Lender's profile and map Reviews Lana’i Federal Credit Union 816 Ilima Avenue, Lanai City, HI, 96763 Established in 1938, the Lāna’i Federal Credit Union, originally known as HAPCO Lāna’i Federal Credit Union, was organized to serve the employees of the Hawaiian Pineapple Company, on the island of Lāna’i, Hawaii. Lāna’i was once the largest pineapple plantation, producing 90% of the world’s pineapple during the 1950s – 1970s.
(609) 997-0176 https://www.ffmorglends.com/ 2448 miles Lender's profile and map Reviews Financial Freedom Mortgage, LLC 112 West Park Drive, Suite 300, Mount Laurel, NJ, 08054 Financial Freedom Mortgage, LLC. was established with the mission of creating extraordinary mortgage solutions for the citizens of New Jersey, Maryland, Delaware and Florida. That mission continues to be a driving force through today. Financial Freedom Mortgage has always sought out the nation's most creative and responsible lenders.