USDA Vs. FHA your options comparison in Franklin, Merced County, CA
2025 marks the USDA loan maximum of $341,900 in Franklin, Merced, CA, compared to an FHA limit of $472,030 for single-family homes.
Utilize the Lendersa® USDA loan calculator to weigh today's top USDA and FHA rates, determining required incomes, credit, reserves, and documentation for qualification. This advanced mortgage tool lets you examine USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the best option in Alabama for your unique financial needs.
Loan Limits and Dowpayment Needs for 2025 in Franklin, Merced, CA
Loan Type
Loan Limit
Down Payment
USDA
$341,900
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Franklin, CA
Lendersa® strives to provide the best possible USDA or FHA loan promptly and with ease. You can select from three starting paths that pair you with suitable lenders and access USDA loan programs.
Backed by the government via the Department of Agriculture, the USDA home loan—also called a USDA rural development loan or USDA mortgage—is exclusive to rural neighborhoods. FHA loans require a minimum 3.5% down payment, while USDA loans require no down payment at all.
Keystone Financial is your mortgage broker. If you're on the hunt for a home loan then you'll want to compare us to our competition. We offer a lending experience that creates confidence and trust. Our goal is simple if we win, you win! broker. If you're on the hunt for a home loan then you'll want to compare us to our competition.
The Kolesar Team is dedicated to offering the best service to our customers. We want to change the way you see a mortgage. More guidance, less stress – More transparency, less confusion – We are here to create a better mortgage experience.
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MortgageOne, Inc was founded by Bryce Schetselaar in March 2012 upon the principles of integrity and providing the right loan for every borrower’s situation. During college, Bryce began his career in the mortgage industry with Bank of America as a loan originator. It became obvious to Bryce that there was a better way
As the Broker of Home Avenue Real Estate and Finance and 32+ years in the Real Estate and Mortgage Industry, I can assure you that my team is ready to serve you. There are many questions you will undoubtedly have regarding the real estate and loan process and we are here to answer all of those questions.
Mortgage Max offers Loan programs to fit your budget. For practical and knowledgeable advice and options, give us a call. FHA, VA & Conventional. We can help with Reverse mortgages as well.
We have been helping clients finance the purchase, or refinance of properties in north San Diego County for over 33 years.
2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
MH Loans has a successful method of financing mobile homes in Florida, Texas and California. The long history of solid customer service along with industry knowledge, has driven MH Loans into the spotlight as a premier lending resource for manufactured homes. The team is composed of committed individuals that go the distance to discover
1901 Camino Vida Roble, Suite 115, Carlsbad, CA, 92008
With over 20 years of combined experience on the front line of lending our qualified team of compliance professionals speak the mortgage language and are able to hear what our clients truly need to gain compliance “know-how” and build a solid foundation for a successful business. As part of our core business strategy,
We specialize in Residential Mortgages. FHA, VA and Conventional financing. As a mortgage banker we function like a mortgage broker without the uncertainty. We have the power to make decisions locally. With over 25 years in the mortgage lending business we can make your process smooth and efficient. Mortgage refinancing, mortgage purchase.
"Janus Mortgage (NMLS # 1433731) has 20+ years of experience in all aspects in the Southern California real estate marketplace.
We have seen all of the ups and downs of what is the most unique real estate market in the world. Funding loans and selling real estate are our passion."
2244 Faraday Avenue, Suite 92, Carlsbad, CA, 92008
In Park Lending strives to provide affordable mobile home financing options to first time buyers and existing manufactured homeowners. We utilize the latest technology and deliver educational resources to our customers in an effort to simplify the mortgage process. We want our customers to have the confidence.
