USDA and FHA Pro and Con in McSwain, Merced County, CA
As of 2025, the USDA loan limit set for McSwain, located in Merced county, CA, is $341,900. Meanwhile, the FHA limit is marked at $472,030 for purchasing a single-family dwelling.
Consider using the Lendersa® USDA loan calculator to evaluate current USDA against FHA competitive rates, ensuring you understand the required income, creditworthiness, reserves, and paperwork to qualify. Our comprehensive mortgage calculator contrasts USDA, FHA, Conforming, and VA loans side by side, aiding your decision for the best financial option in .
2025 loan guidelines and down payment basics in McSwain, located in Merced, CA
Loan Category
Maximum Limit
Down Payment Rate
USDA
$341,900
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan opportunities in McSwain, CA
Lendersa® aims to secure the most beneficial USDA or FHA loan promptly, eliminating any complex procedures. Begin with any of the three paths provided, which link you with suitable lenders and USDA loan schemes.
A USDA home loan, sponsored by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. In contrast to FHA loans that necessitate a down payment of at least 3.5%, the USDA mortgage loan demands no down payment.
Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse
Founded in 1948, and named for agricultural researcher and scientist George Washington Carver, Carver Federal Savings Bank formally began operations on January 5, 1949 on 125th Street in Harlem, providing local residents a place to save and obtain mortgages to buy homes in their own communities.
Neighborhood Housing Services of South Florida Inc
300 Northwest 12th Avenue, Miami, FL, 33128
Established in 1978, NHSSF is a 501(c)(3) chartered member of the NeighborWorks® network. We are amongst a nationwide network of 245 trained and certified community development organizations at work in more than 4, 400 communities across America. NHSSF provides a full spectrum of homeownership services in English
We are a specialized firm of life settlement contracts and reverse mortgage(HECM). Our agency offers life and health benefits from major insurance carriers. We also represent most banks that provide home equity conversion mortgages.Our firm focuses on providing solutions to seniors undergoing financial distress.
Mortgage brokerage and realty consulting business in Miami, Florida. We work on commercial and residential loans to homeowners as well as investors. We have bank, private and hard equity loans available for all property types. We work with prime clients, non-prime clients and other mortgage brokers or lenders .
Since 1956, Fidelis Federal Credit Union is committed to building our assets and membership by providing quality services to our members in a prompt, courteous and responsible manner, while maintaining competitive rates and financial stability and Fidelis Federal Credit Union is a nonprofit financial institution
DML Lending is a family owned and operated by a group experienced and knowledgeable real estate lenders that help local real estate investors become successful. DML provides short-term (12 months) loans to a variety of independent real estate developers and investors across the country.
620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.
our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan, which is why we pride ourselves on our guar
766 Shrewsbury Avenue, East Bldg, Suite 204, Tinton Falls, NJ, 07724
MDE Home Loans is dedicating to fulfilling the American Dream of home ownership by providing buyers access to financing and industry leading lending services.Our highly trained team averages more than two decades of experience in mortgage lending. We understand that each customer has specific needs & we strive to deliver personalized.
