USDA Loan Vs. FHA loan for McSwain, CA [Merced County Rates 2023]

In 2025, USDA loan limit in McSwain, county of Merced, CA is $341,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in McSwain, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(720) 746-2380 852 miles Lender's profile and map Reviews Mortgage365 Lending LLC 640 Plaza Drive, Suite 120, Highlands Ranch, CO, 80129 Mortgage365 is dedicated on unlocking the full power and potential of the Microsoft Cloud and making it Mortgage Aware for lenders looking to create BETTER, SMARTER, FASTER loan experiences. We harness the latest technology to reverse the cycle of rising costs and falling productivity and simply put; do MORE with LESS.
(877) 939-0339 852 miles Lender's profile and map Reviews Vertex Financial Group Inc 640 Plaza Drive, Suite 120, Littleton, CO, 80129 our goal is to provide you with superior mortgage advice, professional service, along with low interest rates. Our skilled, knowledgeable Loan Advisors guide you through the process of selecting the right mortgage that best fits your goals & objectives, with no surprises and no hidden fees.
(303) 471-7625 852 miles Lender's profile and map Reviews Red Rocks Credit Union 8195 SouthPark Lane, Littleton, CO, 80120 We are committed to inspiring our members through community engagement, educational seminars, and an exceptional experience that not only supports their financial goals, but also their well-being through each phase of their journey. We are a remember-your-name, make-your-dreams-happen kind of place.
(720) 851-1007 852 miles Lender's profile and map Reviews Louviers Mortgage Group 1101 W Mineral Ave, Suite 101, Littleton, CO, 80120 "ouviers Mortgage Group, LLC is your premier mortgage expert located in Louviers, Colorado. We pride ourself on offering some of the lowest rates nationwide and making the loan process simple, straightforward and fast for borrowers seeking a mortgage in Colorado. Whether you are first time home buyer, purchasing your dream home."
(303) 468-3335 852 miles Lender's profile and map Reviews PCM Funding LLC 5640 South Sycamore Street, Littleton, CO, 80120 We are a local company in southwest Littleton, with over 30 years of experience in mortgage lending. Not only is our office located in your community, but we live here too. We proudly support other businesses in our neighborhood and appreciate the patronage from our neighbors, friends and colleagues in the Denver metro area.
(303) 471-4445 852 miles Lender's profile and map Reviews Colorado Home Mortgages Inc 621 SouthPark Drive, Suite 300, Littleton, CO, 80120 Colorado Home Mortgages, Inc. is simply the best source for home financing. Call today to find why CHM is different: Upfront information with no credit check, no obligation and expert financing advice from only licensed mortgage loan originators. Our representatives work with you from consultation to closing and we do this on time.
(303) 550-2626 852 miles Lender's profile and map Reviews Estates Mortgage Group Inc 1901 West Littleton Blvd, Suite 212, Littleton, CO, 80120 Estates Mortgage Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(303) 662-9490 852 miles Lender's profile and map Reviews Reed Mortgage Corporation 26 W. Dry Creek Circle, Suite 600, Littleton, CO, 80120 "At Reed Mortgage Corporation, we recognize that each consumer is different, with a different financial situation and a unique need. With hundreds of loan programs, we are able to provide you with the mortgage loan that best fits your individual situation. We offer mortgage loans for virtually any purpose, including Buying a home etc.."
(303) 539-3000 852 miles Lender's profile and map Reviews Hard Money Mike 1101 W Mineral Ave., Suite 101, Littleton, CO, 80120 Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide: In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.) Fund up to 90% of purchase and 80% of rehab. Higher loan-to-value loans.
(303) 600-3680 853 miles Lender's profile and map Reviews Premier Family Mortgage LLC 3545 South Platte River Drive, Suite A, Englewood, CO, 80110 Premier Family Mortgage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.