USDA Loan Vs. FHA loan pro & con for Winton, Merced County, CA

In 2024, USDA loan limit in Winton, county of Merced, CA is $341,900 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Winton, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(308) 548-2223 https://www.bankofclarks.net/ 1237 miles Lender's profile and map Reviews Bank of Clarks 301 N. Green, Clarks, NE, 68628 Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
(402) 723-4441 https://www.hendersonstatebank.net/ 1238 miles Lender's profile and map Reviews Henderson State Bank 1040 North Main Street, Henderson, NE, 68371 Henderson State Bank seeks to better our communities in many ways. We offer lending products, with a focus on Ag and Commercial businesses. We have various types of deposit accounts, and other related services, to help anyone with their banking needs. We also are heavily involved in our communities through various service projects, donations.
(325) 762-2222 https://www.fnbab.com/ 1239 miles Lender's profile and map Reviews First National Bank Albany/Breckenridge 100 S. Main, Albany, TX, 76430 First National Bank Albany/Breckenridge has a long, storied history stretching back over 135 years. The bank was first organized in 1883 as The First National Bank of Albany. It was a country bank founded because of the need to have access to local banking. The bank evolved as the local area gradually developed from frontier to settlement.
(402) 842-2435 https://brunswickstatebank.com/ 1239 miles Lender's profile and map Reviews Brunswick State Bank 226 2nd St, Brunswick, NE, 68720 Brunswick State Bank proudly provides Brunswick, NE and Winnetoon, NE with complete personal and business banking services. The town began in 1879 when the Galloway family moved to Ellsworth Township from Illinois. Each "eligible member of the family" filed homestead claims - the parents and three grown children.
(405) 643-2305 https://washitavalleybank.com/ 1240 miles Lender's profile and map Reviews Washita Valley Bank 220 Hazlett Street, Fort Cobb, OK, 73038 Washita Valley Bank has been your hometown bank since 1902. We offer all of your full service banking needs, right here at home. Michael Sebastian, our current CEO/President, has worked hard to make sure that you continue to receive the best customer service in a friendly atmosphere, just like the good ol' days.
(325) 387-3861 https://www.sonorabank.com/ 1240 miles Lender's profile and map Reviews The First National Bank of Sonora 102 E Main St., Sonora, TX, 76950 The First National Bank of Sonora was organized by E.R. Jackson in 1900, only 10 years after Sonora became a town. The move to organize a bank was deemed foolhardy by some who had already seen two financial institutions fail. The organizational meeting was held on May 3, 1900, with E.R. Jackson, E.F. Vander Stucken,
(402) 993-2231 https://genoacb.com/ 1240 miles Lender's profile and map Reviews Genoa Community Bank 502 Willard Ave, Genoa, NE, 68640 The mission of Genoa Community Bank is to provide financial services to the local market area, to meet the needs of its shareholders and employees, and to assist Genoa and surrounding communities to maintain and grow economic activity. Genoa Community Bank will uphold the highest standards of quality and ethics.
(701) 288-3491 https://makeitmcb.com/ 1241 miles Lender's profile and map Reviews McIntosh County Bank 204 West Main Street, Ashley, ND, 58413 McIntosh County Bank of Ashley, North Dakota was organized September 15, 1911 as the Farmers State Bank of Danzig, North Dakota. By 1913, controlling stock was acquired by J.H. Wishek and Peter Billigmeier. At that time, Danzig was a thriving community with two grocery stores, meat market, lumber yard, hardware store.
(830) 774-2555 https://www.thebankandtrust.bank/ 1244 miles Lender's profile and map Reviews The Bank and Trust, S.S.B. 1200 Avenue F, Del Rio, TX, 78840 In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars
(830) 774-2328 https://www.borderfcu.com/ 1244 miles Lender's profile and map Reviews Border Federal Credit Union 2211 N Bedell Avenue, Del Rio, TX, 78840 Border FCU is a not-for-profit community financial instituion owned by its members.and also BFCU's mission is to serve the community of member - owners by providing diverse, competitive and progressive financial services to improve the financial well being of our members and their families
(830) 775-0295 http://www.amistadbank.com 1244 miles Lender's profile and map Reviews Amistad Bank 1301 Veterans Blvd, Del Rio, TX, 78840 Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.
(620) 241-9308 https://www.mcphersoncu.com/ 1244 miles Lender's profile and map Reviews McPherson Co-op Credit Union 1999 South Main Street, McPherson, KS, 67460 McPherson Co-Op Credit Union has been a member-owned, not-for-profit financial institution. We have come a long way since the card table in the basement! The mission of MCCU is following the credit union philosophy of “People Helping People” by providing quality financial services to our members.