USDA Vs. FHA your options comparison in Bear-Valley-Springs, Kern County, CA
In 2025, the USDA loan limit in Bear-Valley-Springs, located in Kern county, CA is $291,100, while for a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates and determine necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in Alabama.
2025 Loan Limits and Required Down Payments in Bear-Valley-Springs, Kern, CA
Loan Type
Loan Limit
Down Payment
USDA
$291,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bear-Valley-Springs, CA
Lendersa® aims to offer you the best possible USDA or FHA loan quickly and effortlessly. Choose from three options to match with lenders and USDA loan programs.
A USDA home loan, also referred to as a rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture, designed for rural neighborhoods only. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.
Private Mortgage Advisors has grown quickly to be a top mortgage lender in the Greater San Francisco Bay area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Northern California, by offering a large lender platform while still providing the customized
600 SAN RAMON VALLEY BLVD STE 101, Danville, CA, 94526
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1 Plaza View Lane, Suite 367, San Mateo, CA, 94404
Xila Financial is a full service real estate advisory firm with offices in California. What makes Xila Financial unique is our ability to advise clients from the standpoint of both a lender and an investor. This multi-faceted view approach has proven to be beneficial and invaluable for our clients and sets us apart from our peers.
969 G Edgewater Boulevard, Suite 878, Foster City, CA, 94404
Elena Wyman is a licensed Real Estate Broker serving San Francisco and San Mateo counties, and parts of Silicon Valley. She is Broker/Owner of Emerald Key Realty and Mortgage Inc. Elena also licensed Mortgage Broker. That makes my brokerage "one-stop shop" for customers and provides convenient and efficient Real Estate and Mortgage services.
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675 Mariners Island Blvd, Suite 107, San Mateo, CA, 94404
Emerson Financial is an established Mortgage Loan Brokerage firm specializing in the financing of residential and investment property throughout California.and also Whether you are looking to refinance, buy your next home or starting as a first-time homebuyer, our loan officers are here. They will guide you through your transaction..
The San Mateo City Employees Federal Credit Union operates on the foundation of trust and respect for it’s members. This institution was created by employees and continues to serve employees, retirees and their family members with the goal of providing exclusive, lifetime benefits in a convenient manner while maintaining our history.
