USDA Vs. FHA your options comparison in Bear-Valley-Springs, Kern County, CA
In 2025, the USDA loan limit in Bear-Valley-Springs, located in Kern county, CA is $291,100, while for a single-family home, the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to assess today's optimal USDA versus FHA rates and determine necessary income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program for your financial needs in Alabama.
2025 Loan Limits and Required Down Payments in Bear-Valley-Springs, Kern, CA
Loan Type
Loan Limit
Down Payment
USDA
$291,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Bear-Valley-Springs, CA
Lendersa® aims to offer you the best possible USDA or FHA loan quickly and effortlessly. Choose from three options to match with lenders and USDA loan programs.
A USDA home loan, also referred to as a rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture, designed for rural neighborhoods only. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment.
Wyndham Capital Mortgage’s corporate culture empowers our employees. We strive to facilitate a greater sense of purpose in your jobs and lives, and your involvement will translate directly into continuous improvement in our systems and processes. In an empowered organization, you bring your best ideas
PHCU is a full service credit union committed to being your trusted partner for financial services, including loans & a wide variety of savings options. Federally Insured by NCUA. Equal Housing Lender and also Palmetto Health Credit Union (PHCU) is a not-for-profit financial cooperative owned by its members and governed.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Pittsburgh FCU is a member-owned, not-for-profit, financial cooperative chartered in 1935. Since our founding Pittsburgh FCU has promoted the basic credit union philosophy of “People Helping People”. Our credit union exists to meet the financial needs of our members & their families. To achieve goal, we offer an array of quality financial products.
At Southside Mortgage of Pittsburgh Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union
95 South Seventh Street, Pittsburgh, PA, 15203
The Ukrainian Selfreliance of Western Pennsylvania Federal Credit Union is a co-operative, not-for-profit and member-owned financial institution serving the Ukrainian American community of Western Pennsylvania. Our goal has been to serve the financial needs of our members and our community. We return excess earnings to our members.
5 Hot Metal Street, Suite 201, Pittsburgh, PA, 15203
The IBEW Local 5 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the Credit Union, IBEW Local 5 FCU was started in 1974 by a small group of electricians.
1735 E Carson St, Suite 391, Pittsburgh, PA, 15203
A leading Pittsburgh-based hard money lender, M&M RE Holdings is owned and operated by experienced real estate professionals who are eager to help real estate investors succeed on their next rehab project. We have years of experience with the real estate market and the issues that occur during the rehabilitation process,
