USDA Vs. FHA your options comparison in Bear-Valley-Springs, Kern County, CA
In 2025, USDA loan limit in Bear-Valley-Springs, county of Kern, CA is $291,100 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Bear-Valley-Springs, county of Kern, CA
Loan Type
Loan Limit
Down payment
USDA
$291,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Bear-Valley-Springs, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Chandler Mortgage, we take the time to understand the needs and goals of each of our clients. We work with our clients and real estate professionals to provide comprehensive mortgage solutions for today’s real estate market. Chandler Mortgage offers a complete portfolio of loan products at highly competitive rates.
6909 West Ray Road, Building 15, Suite 100, Chandler, AZ, 85226
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
True Mortgage is residential and commercial mortgage brokerage located in Chandler, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in Arizona. Whether you are first time home buyer, purchasing your dream home
3100 West Ray Road, Suite 201, Chandler, AZ, 85226
First Veterans Capital has opened its doors to serve the AZ market with integrity, transparency, and to provide excellent customer service while ensuring low cost, fast turn time, and the most important, adding value to its customers lives! By running lean, we're able to offer hassle free loans
Apex Home Mortgage LLC is committed to security and privacy of the personal information. This privacy policy applies to that information that you submit via this website, and that Apex Home Mortgage LLC receives via this website. It does not apply to the practices of businesses and people with which we have no affiliation or control.
Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan
Banner Federal Credit Union was originally chartered as a Federal Credit Union on April 23, 1957. The credit union has grown from an original membership of 22 to 9,180 as of November 2015.
We are not a bank; we are a credit union, a not-for-profit, full-service financial institution, owned by our members.
We are an investment property advisement firm specializing in structured financing, placement of debt, equity, and other commercial real estate related services. Investment property advisement firm specializing in creative funding instruments for high value residential properties and nonprofit commercial real-estate.
